The Property Academy Podcast

In this episode, we discuss that there are only 2 core property investment strategies: Buy and Hold, and Flipping. Most other strategies people use are variations of the two.

Buy and Hold investing i…

In this episode, we discuss a study that was conducted by the Commission for Financial Capability as part of Sortd Money Week in September 2019. The study showed that parents would rather talk with t…

In this episode, we discuss why interest-only mortgages are the preferred loan used by property investors. 

We discuss how interest-only loans help you build your portfolio more quickly than using a …

In this episode, we question whether the suburb of Rolleston makes a good investment option. Rolleston is the largest town in the Selwyn District and is a 30-minute drive to Christchurch.

Rolleston w…

In this episode, we discuss how it's scary buying your first investment property. So don't feel bad if you're freaking out buying your first investment property too.

We go through our personal invest…

In this episode, we discuss 2 potential strategies you can use to pay off your mortgage faster, using investment property. 

Both strategies involve leveraging your existing home to purchase an invest…

In Episode #17, we discuss the 5 reasons why your mortgage application for your first home might be declined.

• Not enough of a deposit
• Not able to afford the mortgage
• "Poor account conduct"
• Bad…

In Episode #16, we discuss whether it is the right financial decision to purchase the street that is just down the road from you.  We touch on why it may be better to diversify your risk across multi…

In Episode #15, we discuss AirBnbs, and the benefits and drawbacks of using your investment property for Airbnb only, rather than tenanting the property.

Andrew specifically walks through an example …

In Episode #14, we discuss whether property investors are "greedy psychopaths". Ed recently had an article published in Stuff, New Zealand's largest news website. One commenter wrote, "property inves…

In Episode 13, we discuss Ring Fencing. This is a new piece of legislation that stops New Zealand property investors from claiming tax benefits they were previously entitled to. 

Under the previous r…

In Episode 12, we discuss split banking. Split banking is the process of using multiple banks, rather than just a single bank. 

Split banking means that you can protect your assets, control the proce…

In Episode 11, we discuss KPMG's Magnet City report. Written in 2015, the global report introduces the concept of the Magnet City, a city that is expected to attract population growth of a particular…

In Episode 10, we discuss why you shouldn't be afraid of investing in a flat property market, where prices aren't increasing. 

Andrew quotes Warren Buffet: "be fearful when others are greedy and gree…

In Episode 9, we discuss all the reasons why you would – and should – use a mortgage broker. That's whether you're a first home buyer or a property investor. You may look around on the internet and l…

In Episode #8, we walk through the five sources first home buyers can tap into to pull together their deposits. The five sources are:

1. KiwiSaver
2. The Home Start Grant
3. Savings
4. The Sale of Existin…

In Episode #7, we discuss the difference between equity and useable equity + how that impacts your ability to become a property investor. 

Most people become first-time property investors by leveragi…

In Episode #6, we discuss the differences between investing in brand new properties or properties that have already been lived in before (existing properties). 

We specifically discuss the difference…

In Episode #5, we talk about how much you need to get started in property investment (and first homes).

This topic came from an audience member who was on our website and specifically asked how much …

In Episode #4, we talk about the Labour government's recent KiwiBuild Reset and what this means for First Home Buyers. 

We talk about the Welcome Home Loans, where First Home Buyers now only need a 5…