Tax rates 10 years from now are likely to be much higher than they are today. Is your retirement plan ready? Learn how to avoid the coming tax freight train and maximize your retirement dollars.
Things may seem bleak when you look at the numbers, but there are solutions that we can implement that could help our situation and ultimately prevent the worst outcomes when it comes to the national…
David Walker is a certified public accountant and has spent many years in public accounting. He’s run three federal agencies, two in the executive branch and one in the legislative branch. As the Com…
David has written a number of books on the Power of Zero paradigm for retirement and still does about 90 speaking engagements each year. He also runs a program with around 250 advisors that help him …
There are a lot of stigmas around retirement planning and David’s new book addresses two of the most difficult problems facing retirees right now, longevity risk and tax rate risk, and how to deal wi…
The Power of Zero occasionally gets a negative review. Today’s episode is going to deconstruct and rebut a recent one-star review and go through the different perspectives.
The first claim is the boo…
Last week David did part 1 of the review of David Walker’s new book and talked about the reasons why the US will probably no longer be a world superpower by 2040. In this episode we’re going to cover…
David’s new book did quite well during the launch week, quickly becoming the 3rd most sold business book in the world.
David Walker is well known for his expertise regarding the fiscal condition of t…
The historical paradigm says to put your money into a 401(k) or IRA, get a tax deduction and let that money grow tax-deferred so that when you take that money out you’re in a lower tax bracket.
Exper…
The Securing a Strong Retirement Act is a bipartisan bill currently working its way through the house and has major implications for everyone in the country.
We are finally getting some relief from R…
At the time of recording this podcast the results haven’t been certified but it looks like Joe Biden will be the next US president. There are a couple of different outcomes that you need to pay atten…
Today’s episode covers the last secret to mitigating the two most concerning risks of people planning to retire.
People are afraid of running out of money before they run out of life. Traditionally t…
In the previous episode, David explained the surprising benefits of having a guaranteed income stream in retirement via an annuity, including living longer.
If there are so many benefits of owning a …
This is the first of three podcasts leading up to the release of David’s latest book, Tax-Free Income For Life. According to a number of surveys, the number one risk that retirees are most concerned …
Joe Biden is coming for your 401(k) and it’s actually worse than David portrayed it in previous episodes of the podcast.
Under Joe Biden’s tax proposal he is going to equalize the tax benefits of ret…
Today’s podcast is based on a recent article penned by Maya MacGuineas titled The Debt is Huge Because Trump Kept His Promises. Maya also appeared in David’s documentary The Tax Train is Coming.
Much…
In every single book David has written he talks about why it’s so important to have a trusted and trained advisor in the Power of Zero paradigm.
There are dozens of pitfalls standing between you and …
Should Donald Trump win a second term in the Presidency there could be significant changes to the tax code.
Donald Trump hasn’t laid out a fully realized tax proposal in the same way that Joe Biden h…
There is a benefit in the tax code that goes largely ignored. The holy grail of financial planning is an investment that gives you a tax deduction on the front end, lets your money grow tax-deferred …
A quick recap of the first principles covered in the previous episode. #1 Mitigate longevity risk with an income annuity. #2 Your income annuity only needs to cover your basic lifestyle expenses. #3 …
There are 12 basic principles that make up the Grand Unified Theory when it comes to retirement planning.
The first section tackles mitigating longevity risk. We know there are two basic ways to miti…