The Power Of Zero Show

The Joe Biden legislature is currently dead in the water. Congress people are looking for ways to pay for the package, but even if they could there may not be a package to pay for.

Every Senator wiel…

David gets variations of one question pretty frequently whenever he gives one of his presentations, whether that’s in front of financial advisors or members of the general public.

At the end of the w…

It looks like Joe Biden’s landmark legislation is running into some challenges in Congress.

Joe Manchin, one of the most powerful men in Congress right now, has pushed back on the $3.5 trillion bill …

The increase on taxes on the rich with the Human Infrastructure plan is rumored to cost the average American nothing, but that’s not quite the full story. The long-term implications of the cost of th…

Dr. Larry Kotlikoff is the foremost expert in the world on fiscal gap accounting and has done a great job transforming how we should be thinking about a nation’s debt.

Dr. Kotlikoff recently stated d…

Most of the changes of the two infrastructure bills working their way through Congress right now will mainly affect high-income earners, but the details may change as time goes on.

There are seven ma…

Whether you like to talk about politics or not, the things that are happening in Congress right now will affect your retirement.

All the unmitigated spending during the Covid pandemic is catching up …

If Joe Biden can’t get his tax legislation through before midterm elections, it’s unlikely he will be able to pass it at all. The situation in Afghanistan has lost Biden approval points in polls acro…

In August 2016, the University of Michigan began a trend by offering their football coach a split-dollar life insurance arrangement as an alternative to deferred compensation. Other football coaches …

Is it possible for the tax proposals moving their way through Congress to be retroactive for 2021?

Biden has proposed raising the business tax from 21% to 28%, and when you add in the State corporate…

Legislative hijinks are happening in Congress right now and they are going to have an impact on the timing of a potential tax increase coming down the road.

The Senate has struggled for a while now t…

A new report says that retirees who convert their savings into guaranteed lifetime annuities effectively double the amount they are willing to spend each year on themselves and their families.

This i…

A Democratic representative out of California has introduced a bill to change the way that Social Security cost of living adjustments are calculated. It proposes to link the Social Security increase …

Joe Biden campaigned on the platform of raising taxes on the top 1% of earners in America, yet six months into his administration, there haven’t been any increases thus far. 

The main pillars of his …

The 3% Rule says that if you want to have $100,000 per year in retirement, you would need $3.3 million saved up, which is not very attainable for most Americans. If you can offload longevity risk to …

David’s first appearance on the podcast was one of the most downloaded episodes.

Back in 2014, David wrote the Power of Zero book and since then the national debt has grown considerably. We are now a…

Roth IRA’s have been trending on Twitter recently because it was discovered that Peter Thiel accumulated over $5 billion in his Roth IRA. Peter Thiel was one of the original founders of Paypal in 199…

Americans have over $30 trillion sitting in 401(k)’s and IRAs, and people are waking up to the fact that those accounts are in the crosshairs of the US government to solve their debt problems. In a r…

President Joe Biden has recently proposed a $6 trillion budget designed to make the US more competitive.

Spending is already on an unsustainable trajectory so we need to examine the impact this budge…

Politicians are in a state of mind where they are not interested in fixing the problem, which means that the fix on the backend is going to have to be more aggressive and draconian. The damage the de…