Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional
Hosted on Acast. See acast.com/privacy for more information.
- Update frequency
- every 7 days
- Average duration
- 34 minutes
- Episodes
- 339
- Years Active
- 2018 - 2025
134 what are CP funds? What is a buyers agent?
In this episode we answer Dr Yud's question about constitutionally protected funds. We also talk about buyers agents, the pros and cons and what to consider when engaging one.
Any advice is general fi…
00:30:38 |
Sun 07 Nov 2021
133: is inflation a problem?
In this episode we answer a question from Andrew about whether it’s important to have income protection if they are a dual income family. Then we break down the concept of inflation, and see how it’s…
00:32:05 |
Thu 21 Oct 2021
132 what is the rule of 72?
In this episode I warn our listeners about checking their super and investment statements for “advice fees”. I also discuss a simple concept called the rule of 72. What is it? How it can be applied i…
00:16:33 |
Sun 10 Oct 2021
bonus: Evergrande crisis explained!
In this bonus episode I take a look at the Evergrande crisis, explain the issue and discuss the over arching lessons from it all.
Any advice is general financial advice only which does not take into a…
00:13:58 |
Wed 29 Sep 2021
131 shares vs property!
In this episode we discuss the pros and cons of shares vs property, look at the long term performance numbers, and what I prefer moving forward. We also answer Branco's question on how to sell ETFs o…
00:30:50 |
Tue 28 Sep 2021
130 what is asset protection?
In this episode we discuss Sepun's question about costs of being a landlord. We then discuss the main topic of asset protection. What is it? What Are some of the ways you can protect your hard earned…
00:37:58 |
Wed 15 Sep 2021
129 Q&A session!
In this episode, I answer the most common questions that are asked to me. Lots of interesting questions. Stay tuned!!
Any advice is general financial advice only which does not take into account your …
00:54:16 |
Sat 04 Sep 2021
128 other options to bankruptcy?
In this episode we discuss crypto staking, a question from Stefan. We also discuss the other options to bankruptcy: 1/ temporary debt protection, 2/ debt agreements, 3/ personal insolvency agreements…
00:29:13 |
Sun 29 Aug 2021
127 what is bankruptcy?
In this episode, we discuss Dr Z situation of contracting for a gp practice. We also discuss about the concept of bankruptcy, what is it, the implications, the consequences, the challenges and why it…
00:32:45 |
Thu 19 Aug 2021
126 what is asset liability matching?
In this episode we answer Dylan’s question about carry forward contributions for your super. The main topic is part 2 of decummulation strategy, and we discuss the concept of asset liability matching…
00:30:15 |
Thu 12 Aug 2021
125 what is de-accumulation phase?
In this episode we discuss the concept of de accumulation, and go into how dollar cost avging may not work in your retirement phase. This is part 1 of 2 episodes about de accumulation.
Any advice is g…
00:24:56 |
Wed 28 Jul 2021
124 growth vs value investing
In this episode we answer M’s question about how dividends are taxed. We also discuss the concepts of growth vs value investing. We also go into geeky concepts about risk adjusted returns.
Any advice …
00:30:08 |
Thu 08 Jul 2021
123 EVs: 100,000km Tesla Model 3 update
In this episode we discuss the concepts of offset accounts, redraw facilities. The main topic is about cost comparison between own an EV and an ICE car!
Any advice is general financial advice only whi…
00:57:31 |
Wed 30 Jun 2021
122 what is Kelly criterion? Late starters?
In this episode we tackle the issue of late starters to saving and investing. Then we go deep into the concept of Kelly criterion.
Any advice is general financial advice only which does not take into …
00:36:12 |
Sun 20 Jun 2021
121 what is pet insurance?
In this episode, we discuss Jesse’s question about HIN and Chess sponsorship when it comes to broker. Our main topic for this episode is about pet insurance, and some factors to consider.
Any advice i…
00:21:36 |
Tue 15 Jun 2021
120 what is div 293? The sneaky tax!
In this episode we discuss the concept of 1/ div 293 income, 2/ div 293 super contributions, 3/ excess contributions tax, 4/ excess contributions charge.
Any advice is general financial advice only wh…
00:28:58 |
Tue 08 Jun 2021
119 getting a pet, the cost breakdown!
In this episode we answer a question from Raiz, and show him how he can become a multi millionaire by keeping things simple. We go on to discuss the benefits of pet ownership, and the financial costs…
00:26:04 |
Tue 01 Jun 2021
118 what is DSSP?
In this episode we revisit what dividend reinvestment means, discuss franking credits and how DSSP (dividend substitution share plan) is different. I discuss the pros and cons.
Any advice is general f…
00:20:56 |
Fri 21 May 2021
117 what is automation?
In this episode we discuss automation, specifically in relation to paying yourself first. We break down costs, when it comes to vanguard personal investor account.
Any advice is general financial advi…
00:32:04 |
Mon 03 May 2021
116 savings rate vs investment returns!
In this episode we discuss Dr P’s question about their problem: $1million in the bank. We then discuss the power of savings rates when it comes to investment returns!
Any advice is general financial a…
00:29:51 |
Sat 17 Apr 2021
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