Dev Raga Personal Finance

 In today’s episode Dev explains the concept of a share buy back, touching on:

👉🏿 shares outstanding

👉🏻 why a company buys their own shares

👉 how a company would buy back their own shares

👉🏼 earnings per…

In today’s episode Dev explains debt recycling, touching on:

👉🏾 debt

👉🏿 deductible vs non-deductible debt

👉🏻 debt recycling

👉 tax savings

👉🏼 advantages of debt recycling

👉🏽 disadvantages of debt recycling

👉…

In today’s episode Dev interviews renal fellow, Dr. VJ touching on:

👉🏾 his income

👉🏿 his savings rate

👉🏻 locuming

👉 his view on debt

👉🏼 personal insurance

👉🏽 kids and public vs private school

👉🏾 retirement …

In this episode, Dev answers your questions:

👉🏾 how do you balance ethical practice, making enough money, and pursuing your own passions?

👉🏿 what is redundancy insurance?

👉🏻 sole trader tips for managin…

In this episode Dev has a chat with Balaji Gopal from the Head of Distribution & Financial Adviser Services at Vanguard Australia. Dev and Balaji discuss:

👉🏾 the Vanguard Personal Investor platform

👉🏿 …

Welcome to a new season, and a new name! Long time listeners might find it familiar...😉 In this episode Dev unpacks the concept of downside risk, touching on:

👉🏾 what is downside risk and the essentia…

In todays episode replay, Dev shares some money moves to consider making in your 40s and 50s, including:

👉🏾 managing debt

👉🏿 reviewing your net worth to see if you are you on track

👉🏻 preserving and pro…

In today's top episode replay Dev shares 6 money milestones for those in their 30s, including:

👉🏾 getting personal insurance, private health insurance and investing in yourself

👉🏿 defining your goals a…

Happy holidays, we're bringing back a listener favourite! In today's episode replay Dev suggests 6 money tips to master in your 20s.

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In this episode Dev explains the concept of right sizing, including:

👉🏾 methods of rightsizing

👉🏿 the steps involved

👉🏻 the pros and cons

📝 Episode transcripts 

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In this episode Dev explains the concept of downsizing as it relates to businesses and companies, touching on:

👉🏻 examples

👉 reasons for downsizing

👉🏼 types of mergers and acquisition

👉🏽 pros & cons

👉🏾 an…

In this episode Dev chats with Dr Nicole Higgins, President of the Royal Australian College of General Practitioners (RACGP). They touch on:

👉🏾 a bit about Dr Higgins and what the RACGP does

👉🏻 general…

In today’s episode Dev explains his concept of income per unit time and income per unit effort, touching on:

👉🏾 what is income per unit time

👉🏿 why is IPUT (income per unit time) important

👉🏻 businesses…

In today’s episode Dev discusses credit ratings and credit agencies, covering the following topics:

👉🏾 what is a rating?

👉🏿 the big 3

👉🏻 ratings agencies and history

👉 Fitch vs Moody vs SP Global

👉🏼 the r…

In today's episode we're going over the basics of bonds! Dev unpacks:

👉🏼 what is a bond?

👉🏽 terminology

👉🏾 bond ratings and callability

👉🏿 risks

👉🏻 corporate bonds

👉 bond ETFs

👉🏼 debentures vs bonds

👉🏽 fixed…

In this episode we're continuing our conversation with Dr Tony Chen who shares his unique travel philosophy including:

👉🏾 why he moves house every year

👉🏿 his hacks for saving money on flights and hote…

In this 2-part interview Dev chats with Dr Tony Chen who some of you may know from the Frequent Flying Doctors Facebook group! In this episode Tony shares about:

👉🏾 his journey to becoming a radiologi…

In today's episode Dev explains the Dunning-Kruger effect and how it can affect your investing or career, plus how you can avoid it.

📝 Episode transcripts

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In today's Q&A Dev discusses:

👉🏻 how to teach money skills to your kids

👉 what is a defined benefit scheme within super

👉🏾 and what is income protection insurance

📝 Episode transcripts

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Is it a good idea to consolidate your debt? Dev explains how debt consolidation works, the pros & cons to consider and how it differs from refinancing.

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