Freedom To Retire

It’s important to learn from your own mistakes… but what can you learn from other people’s mistakes?  Jim Cipriotti talks about common retirement missteps that you don’t have to make on this episode…

Is it enough to have money saved for retirement, or is there value in having a proper withdrawal strategy in place as well?  Jim Cipriotti discusses the common mistakes people make when spending down…

Artificial intelligence has been in the spotlight lately, and while there are practical uses (thank you, autocorrect!), there are still things that may not be ready just yet (robo-dentists?).  Jim Ci…

As the Federal Reserve raises interest rates (again) to try and curb inflation, here's something to consider: inflation will always exist... but hopefully to a lesser degree.  Jim Cipriotti discusses…

There's certainly a time and place to do it yourself, and certainly some pride that goes into being able to do so.  Jim discusses why managing your own finances, especially in retirement, may not be …

Inflation, the market... Living longer than you'd accounted for.  These are all things that can directly impact your retirement picture, but by taking the proper steps you can overcome these and so m…

So many people are concerned with making their money last in retirement that they actually are afraid to spend anything.  Jim discusses how he helps clients begin to enjoy themselves on this episode …

As reminders of the 2008 financial crisis continue to appear, think about this: what’s different this time, and what are you doing about it?  Jim offers his insight on this episode of Freedom to Reti…

As the dust continues to settle following the collapse of SVB, what lessons can be learned as they pertain to your retirement accounts?  Jim Cipriotti tells you what to look out for on this episode o…

With inflation and market volatility still out of hand, what's an pre-/recent retiree to do to protect what they've accumulated during their career?  Jim Cipriotti discusses how to use another hot bu…

No one has the fear of missing out on market gains lately, mostly because they're close to nonexistent.  But is there something else investors and especially pre-retirees should be looking at, especi…

What's the winning strategy heading into retirement?  The short answer: it depends.  Jim gets into the longer, more in-depth answer on this episode of Freedom to Retire.

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Do you feel like you're on track for retirement... as long as nothing goes wrong?  Jim Cipriotti discusses how to become more confident about your retirement prospects on this episode of Freedom to R…

There are things you may be doing that can "drain the battery" of your retirement accounts much faster than you realize.  Jim Cipriotti talks about them and what you changes you can make to stop thes…

The investments you've had for the past 15-20 (or longer) years may not be what you need to be holding on to these days.  Jim Cipriotti discusses the benefits of changing up your strategy and more on…

Hopefully re-entering the workforce after retiring is something you do by choice and not necessity.  Still, there are things you should consider before putting those work clothes back on.  Jim Ciprio…

Withdrawing from a 401(k): generally a bad idea.  But borrowing from a 401(k)?  Well, that’s not quite as cut and dry.  Jim Cipriotti weighs the pros and cons of a move like this, and more, on this e…

At the very end of 2022, Congress finally passed Secure Act 2.0, which is meant to help Americans save more for their retirement.  Jim Cipriotti breaks down what you need to know about these new rule…

Market performance, or lack thereof, has certainly been in the spotlight after a volatile 2022.  But returns are only a part of the retirement plan... and neglecting the other factors can be just as …

Recent market volatility has caused many investors to become more conservative in their 401(k)s, but are there options for retirees outside of 401(k)s?  Jim Cipriotti discusses on this episode of Fre…