Freedom To Retire

While everyone's retirement will look different, one thing that is fairly common is not wanting to *un-retire.*  Yet there are those out there who want to continue working, or perhaps even go back to…

We're now less than a year away from the 2024 presidential election.  Should you dictate your investment strategy based on the outcome?  Jim offers his thoughts on what to do leading up to (and follo…

After a bad 2022, bonds have bounced back this year, with some of the highest yields since 2007.  Does that mean it's time to go back in on bonds?  Jim Cipriotti offers his thoughts on this episode o…

What's better- timing the market, or time in the market?  Jim discusses how to take the stress out of market performance and more on this episode of Freedom to Retire.

Catch Freedom To Retire with Ji…

Why are you still working?  Is it because you need to, or because you *think* you need to? Jim discusses how taking the time to develop a retirement plan could help you achieve those retirement dream…

Despite all the doom and gloom predictions surrounding the market heading into this year, it’s kept trudging along in a positive direction.  Does this mean good things heading into 2024, or is there …

While inflation seems to be dwindling, market volatility continues and interest rates are at a 22 year high.  Despite these challenges, there are actually ways to use all this economic turmoil in our…

With all the talk of inflation (finally) cooling off, the Fed still seems intent on getting it to drop from 3% to 2%.  Jim talks about what difference one percent actually makes, as well as what it c…

Auto-pay is a great way to take care of your monthly subscriptions and bills without having to think about them… but sometimes that means forgetting about (and paying for) things you’re not even usin…

Before you clock out for the last time, before you collect your first social security check, before you even think about Medicare… there’s one age you should pay attention to as you approach retireme…

A lot of changes (obviously) happen when you retire.  You stop setting your alarm.  Your commute disappears.  And you begin spending the money you’ve spent your entire working career saving up. 

Jim …

What should you do with your 401(k) when you change jobs?  The conventional wisdom is to move the account, but there’s a new option that actually incentivizes leaving it with your former employer! Ji…

Are you a baby boomer approaching retirement? If so, you're not alone. But many baby boomers are feeling behind the 8 ball when it comes to their retirement savings.  Jim discusses the importance of …

In this episode of the Freedom to Retire podcast, Jim discusses the importance of estate planning, especially when it comes to protecting your assets from unwanted inheritance. He talks about the dif…

In this episode hear Jim talks about the new tax law that will require high-income earners to make Roth 401K contributions instead of traditional 401K contributions. He discusses the pros and cons of…

If there was a glaring mistake in your retirement plan, when would you want to know about it?  Jim Cipriotti talks about the number one mistake pre-retirees make, and how to avoid it, on this episode…

With 2023 already halfway over, it's an excellent time to see if you should be staying the course with your retirement plan, or if changes should be made.  Jim talks about the types of things to look…

When it comes to making a big decision, are you more likely to take the advice of friends, family, or a professional?  Jim Cipriotti discusses the merits of each on the latest episode of Freedom to R…

Maybe not at the moment, but could you be overpaying the IRS by not taking taxes into account right now?  Jim Cipriotti discusses what you should be looking at on this episode of Freedom to Retire.

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Do you find yourself constantly checking to see how you stack up compared to others when it comes to your retirement?  Jim discusses why you should consider changing your outlook on this episode of F…