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Dev Raga Personal Finance - Podcast

Dev Raga Personal Finance

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


Formerly named my millennial money professional


Hosted on Acast. See acast.com/privacy for more information.

Investing Business Money Education
Update frequency
every 7 days
Average duration
34 minutes
Episodes
339
Years Active
2018 - 2025
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237 what are reverse mortgages?

237 what are reverse mortgages?

What's the difference between a normal mortgage and a reverse mortgage? Dev explains and touches on:



πŸ‘‰πŸΎ how they work


πŸ‘‰πŸΏ how much equity is required


πŸ‘‰πŸ» the 2018 ASIC review of reverse mortgages


πŸ‘‰ no nega…

00:34:14  |   Tue 23 Aug 2022
236 Q&A: wealth building strategies, money in super or offset, tax deductions + more

236 Q&A: wealth building strategies, money in super or offset, tax deductions + more

Dev answers more listener questions:



πŸ‘‰ what's the difference between ETFs and managed funds?


πŸ‘‰πŸΌ should I put more money into my super or my offset account?


πŸ‘‰πŸ½ dealing with award rates and the union in …

00:33:58  |   Tue 16 Aug 2022
235 Q&A: working rurally, property vs shares, BAS, GST & sole trader income

235 Q&A: working rurally, property vs shares, BAS, GST & sole trader income

Dev discusses your questions around:


πŸ‘‰ working rurally as a health professional - the benefits and tips to consider

πŸ‘‰πŸΌ filling out BAS, how GST works and managing sole trader income

πŸ‘‰πŸΎ financial servic…
00:51:45  |   Tue 09 Aug 2022
234 an interview with JL Collins

234 an interview with JL Collins

Today on the show we are stoked to talk with a special guest who joins us all the way from the States, JL Collins. JL is a financial independence blogger and the author of The Simple Path to Wealth. …

01:04:10  |   Tue 02 Aug 2022
233 superannuation part 3

233 superannuation part 3

What options do you have in retirement and how do you access your super? Dev talks all about this in the third and final part of the super mini-series. Make sure to check out part 1 and 2! This episo…
00:41:10  |   Tue 26 Jul 2022
232 superannuation part 2

232 superannuation part 2

We're continuing with part 2 of our superannuation mini-series and we cover a lot in this one so strap in! Dev talks about:


πŸ‘‰ spousal contributions & splitting contributions

πŸ‘‰πŸΌ what happens to super wh…
00:39:46  |   Tue 19 Jul 2022
231 superannuation part 1

231 superannuation part 1

Over the next few weeks we're deep diving into the world of superannuation. In part 1 of this mini series Dev covers the basics - what super is, how it works and more, like:


πŸ‘‰πŸΏ the types of contribut…
00:43:36  |   Tue 12 Jul 2022
230 what are biases & how do they affect your investing?

230 what are biases & how do they affect your investing?

None of us are immune to bias! Dev unpacks 13 types of biases that you may or may not have heard about and how they can affect our personal finance & investing strategy. He also touches on:


πŸ‘‰πŸΎ what is…
00:48:14  |   Tue 05 Jul 2022
229 how to pick a stock broker

229 how to pick a stock broker

There are so many stock brokers out there, which do you pick? Dev explains the basics of what a broker does and how to pick one that suits your needs. He covers:


πŸ‘‰πŸΎ what is a brokerage firm?

πŸ‘‰πŸΏ why do …
00:42:14  |   Tue 28 Jun 2022
228 what is modern portfolio theory?

228 what is modern portfolio theory?

Heads up, loads of geeky stuff in today's chat! Dev explains the ins and outs of modern portfolio theory (MPT) touching on these concepts:


πŸ‘‰πŸΌ diversification

πŸ‘‰πŸ½ two main types of financial risk

πŸ‘‰πŸΎ vari…
00:28:48  |   Tue 21 Jun 2022
227 tax time Q&A with an accountant

227 tax time Q&A with an accountant

Tax season is here and so is our very first episode with a guest! Tax & Business Adviser, Andrew Haber from Altus Financial joins Dev to answer all your tax time questions to do with:


πŸ‘‰πŸΎ property dedu…
01:15:55  |   Tue 14 Jun 2022
226 singles and money

226 singles and money

Whether you're single or in a relationship, the basic principles of good money management still apply. Dev shares the pros and cons of being single with money plus a tip for singles entering a long t…
00:28:07  |   Tue 07 Jun 2022
225 EVs: 150,000km Tesla Model 3 update

225 EVs: 150,000km Tesla Model 3 update

Dev shares his thoughts on electric vehicles and discusses the ins and outs of owning a Tesla Model 3 such as:


πŸ‘‰πŸΎ purchase price

πŸ‘‰πŸΏ cost of electricity & comparison with fuel costs

πŸ‘‰πŸ» Autopilot (Model 3…
01:13:00  |   Tue 31 May 2022
224 what is net asset value (nav) + using a non-bank lender

224 what is net asset value (nav) + using a non-bank lender

In today's episode Dev explains:


πŸ‘‰πŸΏ what is net asset value (NAV) and how does it relate to net worth?

πŸ‘‰πŸ½ does NAV actually help with making investment decisions?

πŸ‘‰ what are non-bank lenders?

πŸ‘‰πŸΌ and the …
00:25:53  |   Tue 24 May 2022
223 burnout, self care + defence housing

223 burnout, self care + defence housing

Burnout is unfortunately very common in the workplace, especially amongst healthcare workers, and it can impact your finances in a variety of ways. Remember to chat with your GP if you are experienci…
00:49:08  |   Tue 17 May 2022
222 stock market myths + wrap accounts

222 stock market myths + wrap accounts

Dev unpacks 10 myths about the stock market:


πŸ‘‰πŸΎ investing in the stock market is gambling

πŸ‘‰πŸΏ the stock market is only for rich people

πŸ‘‰πŸ» buying a stock when it falls is always a good strategy

πŸ‘‰ the more …
00:56:16  |   Tue 10 May 2022
221 couples and money

221 couples and money

If you're in a relationship, how you decide to manage money with your significant other is very personal. Here are 3 ways that couples can share and split finances along with some of the big money tr…
00:35:18  |   Tue 03 May 2022
220 practice ownership: things to consider!

220 practice ownership: things to consider!

Dev covers the ins and outs of owning your own health care practice and re-negotiating contracts. Thanks Campbell and Jo for your questions! Dev unpacks:


πŸ‘‰πŸΎ the benefits, pros and cons

πŸ‘‰πŸΏ what makes a …
00:51:48  |   Tue 26 Apr 2022
219 Q&A: risk profiles, borrowing to invest, life insurance, parental leave, planning for kids + more

219 Q&A: risk profiles, borrowing to invest, life insurance, parental leave, planning for kids + more

In today's episode we're discussing your questions. Make sure to be part of our facebook group for health care workers where you can ask a question for the show! In today's episode Dev discusses:


πŸ‘‰πŸΌ w…
00:52:07  |   Tue 19 Apr 2022
218 budgeting strategies

218 budgeting strategies

The best budgeting strategy is the one that works for you. In this episode Dev shares a few, including:


πŸ‘‰πŸ» 4 budgeting strategies to manage your personal finances (50/30/20, zero-based, values-based …
00:36:34  |   Tue 12 Apr 2022
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