The Power Of Zero Show
Tax rates 10 years from now are likely to be much higher than they are today. Is your retirement plan ready? Learn how to avoid the coming tax freight train and maximize your retirement dollars.
- Update frequency
- every 7 days
- Average duration
- 15 minutes
- Episodes
- 357
- Years Active
- 2018 - 2025
What Percentage of Your Retirement Savings Should You Have in Traditional IRA vs. Roth?
What percentage of your retirement savings should you allocate toward traditional IRAs and 401(k)s vs. Roth IRAs and Roth 401(k)s? That’s what this episode explores.
Traditional financial guru advice…
The Five Cardinal Rules of Roth Conversions
David McKnight goes through his five cardinal rules for doing a Roth conversion.
The first principle is simple: don’t do a Roth conversion that bumps you into a tax bracket that gives you heartburn.
…
How to Take Advantage of the Retirement Income Valley for Roth Conversions
Wondering when you should start thinking about a Roth conversion? That’s exactly what David McKnight dives into in this episode of The Power of Zero Show.
The retirement valley is that dip in taxable…
In What Order Should I Spend Down My Assets in Retirement?
David McKnight addresses the most efficient order in which to spend your assets in retirement.
Online programs and algorithms that forecast and run calculations related to your retirement assets sugg…
Suze Orman Says Have 3 to 5 Years of Living Expenses in CASH During Retirement (Good Idea?)
Today’s episode of The Power of Zero Show looks at a recent podcast episode in which Suze Orman recommended having three to five years of living expenses in cash during retirement.
Experts have long …
5 Huge Benefits of the Roth IRA!
Today’s episode addresses five reasons why a Roth IRA is one of David KcKnight’s favorite tax-free investments.
Unlike other retirement accounts, Roth IRAs give you 100% liquidity on all contributio…
Two Huge Problems with Whole Life Insurance
This episode of The Power of Zero Show is part of David McKnight’s podcast interview with Caleb Guilliams and Tom Wall, PhD.
David touches upon a recent Ernst & Young study where whole life insurance…
Academics LOVE Annuities – Why Do Investors HATE Them?
Today’s episode of The Power of Zero Show features part of David McKnight’s conversation with Caleb Guilliams and Tom Wall, PhD.
David kicks things off by addressing the liquidity issue.
Handing a ch…
How IUL Fits in a Balanced Approach to Tax-Free Retirement
This episode of The Power of Zero Show is part of David McKnight’s conversation with Caleb Guilliams and Tom Wall, PhD.
David touches upon the “dangerous partnership” between the American people and …
Your Authoritative Guide to Tax-Free Retirement Planning in 2025
In this episode of The Power of Zero Show, David McKnight addresses different strategies for tax-free retirement planning in 2025.
Most Americans are a little nervous when it comes to the fiscal traj…
Expecting a Pension? Strongly Consider a Roth Conversion
David McKnight discusses a couple of really good reasons for doing a Roth conversion when you’re expecting a pension in retirement.
David sees the American tax system functioning in a similar way as…
Dave Ramsey: Fire Your Tax Advisor for Recommending a 401(k)!
This episode of the Power of Zero Show sees host David McKnight address Dave Ramsey’s advice – inviting a member of his audience to fire his tax advisor for recommending a 401(k).
The problem with “f…
The Guru Gap: How America’s Financial Gurus Are Leading You Astray and How to Get Back on Track
Today’s episode is a podcast guest interview David McKnight did for Josh Jalinski’s The Financial Quarterback Podcast.
David gives Josh’s audience a quick bio that spans from his early days in the fi…
Suze Orman: Here’s Why Annuities Are So Bad! (Avoid Them at All Costs!)
David McKnight takes a closer look at Suze Orman’s take on annuities – and at why she recommends her audience avoid them at all costs.
Suze Orman labels the 5.4% compounded annual rate of growth one …
Congress Approves $200 Billion in Additional Social Security Benefits: Do You Qualify?
This episode looks at whether you qualify or not for the $200 billion Social Security benefits approved by the U.S. Congress.
Host David McKnight shares that, with the current status quo, the Social …
At What Tax Bracket Should I STOP Contributing to Roth: Responding to The Money Guy Show
In this episode, host David McKnight tackles a question about the tax bracket at which you should stop contributing to the Roth IRA and start contributing to the traditional IRA.
The inspiration for …
New Study: Retirees with Annuities Spend MORE than Those Who Rely on Investments Alone
David McKnight looks at a recent study on retirees that seems to tell a different story compared to what many people in the U.S. tend to believe.
Americans often view guaranteed lifetime income annu…
The US Debt Crisis: Will DOGE Really Move the Needle?
The episode explores whether the proposed Department of Government Efficiency (DOGE) will move the needle when it comes to the U.S. debt crisis.
Some people see DOGE as the bold move America needs to…
Why I Wrote a Book Exposing Dave Ramsey
The episode kicks off with David McKnight sharing his view of the guru’s approach: “to go about half an inch deep and ten miles wide.”
David discusses a sort of clash that financial planning gurus ar…
First Major Book Critical of Dave Ramsey Retirement Advice Set to Publish
This episode is based on David McKnight’s interview with Lane Martinsen on Financial Fast Lane.
David shares how he started in the financial planning industry, as well as the backstory of his new boo…