The Property Academy Podcast

In this episode, we discuss how you can create a self-funding property portfolio. Generally, in property investment, there are two types of properties that you want to buy – capital growth properties…

In this episode, we discuss 3 things you can do to prepare in case times get tough financially:

1. Build up a 'mojo' or emergency savings accounts. Initially set this up with $2,000. Then, when you ca…

In this episode, we discuss what "Good Fundamentals" actually means. It's common to hear that you should buy properties in areas with 'good fundamentals', but often it's not defined what that actuall…

In this episode, we discuss the tradeoff that is typically made between capital growth and cashflow (also known as yield) in property investment. 

In particular, we deep dive into the reasons why yie…

In this episode, we are once again joined by Darcy Ungaro from Ungaro and Co. and the NZ Everyday Investor Podcast.

Here, we discuss how investor behaviour is changing. Falling interest rates are cau…

In this episode, we are joined by Darcy Ungaro from the NZ Everyday Investor Podcast. Within the show we pick up on the trend where more New Zealanders are using mortgage brokers. ANZ has announced t…

In this episode, we are joined by Darcy Ungaro from Ungaro and Co and the NZ Everyday Investor Podcast to talk about whether it's easy or hard to get money from banks right now. 

Darcy reveals that w…

In this episode, we discuss the numbers you really should be looking at when you invest in property ... Return on Equity and Return on Cash. 

When you invest in property there are two parts to your i…

In this episode, we talk about what to look for when choosing a developer for an investment property. This is something close to our hearts as it is what Opes does day in and day out. 

We also dig in…

In this episode, we discuss the RBNZ's recently announced LVR changes and what they mean for property investors in New Zealand.

We also discuss what a high LVR loan means for borrowers in terms of ad…

In this episode, we discuss how many properties New Zealand investors really own, and the distribution of those investors. 

What we found is that in 2015:

• 104,357 investors owned just 1 property, w…

In this episode, we discuss 5 reasons why the property market in New Zealand may not drop in value by as much as you would otherwise think. These reasons are:

• The drop in interest rates make it che…

In this episode, we discuss split banking and why you can get more money from the bank if you cheat it on it with another. 

This is because when you have all your lending with one bank, they cross se…

In this episode, we discuss 5 different strategies that you can use to pass the bank's servicing stress test. Whenever you apply for a mortgage from the bank, the institution will stress-test your ap…

In this episode, we discuss a new data source from QV that investors can use when considering investments in different areas. 

While the tool can give broad insight into gross yields across multiple …

In this episode, we discuss recently released data from the Real Estate Institute of New Zealand. This house price and volume data covers properties that settled in the month of March. 

March 2020 sh…

In this episode, we discuss a particular proportional property ownership model that is currently being promoted by a property investment company within New Zealand. 

The model includes purchasing a r…

In this episode, we discuss the Reserve Bank's recent announcement that it will scrap the Loan to Value Restrictions for a period of 12 months. 

This will have a massive stimulatory effect on the pro…

In this episode, Andrew and Ed feature on the NZ Everyday Investor Podcast, which is hosted by Darcy Ungaro. Darcy recently asked us to come on the show to talk about forces for good and bad in the p…

In this episode, Andrew and Ed feature on the NZ Everyday Investor Podcast, which is hosted by Darcy Ungaro. Darcy recently asked us to come on the show to talk about forces for good and bad in the p…