“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man discussed: 

• An overview of Deferred Income Annuities

• Finding the best fit 

• Income Riders attached to Indexed Annuities

Key Takeaways: 

• DIAs are essentiall…

In this episode, The Annuity Man discussed: 

• The value of annuities for lifetime income planning 

• Laddering strategy with annuities 

• Placing an annuity inside a trust 

Key Takeaways: 

• Whe…

In this episode, The Annuity Man discussed: 

• Should you purchase I Bonds? 

• Treasuries are as safe as it gets 

• Five places to put your money 

• Inflation is personal 

Key Takeaways: 

• Purch…

In this episode, The Annuity Man discussed: 

• Traditional laddering with MYGAs

• What is “reversing”? 

• Traditional laddering and reversing 

Key Takeaways: 

• You do a traditional 3-year, 4-year…

In this episode, The Annuity Man discussed: 

• Protecting your beneficiary from dumb choices

• How Stan lovingly handcuffs his beneficiaries

• Handcuffing your loved ones is good for them

Key Tak…

In this episode, The Annuity Man discussed: 

• State guaranty funds 

• The true safety of the industry 

• Life insurance companies are more regulated 

• Assigning unused money to beneficiaries

Ke…

In this episode, The Annuity Man discussed: 

• Retirement planning is not a game

• Asking hard questions

• Diversification and limits

• Two key questions to ask

Key Takeaways: 

• Stan emphasizes …

In this episode, The Annuity Man discussed: 

• Income Riders vs. Single Premium Immediate Annuities (SPIA)

• Comparison Process

• Strict rules 

• Probability of Improvement

Key Takeaways: 

• Stan…

In this episode, The Annuity Man discussed: 

• Annuities were never meant to be a market product 

• The complexity of index options 

• Misleading sales pitches to avoid listening to 

• Annuities solv…

In this episode, The Annuity Man discussed: 

• You can’t time annuities 

• Annuities provide guarantees 

• The cost of waiting 

• Annuities are not bought for market growth 

Key Takeaways: 

• You…

In this episode, The Annuity Man discussed: 

• Gap Filling and Annuity Options:

• Social Security Timing and Considerations:

• Balancing Emotional and Financial Well-being:

• Flexibility and Lifetime…

In this episode, The Annuity Man discussed: 

• Retirement planning essentials 

• Achieving financial security in retirement 

• Determining a lifestyle number 

Key Takeaways: 

• Lifestyle income g…

In this episode, The Annuity Man discussed: 

• Annuity companies are more regulated than banks 

• Features that protect the annuity industry 

• There is no run on annuities 

• How the banking crisis …

In this episode, The Annuity Man discussed: 

• 4 contractual paths to future income 

• Factors that affect the suitability of a plan for your situation 

• Immediate Annuities 

• No free lunch 

Ke…

In this episode, The Annuity Man discussed: 

• Should you complain about inflation? 

• The people actually impacted by inflation 

• Annuity products that provide solutions for inflation 

• Avoiding m…

In this episode, The Annuity Man discussed: 

• Using annuities to create a pension 

• The best inflation annuity 

• Focusing on guarantees 

Key Takeaways: 

• Annuities can be used to create a per…

In this episode, The Annuity Man discussed: 

• Options that annuities provide

• Living off interest 

• When to annuitize 

• Laddering interest rate movements 

Key Takeaways: 

• Annuities provide …

In this episode, The Annuity Man discussed: 

• The Annuity Pill

• Questions to ask when considering an annuity 

• Annuities are contracts 

Key Takeaways: 

• Remember the acronym PILL, as the four…

In this episode, The Annuity Man discussed: 

• Buy only what you understand

• Don’t fall for bad sales tactics 

• Seeking the facts 

Key Takeaways: 

• Annuities should be simple and easily unders…

In this episode, The Annuity Man discussed: 

• Annuities are DIY products 

• Focusing on contractual guarantees 

• What annuities solve for 

Key Takeaways: 

• Annuities are do-it-yourself product…