“Fun With Annuities” The Annuity Man Podcast

In case you missed it, I have decided to circle back to one of my Fun With Annuities episodes that just cannot be missed. This one has annuity gold, and it is definitely a must-listen. 

In this episo…

In this episode, The Annuity Man discussed: 

• Claiming your social security

• You can’t time annuities 

• Three phases of retirement 

Key Takeaways: 

• Social security payments get higher if you…

In this episode, The Annuity Man discussed: 

• Owning an annuity for what it will do 

• Annuities are a commodity product 

• Don’t swallow the pitch 

Key Takeaways: 

• You should own an annuity f…

The holidays are here, and so is this fan-favorite throwback! Take a trip down memory lane with this re-uploaded video - the perfect way to celebrate the break.

In this episode, The Annuity Man and…

In this episode, The Annuity Man discussed: 

• Explain your annuity to a nine-year-old

• Why annuities seem complicated 

• Ask for contractual guarantees 

• Don’t buy an annuity for market return

In this episode, The Annuity Man discussed: 

• Marrying the lifetime income

• Dating the rate 

• MYGAs are not callable

Key Takeaways: 

• Buying an annuity for lifetime income is like marrying a …

In this episode, The Annuity Man and John Lenz discuss: 

• Don’t lose track of your renewal rate 

• Laddering Multi-Year Guarantee Annuities 

• Reasons for buying a QLAC

• Suitability regulations

In this episode, The Annuity Man discussed: 

• Making money from the sidelines

• The trifecta of principal protection 

• Nobody knows where interest rates are going to go 

Key Takeaways: 

• In th…

In this episode, The Annuity Man discussed: 

• Debunking generalizations about annuities

• Most annuity types have no fees 

• Are all annuities a bad deal? 

• What all annuities really are 

Key T…

In this episode, The Annuity Man and Jack Lenenberg discuss: 

• Standalone traditional long-term care 

• Asset-based long-term care 

• The perfect time to buy long-term care 

• Long-term care and sel…

In this episode, The Annuity Man discussed: 

• When is it a good time to buy an annuity? 

• Are annuities for market growth? 

• Annuity sales tactics to be wary of 

Key Takeaways: 

• Annuities ar…

In this episode, The Annuity Man discussed: 

• Solving for longevity risk 

• Four products for lifetime income 

• Focusing on guarantees 

Key Takeaways: 

• There is no ROI until you die. Up until…

In this episode, The Annuity Man discussed: 

• Annuities are not complicated 

• Understand what you are buying 

• Trusting true fiduciaries 

Key Takeaways: 

• Annuities are simple if you focus on…

In this episode, The Annuity Man discussed: 

• Products that adjust for inflation 

• Thinking rationally about inflation 

• Reverse-engineering annuity 

Key Takeaways: 

• Many bad sales pitches o…

In this episode, The Annuity Man discussed: 

• What is an income rider? 

• Buying based on your goal 

• Addressing inflation with DIAs and Income Riders

Key Takeaways: 

• An income rider is an at…

In this episode, The Annuity Man and Bill Black discuss: 

• The problem with indexed policies that agents don’t often talk about 

• Backtested numbers in the life insurance side 

• Insurance is not a…

In this episode, The Annuity Man discussed: 

• Acknowledging your wealth

• The scars of scarcity 

• Should you be worried about inflation 

• Setting up contractual guarantees

Key Takeaways: 

• Be…

In this episode, The Annuity Man discussed: 

• Traditional laddering with MYGAs

• What is “reversing”? 

• Traditional laddering and reversing 

Key Takeaways: 

• You do a traditional 3-year, 4-y…

In this episode, The Annuity Man discussed: 

• Why QLACs should be number one 

• Three reasons to buy a QLAC

• The downsides of a QLAC

Key Takeaways: 

• If agent commission didn’t come into play,…

In this episode, The Annuity Man discussed: 

• Transferring risk through annuities 

• Single Premium Immediate Annuities 

• Annuities are commodity products 

• Structuring annuities to combat inflati…