Dev Raga Personal Finance

In today's episode Dev unpacks the three bucket retirement strategy, touching on:

👉🏾 emergency savings and liquid assets

👉🏿 medium term holdings

👉🏻 longer term holdings with a bit more risk

👉 2 key facto…

On today's show Dev explains the ten rules every investor should keep in mind:

👉🏾 reversion to the mean

👉🏿 the markets always overcorrect

👉🏻 excesses are a red flag! 🚩

👉 bear markets have 3 stages

👉🏼 inve…

The power of compounding also applies to investment fees so it’s important to know what you’re paying when you invest! In this episode Dev touches on:

👉🏾 why is investing not free

👉🏿 ETFs vs managed fu…

Let's take it back to basics! In this episode Dev unpacks:

👉🏻 should you save or invest 'pay yourself money'?

👉 the pros & cons of saving

👉🏽 the pros & cons of investing

👉🏼 how to calculate your savings …

In the second part of this interview Dev and Dr Dean chat about:

👉🏾 how Dean invests

👉🏿 his thoughts on debt

👉🏻 he and his partner's FI number

👉 public vs private education

👉🏼 his personal protection plan…

In part 1 of this 2-part interview, medical doctor Dr Dean shares some of his career journey in medicine, savings habits and tips for productivity at work. In part 2 Dev and Dean get into investing, …

In this Q&A episode Dev touches on:

👉🏾 the private health industry post-covid

👉🏿 vet careers and earning less than what people may think

👉🏻 salary packaging and HECS/HELP

👉 the process/cost of elective e…

In today's Q&A Dev discusses:

👉 paying off debt fully vs creating an emergency fund and paying debt off gradually

👉🏼 investment bonds

👉 early career fellow - the pros and cons of buying a $2-3m home

👉🏽 s…

In today's episode we're continuing part 2 our chat with Owen Rask from the Rask Group talking about:

👉🏾 value investing and how to value a company

👉🏿 the index fund bubble - is it all just hype?

👉🏻 inv…

In today's episode we're chatting with Owen Rask, cohost of the Australian Finance Podcast and founder of the Rask Group. Owen shares about his career prior to Rask and what motivated him to start th…

In today's episode, Dev chats with Kate Campbell from the Australian Finance Podcast about:

👉🏻 her story

👉🏾 FIRE

👉🏿 her career

👉 superannuation

👉🏼 money wins

👉🏽 and more!

We hate email spam so we don’t crea…

In today's episode we're chatting about how the concept of game theory applies to investing! Dev touches on:

👉🏻 what is game theory and how does it work?

👉🏾 nash equilibrium explained

👉🏿 various games/c…

In today's money wins episode Dev chats with Dr Ted, a junior doctor from Victoria. Ted and Dev discuss:

👉🏾 tips for junior doctors & interns

👉🏻 career pathways in medicine

👉🏾 debt

👉🏿 investing

👉🏻 money t…

In today's episode we're continuing with part 2 of the interview with Captain FI chatting about:

👉🏾 his investment strategy and income streams

👉🏿 net worth and how he calculated his FI number

👉🏽 his tho…

In today's episode, retired pilot Captain FI joins us for a special interview about his journey to reaching FIRE at the age of 30. In part 1 Captain FI shares about:

👉🏿 his childhood and the lessons h…

In today's episode Dev explains how we experience accumulative advantage in everyday life and investing, also touching on the Matthew Effect and the concept of "winner takes all".

📝 Episode transcript…

Let's explore the fundamentals of what an index fund is, how they work and what to consider when choosing one. In this episode we cover:

👉🏾 what is an index fund?

👉🏿 what does the data say about active…

It's that time of year again, the annual EV update. Today's episode gets into the ins and outs of owning a Tesla Model 3 touching on:

👉🏾 purchase price

👉🏿 cost of electricity vs fuel

👉 wear and tear

👉🏻 a…

Today's episode is part 2 of our chat with Jason and Matt from MissionMed about getting into medical school. Make sure to listen to last week's episode to catch the first part if you missed it! In th…

Due to plenty of interest in this topic we are taking a break from money to chat about getting into med school in this two-part discussion with Jason and Matthew from MissionMed. In this episode we t…