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Dev Raga Personal Finance - Podcast

Dev Raga Personal Finance

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


Formerly named my millennial money professional


Hosted on Acast. See acast.com/privacy for more information.

Investing Business Money Education
Update frequency
every 7 days
Average duration
34 minutes
Episodes
339
Years Active
2018 - 2025
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039 what is a robo-advisory service?

039 what is a robo-advisory service?

In this episode we discuss aggressive savings rules. We also delve into robo-advisory services.

Any advice is general financial advice only which does not take into account your objectives, financial …

00:24:39  |   Thu 06 Jun 2019
038 what is an economic moat?

038 what is an economic moat?

In this episode we discuss the shocking statistic that most Australians don't invest their money in shares. We also find out what an economic moat is and why it's important to identify.

Any advice is …

00:26:36  |   Mon 27 May 2019
037 what is the 4% withdrawal rule?

037 what is the 4% withdrawal rule?

In this episode we discuss the 4% withdrawal rate rule, and the multiply by 25 rule.

Any advice is general financial advice only which does not take into account your objectives, financial situation o…

00:17:09  |   Fri 24 May 2019
036 listed investment companies (LICS)

036 listed investment companies (LICS)

In this episode we discuss David Bach's new book, the pay yourself mantra, discuss the pay activ app and have a detailed look at listed investment companies.

Any advice is general financial advice onl…

00:28:58  |   Mon 13 May 2019
035 travel and finance

035 travel and finance

In this episode I discuss some basic financial principles of travelling. Travelling is fun and should never affect your personal financial situation back home.

Any advice is general financial advice o…

00:25:29  |   Tue 07 May 2019
034 revisit wills, investment properties

034 revisit wills, investment properties

In this episode, I discuss the importance of wills: revisiting this topic and some of the key things to consider before setting one up. Part 2 of the podcast is the investment property ticking time b…
00:20:17  |   Fri 26 Apr 2019
033 index funds vs ETFs: which is better?

033 index funds vs ETFs: which is better?

In this episode I discuss the similarities and differences between index funds and ETFs and how you need to do your sums to work out what's best for you!

Any advice is general financial advice only wh…

00:18:37  |   Sat 06 Apr 2019
032 what is lifestyle creep?

032 what is lifestyle creep?

In this episode I discuss the concept of lifestyle creep and how it can seriously derail your retirement plans. There are things you can do to minimise it.

Any advice is general financial advice only …

00:17:02  |   Thu 04 Apr 2019
031 what is dividend investing?

031 what is dividend investing?

In this episode I tackle income investing with a particular focus on dividends. Dividends are a powerful way to create wealth. In Australia we are fortunate to avoid double taxation when it comes to …
00:24:35  |   Tue 02 Apr 2019
030 what is debt consolidation? Is it dangerous?

030 what is debt consolidation? Is it dangerous?

In this episode I discuss the concept of debt consolidation and differentiate it to debt agreements/settlements. I also discuss credit counseling.

Any advice is general financial advice only which doe…

00:22:15  |   Thu 28 Mar 2019
029 buying a car? Some basic things to consider!

029 buying a car? Some basic things to consider!

Buying a car is often the second biggest purchase you will make in your life so it makes sense to have a financial strategy for doing so. In this episode we discuss the basic things to watch out for …
00:27:11  |   Thu 21 Mar 2019
028 what is sequence of returns risk?

028 what is sequence of returns risk?

In this episode, I discuss the all important financial concept called sequence of returns risk and why it can make or break your retirement nest egg. I also go into the tried and tested method of inv…
00:24:45  |   Sun 10 Mar 2019
027 what is inflation and why is it important?

027 what is inflation and why is it important?

In this episode we discuss the all important concept of inflation. you need to understand inflation otherwise your retirement nest egg may be worthless.

Any advice is general financial advice only whi…

00:23:58  |   Tue 05 Mar 2019
026 what is arbitrage?

026 what is arbitrage?

In this episode I discuss the concept of arbitrage and various types. I also discuss a recent financial article I read about personal finance anxiety.

Any advice is general financial advice only which…

00:29:06  |   Tue 26 Feb 2019
025 behavioural finance, buy v rent, Royal Commission findings

025 behavioural finance, buy v rent, Royal Commission findings

In this episode I discuss some of the pitfalls of behavioural finance, summarise the findings of the Royal Commission into the banking sector, and go into detail about buying v renting a home. I also…
00:34:21  |   Mon 18 Feb 2019
024 emergency funds, good debt v bad debt

024 emergency funds, good debt v bad debt

In this episode we discuss about the types of emergency funds, how to save for it, where to keep the money. we also discuss debt as a whole, and why it can be a good thing but also a very bad thing. …
00:32:20  |   Mon 11 Feb 2019
023 kids and money!

023 kids and money!

In this episode I discuss a simple shopping strategy which has saved us on average 80-100 dollars per fortnight for the last 12 months. I also discuss some strategies to discuss money and financial c…
00:26:25  |   Mon 04 Feb 2019
022 successful habits and no spend challenges

022 successful habits and no spend challenges

In this episode I discuss two articles about the habits of successful people financially, and a financial roadmap for your life. I also discuss the concept of a no spend challenge.

Any advice is gener…

00:22:48  |   Tue 29 Jan 2019
021 what is FIRE? What is debt recycling?

021 what is FIRE? What is debt recycling?

In this episode we discuss the financial movement called FIRE. we also go in depth into the debt recycling strategy which may help you pay off your mortgage faster.

Any advice is general financial adv…

00:29:47  |   Mon 21 Jan 2019
020 what are franked dividends?

020 what are franked dividends?

Happy new year!! In this episode we discuss what are franked dividends and how any Federal Government policy change may affect you.

Any advice is general financial advice only which does not take into…

00:21:42  |   Tue 01 Jan 2019
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