Freedom To Retire

Jim Cipriotti covers topics related to the economy, interest rates, investments, and estate planning. Today we discuss the impact of interest rates on the economy and businesses, as well as the effec…

Jim Cipriotti discusses the importance of having a retirement plan and not letting negative news affect investment choices. He emphasizes the need for a dependable source of monthly income in retirem…

How does the current state of interest rates have an impact on retirement planning? Jim emphasizes the importance of having a well-balanced investment portfolio and explores alternative investment op…

Sure, it can be a major component of it.  But how do you take that money that you've saved for all these years and actually turn it into sustainable income in retirement?  Jim talks about the additio…

And if you said "yes," then... why?  Jim talks about why so many people may be in better financial shape than you thought on this episode of Freedom to Retire.

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No, not sweeping those unsightly accounts under the rug, but there could be a lot of value in consolidating 401(k)s, 403(b)s, and all the alphabet soup you may have in your portfolio.  Jim discusses …

Even if you don't have a pension option at your job.  Jim talks about the importance of consistent sources of income in retirement and how to create them on this episode of Freedom to Retire.

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Two different financial media personalities have recently weighed in on this subject, and their opinions are vastly different.  Jim talks about which one (if either) is right on this episode of Freed…

There's lots of media that talk about "The average retirement this, the average retirement that..." but wouldn't you rather have a retirement that's more than average, that's suited specifically for …

Spoiler: not very.  Jim Cipriotti breaks down this decade's old rule of thumb, and discusses a better mindset when it comes to withdrawing from your savings on this episode of Freedom to Retire.

Catc…

This coming from Ted Benna, the "father" of the 401(k).  Jim discusses Ted's statement, and how it can be remedied on this episode of Freedom to Retire.

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There are many out there who have the means to retire, but choose to delay it for one reason or another.  Jim talks about the pros and cons of making that decision on this episode of Freedom to Retir…

Only half of pre-retirees think their retirement will go smoothly, and only a third say it actually is.  The biggest challenge? The transition to no longer being in the working world.  Jim discusses …

Which would you want to talk about the least?  Jim Cipriotti discusses why people are so hesitant to talk about their personal finances, and the importance of being able to do so (at certain times) o…

An economist is calling for "worst crash of our lifetime" later this year.  And while that's speculation, there are certain things we know for sure: interest rates will come down this year, and taxes…

And furthermore, is there anything we should be doing before that happens?  Jim talks about why now might be the best time to lock in some of the rates that banks and other companies are offering on …

Why do so many resolutions fail within the first month of the year?  Simply put, they're too unrealistic.  Setting smaller incremental goals, and celebrating those milestones,  can go a long way to e…

Is there a correlation between how you drive and how you save for retirement?  As millions of Americas get ready to hit the road for holiday travel, Jim discusses the similarities between safety on t…

If you watch any of the financial channels on tv long enough, you'll hear contradictory messages, sometimes within hours or even minutes of each other!  Jim talks about how to cut through all the fin…

As predictions are coming in for 2024, one thing we know for sure is that tax thresholds will be increasing across the board.  What exactly does this mean, and will it help or harm investors going in…