The Property Academy Podcast

In this episode, we discuss what you can do if you are contracted to settle on a new build ... but you can't settle because you no longer meet the banks criteria and can no longer get the loan. 

Thi…

In this episode, we discuss the practicalities of getting a flatmate to help you pay off your mortgage more quickly. This includes digging into tax and insurance concerns ...

Should you tell your in…

In this episode, we discuss the Real Estate Institute of New Zealand property report for October 2020. This report showed that the median sale price in NZ lifted 19.8% in the last 12 months, and that…

In this episode, we discuss the recent letters sent between the Minister of Finance (Grant Robertson) and the Reserve Bank Governor (Adrian Orr). 

Mr Robertson had written to the Governor about his …

In this episode, we are joined by Nigel – a listener of the show – who funded his overseas experience and travel through his investment properties. 

Here, Nigel shares how he did it, his current por…

In this episode, we discuss the Healthy Homes Act and the percentage of properties that don't meet the standards. This is based on the property management book of Venture Management, our inhouse prop…

In this episode, we discuss the difference between the Treasury and the Reserve Bank ... and their respective impact on house prices. 

The Treasury exists to advise the government on its fiscal poli…

In this episode, we discuss who the largest property developers in New Zealand are. This is based on the data released from BCI, a data firm, who focusses solely on the construction industry. 

We go…

In this episode, we discuss how to get the bank to renew your interest only loan. This is a critical topic, because sometimes your interest only period and your fixed interest period can get out of s…

In this episode, we discuss the difference between the term / timing that a bank will document a loan over to calculate minimum repayments and the actual term that you pay the mortgage back over. 

T…

In this episode, we discuss Labour's new top tax rate of 39% and whether it will have an impact on property investor's ability to secure a mortgage. 

Throughout the show, we run multiple models to f…

In this episode, we discuss the LVR restrictions that are soon to be reintroduced by the Reserve Bank of New Zealand. These are expected to be reintroduced in March 2021, after the central bank finis…

In this episode, we test out a new format where Ed has selected clips from the Reserve Bank's latest monetary policy statement. 

Most interestingly, the RBNZ has announced a Funding For Lending prog…

In this episode, we discuss a question from a listener of the show who runs active investment strategies. The bank would lend him 50% of the money for a project. But, after that project, he wants to …

In this episode, we discuss the New Zealand property company, Property Factory. This is a property sourcing company run by Campbell Venning that sources off the plans properties for Kiwi property inv…

In this episode, we discuss a few recent articles where Sir Bob Jones, New Zealand's most well-known billionaire, forecasts a property market crash. In the articles, he is quoted as saying that he ha…

In this episode, we answer another question from a listener of the show ... this time, delving into how the tenancy tribunal works. 

Typically, you have 60 days from the end of a tenancy to take you…

In this episode, we discuss particularly novel strategies to tap into the Bank of Mum and Dad, with a focus on how to set these agreements up right.

One of the novel strategies discussed is the idea…

In this episode, we discuss the removal of the LVR restrictions that occurred earlier this year and whether we believe the Reserve Bank will bring them back in during 2021.

We also discuss the impac…

In this episode, we discuss how to negotiate fees with real estate agents, and especially when in the process to negotiate fees with agents. 

Ed walks through a model of setting expectations early w…