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Dev Raga Personal Finance - Podcast

Dev Raga Personal Finance

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


Formerly named my millennial money professional


Hosted on Acast. See acast.com/privacy for more information.

Investing Business Money Education
Update frequency
every 7 days
Average duration
34 minutes
Episodes
339
Years Active
2018 - 2025
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446 what is Benner's cycle?

446 what is Benner's cycle?

In today’s episode Dev explains Benner's Cycle touching on:


πŸ‘‰πŸΎ what is Benner's cycle?

πŸ‘‰πŸΏ what is a market cycle?

πŸ‘‰πŸ» stages of a market cycle?

πŸ‘‰ examples of a Benner's cycle predictions


We hate email spam…

00:14:10  |   Tue 26 Nov 2024
445 invest smarter with automation, low fees, and the power of a financial community

445 invest smarter with automation, low fees, and the power of a financial community

In today’s episode, Dev interviews Nick Nicolaides co-founder of Pearler, touching on:


πŸ‘‰πŸΎ how long has Pearler been around?

πŸ‘‰πŸΏ what investments are available?

πŸ‘‰πŸ» what is HIN (holder identification numbe…

00:47:52  |   Tue 19 Nov 2024
444 money, leadership + medical exam tips with a hospital executive director

444 money, leadership + medical exam tips with a hospital executive director

In today’s episode Dev interviews Dr. George Eskander, touching on:


πŸ‘‰πŸΎ what does an executive do?

πŸ‘‰πŸΏ his journey and training into his role?

πŸ‘‰πŸ» what other career options do executives have?

πŸ‘‰ how does yo…

01:08:13  |   Tue 12 Nov 2024
443 the quick start guide to investing with Glen James!

443 the quick start guide to investing with Glen James!

In today’s episode Dev interviews Glen James, touching on:


πŸ‘‰πŸΎ why write a book?

πŸ‘‰πŸΏ how does your book differ from other investing books?

πŸ‘‰πŸ» who is Nick Bradley?

πŸ‘‰ why are behaviours important?

πŸ‘‰πŸΌ tell us…

00:55:13  |   Tue 05 Nov 2024
442 superannuation part 2 - retirement phase

442 superannuation part 2 - retirement phase

In today’s episode Dev interviews Scott Taylor, touching on:


πŸ‘‰πŸΎ what is preservation age?

πŸ‘‰πŸΏ what are my options when I retire?

πŸ‘‰πŸ» can I chop and change phases?

πŸ‘‰ what is Transition to Retire (TTR)?

πŸ‘‰πŸΌ ho…

00:45:23  |   Tue 29 Oct 2024
441 superannuation part 1: accumulation phase

441 superannuation part 1: accumulation phase

In today’s episode Dev interviews Scott Taylor, touching on:


πŸ‘‰πŸΎ why does super exist?

πŸ‘‰πŸΏ what are the type of contributions and their respective limits?

πŸ‘‰πŸ» carry forward contributions vs bring forward …

00:53:30  |   Tue 22 Oct 2024
440 sequence of returns risk & how it affects your retirement

440 sequence of returns risk & how it affects your retirement

In today’s episode Dev explains sequence of returns risk, touching on:


πŸ‘‰πŸΎ what is sequence of returns risk?

πŸ‘‰πŸΏ wealth accumulation vs retirement phase

πŸ‘‰πŸ» does sequence of returns risk affect everyone?

πŸ‘‰ …

00:22:49  |   Tue 15 Oct 2024
439 retirement living options, preparing for aged care + preparing financially

439 retirement living options, preparing for aged care + preparing financially

In today’s episode Dev interviews Louise Biti of Aged Care Steps, touching on:


πŸ‘‰πŸΎ retirement living options

πŸ‘‰πŸΏ pros and cons of each type

πŸ‘‰πŸ» financial costs of each option

πŸ‘‰ should a family doctor be in…

01:10:09  |   Tue 08 Oct 2024
438 what is Stockspot and how can it automate your investing?

438 what is Stockspot and how can it automate your investing?

In today’s episode Dev interviews Sarah King from Stockspot, touching on:


πŸ‘‰πŸΎ what is Stockspot?

πŸ‘‰πŸΏ summary of service

πŸ‘‰πŸ» account types and flexibility: investing for individuals, trusts, and self-manage…

00:49:01  |   Tue 01 Oct 2024
437 retirement withdrawal strategy and the Guyton Klinger principle

437 retirement withdrawal strategy and the Guyton Klinger principle

In today’s episode Dev explains retirement withdrawal strategy, touching on:


πŸ‘‰πŸΎ what is a constant withdrawal strategy?

πŸ‘‰πŸΏ what is a constant percentage withdrawal strategy?

πŸ‘‰πŸ» what is the Guyton Klinge…

00:14:36  |   Tue 24 Sep 2024
436 GP balancing act: patients, procedures and money

436 GP balancing act: patients, procedures and money

In today’s episode Dev interviews Dr, Moz, touching on:


πŸ‘‰πŸΎ his journey in medicine

πŸ‘‰πŸΏ what is your subspecialty/niche?

πŸ‘‰πŸ» do you think that subspecialisation is essential in 2024?

πŸ‘‰ income opportunities …

01:06:36  |   Tue 17 Sep 2024
435 what it takes to be a surgeon + navigating money

435 what it takes to be a surgeon + navigating money

In today’s episode, Dev interviews Dr. Andrew, touching on:


πŸ‘‰πŸΎ training and specialties

πŸ‘‰πŸΏ a day in the life of a surgeon

πŸ‘‰πŸ» Royal Australasian College of Surgeons.(RACS) training program

πŸ‘‰ streaming in …

00:55:31  |   Tue 10 Sep 2024
434 dollar cost averaging 101

434 dollar cost averaging 101

In today’s episode Dev explains dollar cost averaging, touching on:


πŸ‘‰πŸΎ what is dollar cost averaging?

πŸ‘‰πŸΏ why it may be a good strategy?

πŸ‘‰πŸ» the two main types of DCA

πŸ‘‰ pros and cons of DCA


Related episodes…

00:23:54  |   Tue 03 Sep 2024
433 the side hustling GP + transitioning as an international medical graduate in WA

433 the side hustling GP + transitioning as an international medical graduate in WA

In today’s episode Dev interviews Michael Poplawski, touching on:


πŸ‘‰πŸΎ who is Dr. Mike?

πŸ‘‰πŸΏ what does he do?

πŸ‘‰πŸ» what are his side hustles?

πŸ‘‰ how was it transitioning into the healthcare system of Australia?

…

01:19:42  |   Tue 27 Aug 2024
432 using AI in the medical industry

432 using AI in the medical industry

In today’s episode Dev interviews, I-Scribe co-founder, Sudesh, touching on:


πŸ‘‰πŸΎ where is AI (artificial intelligence) going?

πŸ‘‰πŸΏ the role of AI in note-taking

πŸ‘‰πŸ» software development

πŸ‘‰ F.I.R.E

πŸ‘‰πŸΌ property…

01:04:18  |   Tue 20 Aug 2024
431 binding financial agreements (a deep dive with a family lawyer + mediator part 2)

431 binding financial agreements (a deep dive with a family lawyer + mediator part 2)

In today’s episode Dev interviews Joe Buckley, touching on:


πŸ‘‰πŸΎ what is BFA?

πŸ‘‰πŸΏ can it override family law acts?

πŸ‘‰πŸ» what makes BFA valid or invalid?

πŸ‘‰ when does it make sense to have a BFA?

πŸ‘‰πŸΌ how to kids …

00:45:03  |   Tue 13 Aug 2024
430 divorce; kids and separation (deep dive with family lawyer + mediator)

430 divorce; kids and separation (deep dive with family lawyer + mediator)

In today’s episode Dev interviews Joe; touching on:


πŸ‘‰πŸΎ how do you become a family law specialist?

πŸ‘‰πŸΏ what is divorce?

πŸ‘‰πŸ» what is property settlement?

πŸ‘‰ what is parenting arrangement?

πŸ‘‰πŸΌ is there minimum s…

01:10:46  |   Tue 06 Aug 2024
429 achieving F.I.R.E. at a young age (an interview with Dave Gow of Strong Money Australia)

429 achieving F.I.R.E. at a young age (an interview with Dave Gow of Strong Money Australia)

In today’s episode Dev interviews Dave Gow of Strong Money Australia, touching on:


πŸ‘‰πŸΎ savings rate?

πŸ‘‰πŸΏ property vs shares

πŸ‘‰πŸ» financial independence retire early (F.I.R.E) principles

πŸ‘‰ debt and recycling

πŸ‘‰β€¦

00:55:08  |   Tue 30 Jul 2024
428 economics of EVs: Tesla M3 265,000km - the end!

428 economics of EVs: Tesla M3 265,000km - the end!

Dev Raga continues his tradition of comparing his Tesla Model 3 SR+ which he purchased in 2019 with his previous Diesel. In this episode we focus on the economics of EVs, and whether it makes sense t…

01:01:16  |   Tue 23 Jul 2024
427 Vanguard Super deep dive

427 Vanguard Super deep dive

In today’s episode Dev interviews Renee from Vanguard, touching on:


πŸ‘‰πŸΎ about VG Super

πŸ‘‰πŸΏ the fees

πŸ‘‰πŸ» is it different to Super structures offered elsewhere?

πŸ‘‰ who owns the assets?

πŸ‘‰πŸΌ who is the back-up?

πŸ‘‰πŸ½ …

00:32:38  |   Tue 16 Jul 2024
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