“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man discussed: 

• Buying an annuity that you understand 

• Annuities aren’t one-size-fits-all

• How to know if you understand a product 

Key Takeaways: 

• When buying…

In this episode, The Annuity Man discussed: 

• What is a life-only lifetime income stream? 

• How you can choose where your money goes when you die

• The many ways that you can structure an annuity 

…

In this episode, The Annuity Man and Owen Schrum discuss: 

• The interconnectivity of financial structures 

• How a hard recession could be avoided 

• Annuity companies are more regulated than banks 

  …

In this episode, The Annuity Man discussed: 

• The difference between lifespan and health span and the ultimate currency 

• Don’t waste your time 

• How annuities can help you maximize your time 

• T…

In this episode, The Annuity Man discussed: 

• A simulation doesn’t provide contractual guarantees 

• Contractual guarantees for your chapter two 

• You’ve more than earned the right to finally live …

In this episode, The Annuity Man and Martin Parlato discuss: 

• Why it’s important to appoint the qualified 

• Cryptocurrency is “craptocurrency” 

• On Facebook, TikTok, and Twitter 

• Don’t get fanc…

In this episode, The Annuity Man discussed: 

• Lifestyle income guarantee 

• Making time for what truly matters 

• What’s your lifestyle number? 

Key Takeaways: 

• Annuities are the only category…

In this episode, The Annuity Man discusses: 

• Not everyone needs an annuity

• MYGA to SPIA 

• Who should get a deferred income annuity? 

• The highest contractual guaranteed income rider

Key Tak…

In this episode, The Annuity Man and Terry Savage discuss: 

• Responding to current financial issues 

• The bulls, the bears, and the chickens 

• Should you wait before taking social security? 

• The…

In this episode, The Annuity Man discussed: 

• Will there be a “run” on an annuity company? 

• How annuity companies manage bonds 

• There’s no run on lifetime income

Key Takeaways: 

• Annuity co…

In this episode, The Annuity Man discussed: 

• What does it mean to live off the interest? 

• Living off guaranteed interest 

• When interest rates go down 

• If you can’t live off of the interest

…

In this episode, The Annuity Man discussed: 

• The state of the annuity industry 

• Changes that are needed in the annuity industry 

• Things that the annuity industry needs to get rid of

• Live your…

In this episode, The Annuity Man discussed: 

• Why we should get rid of backtested numbers 

• What an index annuity is and isn’t 

• Don’t be the sucker at the table 

Key Takeaways: 

• Backtested …

In this episode, The Annuity Man discussed: 

• Smart people fall for schemes too  

• Don’t trust the pitch 

• Buy an annuity for what it will do 

• Annuities are great products

Key Takeaways: 

• …

In this episode, The Annuity Man and John Lenz discuss: 

• Required capital level of annuity companies 

• Market value adjustment, surrender penalty, and pivoting with annuities

• What state-guarante…

In this episode, The Annuity Man discussed: 

• What are MYGAs?

• How MYGAs work 

• Locked in MYGAs 

Key Takeaways: 

• MYGAs or fixed-rate annuities are the annuity industry’s version of a CD. The…

In this episode, The Annuity Man discussed: 

• Surfing beside a cruise ship 

• Who wins in the markets? 

• What should be your focus in your “chapter two?”

Key Takeaways: 

• Investing in the ma…

In this episode, The Annuity Man and Jay Zawatsky discuss: 

• The origin of the United State’s debt pile 

• Why we need to increase the amount and affordability of energy

• Hydrogen is the key to ene…

In this episode, The Annuity Man discussed: 

• Pivoting doesn’t mean slowing down

• Why pivoting to retirement is hard 

• Cherish your chapter two 

Key Takeaways: 

• Retirement doesn’t mean that …

In this episode, The Annuity Man discussed: 

• The four words you must focus on 

• The difference between a CD and a MYGA

• Seize the day with these interest rates

• What should you do when the rates…