The Scottish Mortgage Podcast is designed to help Scottish people understand the nuances of mortgages. The show aims to offer hints and tips, but crucially, it's also packed full of key information and knowledge, which can help you make smarter decisions when choosing a mortgage.
Moving house can be exciting, but it can also be a daunting task. There are several things to consider before making the big move. In this article, we will discuss the top things to consider before m…
I'll be taking you through the process of applying for a mortgage in a clear and easy-to-understand manner. Mortgages can be complicated, but as a mortgage broker, I am here to take care of the major…
Are you struggling to understand mortgage deposits when buying a house in Scotland? In this video, we're going to cover everything you need to know about mortgage deposit options, including buying ab…
If you're planning to sell your house, you'll want to make sure it looks its best for potential buyers. But with so much to do, it can be overwhelming to figure out where to start. That's where this …
This comprehensive guide explains why negotiation is crucial in the home-buying process for first-time buyers and provides effective strategies to help them save money and secure the best deal on the…
As a nurse, you might have heard that it's difficult to get a mortgage using bank shifts due to the temporary nature of the contract. However, this is not entirely true. If you work on the bank, you …
As a newly qualified teacher, you may struggle to secure a mortgage if you're in your probationary year. This is because many lenders are hesitant to lend to people in probationary periods or with fi…
When it comes to getting a mortgage, one of the most important factors is your credit score. Many people who are struggling with their credit wonder how they can improve it in order to qualify for a …
🏡 Are you a first-time buyer in Scotland? Facing challenges with buying your dream home? In this post, I'll be sharing some insights into the difficulties that first-time buyers encounter and some ti…
Are you considering purchasing a new build property? If so, it's important to know that builders and developers often provide incentives to encourage buyers to purchase their properties. These incent…
Buying a new build home can be an exciting experience, but it can also be a confusing one. One of the things that can cause confusion is the difference between pre-reservation and reservation. I will…
Buying a house is a major financial decision and one of the biggest investments that most people make in their lifetime. As such, it is important to have a well thought-out plan in place to ensure th…
Buying a house can be a complex and time-consuming process, and nowhere is this more true than in Scotland, where the legal system and property laws differ significantly from those in other parts of …
If you own a property in your sole name and you don't have a will, you could be exposing yourself and your loved ones to a range of risks. Without a will, you won't have any say in how your property …
If you're in the process of buying a new home and have your mortgage and principle agreed, then the next step is to start looking for your new property. There are plenty of traditional ways to find a…
Home insurance is a crucial aspect of purchasing a property. In fact, some lenders require buyers to have their own home insurance policy in place, along with the building's insurance policy, before …
Buying your first home can be an exciting and daunting experience at the same time. It is a significant financial investment, and it's essential to know what you're getting into before taking the plu…
Check to see how much you can borrow before you've started applying for anything can get you in the right position when you come to buy your house. This is something that I've spoken previously about…
Getting a mortgage can be a daunting task for many people, especially if you're a first-time buyer. But there are steps you can take to improve your chances of getting approved for a mortgage, and on…
Personal insurance is a group of insurance policies that protect an individual's personal life, income, and family in case of death, serious illness, or critical illness. There are various types of p…