The Property Academy Podcast

In this episode, we discuss 8 places we get our data from so we can make better property investment decisions. The 8 sources are:

• Statistics NZ for broad demographic data, showing changes in New Ze…

In this episode, we discuss the concept of buying property with "no money down". This is where you are able to use the equity within your own home to secure the deposit for an investment property. 

T…

In this episode, we discuss the Reserve Bank's decision to leave the OCR unchanged at a record low of 1.0%. 

There were 3 factors identified in the decision:

• An expectation that households will spe…

In this episode, we discuss the three ways to make money in property investment. These are:

• Capital gains – changing market conditions increase the value of your property. This happens slowly but …

In this episode, we review the book "20 Properties in One Year" by Graeme Fowler. In the book, Graeme talks about yield v.s. capital growth, and we discuss this dynamic. 

We also discuss some of the …

In this episode, we discuss the crucial elements of a property investment cashflow statement and compare 2 different cashflow statements for the same property – one for a standard residential lease a…

In this episode, we discuss 7 things you can look for when choosing to purchase an investment property from a developer. 

It's increasingly popular for investors to add new properties to their portfo…

In this episode, we discuss why you need to make more money ... and why building your wealth is not a bad thing. 

Some people in modern society think that building wealth is a bad thing ... something…

In this episode, we discuss the 7 instances where landlords insurance can protect you. These 7 instances aren't available through all insurance policies, but many are common between them:

• Hidden gr…

In this episode, we discuss the seven things you should look for within a rental property. These are: 

• There is a good mix of capital gain and cashflow
• You need to decide who your end buyer is goi…

In this episode, we discuss what the Rule of 20 is in retirement planning and how it works. 

 This is a rule of thumb, which says that once you decide the level of retirement income you want, multipl…

In this episode, we discuss all the different types of valuations. These include:

• CV – Council Value / RV – Rateable Value / GV – Government Value
• e-value 
• Registered Valuation
• Sale Price, and
…

In this episode, we discuss what happens if a natural disaster hits your property and how the Canterbury earthquakes have impacted building standards across the country. 

We specifically discuss the …

In this episode, we discuss how BNZ is no longer offering pre-approvals to non-bank customers. This has some far-reaching implications for property investors and mortgage brokers. 

It likely means th…

In this episode, we discuss why properties are sometimes more expensive when you buy a property through a property coach than if you look on a developer's website. 

The reason this is sometimes the c…

In this episode, we discuss how to figure out what you want in a property investment strategy. Andrew and Ed go through a model that Opes has created to think about the sorts of needs you have as an …

In this episode, we discuss the top problems and issues that investors usually come across when investing in property (and how to solve them). We discuss potential solutions and risk mitigation for e…

In this episode, we discuss ringfencing, what it is and how property investors can combat these recent tax changes. 

From April 2019 property investors haven't been able to claim rental property loss…

In this episode, we discuss depreciation. Depreciation is when the value of the things inside your home gradually decrease in value. It's a cost to you as an investor, but you don't actually pay for …

In this episode, we discuss the restrictions put in place on foreign residential property buyers from the Overseas Investment Act. Under the current regulations, you need to be either an Australian, …