Scottish Mortgage Podcast

Buying a house can be a daunting task, especially when it comes to figuring out how to come up with a deposit. A deposit is an amount of money that will be used in addition to the mortgage to purchas…

Have you considered a fixed rate mortgage? This is one of the most popular repayment plans and offers stability in a volatile market. With a fixed rate, you have a set payment for a set period of tim…

When taking out a mortgage, it is important to know about the different mortgage repayment types available. In this article, we will provide you with a brief overview of some of the most common mortg…

The Basics of Mortgages: A Guide to Home Ownership

If you've always dreamed of owning your own home, but don't have the cash to do so, a mortgage might be the solution you're looking for. But what exa…

When buying a property in Scotland, it is important to understand the Home Report. The majority of properties on the open market come with a Home Report, which provides valuable insight into the cond…

Mortgage and principle, also known as decision in principle or agreement in principle, is a term that refers to a preliminary evaluation of a borrower's creditworthiness by a lender. This evaluation …

Applying for a mortgage can be a complex process, but getting your paperwork in order at the earliest possible time can make the process smoother and more efficient. In this article, we'll go over th…

Mortgage affordability is a common topic of discussion for many of my clients when it comes to buying a home. The question of "How much can I borrow?" is an important one to answer early on in the pr…

Checking your credit is crucial when applying for a mortgage. Lenders will use your credit score to determine the amount they are willing to lend you, the interest rate they will charge, and if they …

When it comes to mortgages, the term "better deal" is often thrown around. But what does it really mean, and is it worth it to move your mortgage to take advantage of a new deal? The answer is, it de…

When it comes to buying a home, one of the most important questions potential homeowners ask is "how much will my mortgage payments be each month?" However, this question can be difficult to answer w…

When it comes to buying a house, one of the most important things to consider is how much you can borrow from a lender. There are a number of factors that lenders take into account when determining y…

When it comes to buying your first home, one of the biggest questions on your mind is likely to be when the best time to make the purchase is. With so many factors at play, including market condition…

Online gambling has become a popular pastime for many people, but it's important to be aware of the impact it can have on your mortgage application. As a mortgage broker, it's my job to make sure you…

In today's housing market, many potential home buyers are faced with the challenge of saving for a large deposit. Traditional wisdom has long held that buyers should aim to put down at least 20% of t…

If you're thinking of taking out a mortgage in the UK, one thing to keep in mind is that lenders typically require buildings insurance. This covers damage to the structure of your property from thing…

Renting a property can be tough, especially when it comes to saving up for a deposit while also keeping up with the high rent payments. However, if your landlord is willing to help, there is an optio…

When it comes to buying a home, choosing the right mortgage broker is essential. This is the person who will guide you through the process, find the right deal for you, and make sure you get the keys…

When it comes to buying or selling a property, having a solicitor or conveyancer handle the legal side is a must. While you have the option to choose your own solicitor or conveyancer, it's also impo…

Self employed or a business owner, it is possible to secure a mortgage. Lenders will look at your income to determine how much you can afford to borrow and assess the viability of your business. 

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