Scottish Mortgage Podcast

From understanding how lenders assess affordability to improving your credit score and selecting the right mortgage product, we'll provide expert tips to help you secure the best possible mortgage fo…

The process of buying your first home can be both exciting and daunting, particularly in a competitive market like Scotland. However, there's one secret weapon that can unlock the door to your dream …

Buying a house is a big decision, and it's important to make sure you do everything right. If you're a first-time buyer in Scotland, you may be wondering how to make an offer on a house with conditio…

Are you looking to buy a property in Scotland? If so, you'll need to know how to negotiate the price. In this video, I'll show you how to do just that. I'll share tips on how to research the market, …

As a sports professional in Scotland, obtaining a mortgage can come with unique challenges. In this post, I'll discuss the key issues you may face and how a mortgage broker familiar with the Scottish…

Are you a first-time homebuyer in Scotland looking to buy your first property? If so, you may be interested in the Lifetime ISA (LISA) as a tool to help you save for your deposit. In this article, we…

In this video, I'll explain why first time buyers in Scotland are being declined for mortgages, even if they have good credit. I'll go into detail about some of the reasons why this might happen, and…

Buying a home is a big dream for many people, but it can be a daunting task, especially if you're a first time buyer. One of the biggest challenges you'll face is getting approved for a mortgage. In …

What are the different types of property surveys?

There are three main types of property surveys:

• Home Reports: A Home Report is a standardized survey that is provided by all sellers of residential pro…

Description:

Are you a first time buyer in Scotland planning to buy a home? If so, you've come to the right place. In this podcast, we'll provide a comprehensive overview of the Scottish home buying p…

 When you buy a house in Scotland, you will often get a copy of the seller's home report. If it is a private sale, it may not be there, but if you're buying in new open market, a home report is where…

As a mortgage broker based in Scotland, one of the most common questions I receive from clients is how long the home buying process takes. While the answer varies depending on individual circumstance…

As a first-time buyer in Scotland, it can be overwhelming to navigate the different mortgage options available. As a buyer with so many choices out there, it's important to understand the key differe…

As a first-time buyer, the process of getting a mortgage can seem daunting and complex. However, it doesn't have to be that way. In Scotland, there are various types of mortgages available, and each …

If you're a first-time buyer in Scotland, you may have heard of the Mortgage Guarantee Scheme. But what is it, and how can it help you get onto the property ladder? In this video, we'll explain every…

As a mortgage advisor, one question I'm frequently asked by first-time homebuyers in Scotland is, "How much of a deposit do I need?" In this blog post, I'll cover everything you need to know about de…

Are you thinking of buying a property in Scotland but feeling overwhelmed? This podcast is here to help. We'll guide you through the process of finding the right property, from determining your budge…

How much can you afford for a house in Scotland? As a first-time buyer, understanding your finances is crucial. Assess affordability by exploring lenders and using their online calculators. Be aware …

The first steps to buying a home in Scotland.

1, Check Affordability
2, Check How Much you Can Borrow
3, Get a Mortgage in Principle
4, Find a Property
5, Apply for your mortgage.

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In today's world, obtaining a mortgage can be a tricky and challenging process, especially if you have a default on your credit report. A default is a mark that is placed on your credit report when y…