Freedom To Retire

Jim Ciprioti discusses the current state of the stock market and the impact of interest rates on retirement planning. He emphasizes the importance of having a plan in place to navigate market fluctua…

The fear of running out of money in retirement is a common concern among retirees. Many retirees are hesitant to spend their savings, leading to a less enjoyable retirement. It is important to have a…

There are taxes on Olympic medals and cash awards, different types of income and their tax implications, strategies for minimizing taxes, and the potential leaks in retirement accounts. Jim Cipriotti…

The Biden administration's proposed new taxes on the wealthiest Americans and the potential impact on tax planning. Jim explores the historical trend of new tax rates trickling down to lower income l…

Jim addresses the reasons individuals might switch financial advisors, such as insufficient comprehensive financial advice and inadequate communication. He also sheds light on the challenges faced by…

Jim Ciprioti discusses required minimum distributions (RMDs) and strategies to minimize the amount or avoid taking RMDs altogether. He also discusses the rules for RMDs from IRAs and inherited IRAs, …

Jim Ciprioti discusses the importance of diversification in retirement planning and the risks of picking individual stocks. He highlights the volatility of the market and the potential for investment…

How do you define financial independence and how to achieve it? Jim Cipriotti highlights the importance of considering tax implications when making financial decisions, such as paying off a mortgage.…

The rise in 401k millionaires brings a common dilemma: whether to keep investing in the stock market or transfer profits to less volatile investments. Jim narrates a story of a couple worried about t…

Jim Cipriotti discusses the impending expiration of the Trump tax cuts and its potential effects on retirement planning. He highlights the significance of accounting for taxes in retirement strategie…

The dangers of market timing and the importance of preparing for potential reductions in Social Security benefits. Jim Cipriotti emphasizes the negative impact of trying to time the market, and the n…

The current state of the stock market, its potential impact on retirement savings, and the implications of recent stock sales by notable individuals. Jim Cipriotti will also discuss the possibility o…

The fear of depleting funds during retirement ranks as the top concern, with annuities playing a potential role in mitigating this issue. Jim Cipriotti also touches on the unfavorable views of annuit…

Are you watching the stock market and wondering how it affects retirement funds? Jim will also talk about the conflicting feelings that can be associated with the growth of account balances and the a…

We all have the necessity of assured income, Jim Cipriotti of Retire Ready Financial Group will explain methods for devising retirement income strategies, the effects of government expenditure on tax…

Jim Cipriotti of Retire Ready Financial Group delves into the importance of informed decision-making, tax planning, and the impact of retirement account balances on taxes. Additionally, it explores t…

Jim Cipriotti of Retire Ready Financial Group discusses the concerns and misconceptions surrounding annuities as a source of guaranteed income in retirement. He addresses the fear of outliving assets…

In this conversation, Jim Ciprioti discusses retirement planning and investment strategies. He emphasizes the importance of considering interest rates and inflation when making investment decisions. …

A new study from Vanguard shows that more people than ever are setting aside money in their retirement accounts at increased levels. The average balance in retirement accounts has gone up by 19% howe…

 Jim Cipriotti of Retire Ready Financial Group discusses the strategy of "Sell in May and Go Away' and whether it still holds water in today's market. He analyzes historical data and concludes that s…