The Power Of Zero Show

According to David, Ken Fisher’s hate toward annuities is visible in what can be considered “one of the most successful attacks on any financial product in history”.

David discusses why, in his opini…

Financial expert and author Ric Edelman has stated that, in his opinion, anyone following Dave Ramsey’s 8% retirement withdrawal strategy is…doomed!

The 4% rule has been the distribution rates’ gold …

A recent Penn Wharton study found that the federal government will have to dramatically raise taxes within the next 20 years to avoid sliding into a debt spiral of high interest rates and debt paymen…

Former comptroller general of the federal government, David Walker, believes that tax rates will have to double, in order to avoid a financial collapse.

The U.S. Government should be helped in preven…

Today’s episode is part 4 of David’s interview for Jesse Wright’s podcast, and it addresses the best way to figure out how much money you’ll need to be able to retire.

David explains how to be able t…

Today’s episode is part three of David’s interview on Jesse Wright’s podcast.

They discuss the best way to ensure your savings last as long as you do. 

Jesse shares a shocking stat: 65-year-old marri…

Today’s episode is the second part of David’s interview for Jesse Wright’s podcast.

Beware of what you see on social media, says David. A lot of that content is by wayward life insurance agents emplo…

Today’s episode is part 1 of David’s appearance on Jesse Wright’s podcast.

Jesse asks David where one should start from when thinking about retirement.

David points out that the types of accounts whi…

David and Khalen Dwyer discuss HonestMath.com's research proposing a conservative 4% annual withdrawal for a 30-year retirement--contradicting Ramsey's long-standing advice of an 8% withdrawal rate.

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David makes a clear preface: “If anyone ever tells you to cash out your 401k and put it all into an IUL, you’re to turn around and run the other way!”

This episode addresses what David refers to as “…

One of the things Dave Ramsey is famous for is telling his audience that they can take sustainable 8% distributions from their stock market portfolios in retirement.

David has two issues with this re…

David talks to Tom Hegna, an economist, author, and popular industry speaker considered by many to be the retirement income expert.

David reveals how he learned about the unstable fiscal trajectory o…

David talks to Jay Disberger, the caller on Dave Ramsey's viral 4% rule meltdown.

They start the discussion by describing why the clip went viral and how people can get their questions answered live …

Dave Ramsey recently eviscerated his co-host George Kamel for preaching the 4% rule.

According to George, withdrawing only 4% of your savings is the easiest way to guarantee your money lasts througho…

David talks about the three main types of tax-free retirement advisors and the one that will guarantee a hassle-free retirement.

The first type of advisor is the TikTok advisor. This is the advisor w…

David breaks down a recent Dave Ramsey interview where he advised a 50-year-old widow on the best way to save, invest, and withdraw her retirement savings.

According to Ramsey, if the lady invests $1…

Today’s episode is part three of David’s interview with Power of Zero Advisor Terry DuPont. 

Trump tax cuts were not permanent – David explains why 2026 is going to be a key year for that.

In his boo…

Today’s episode is part two of David’s interview with Power of Zero Advisor Terry DuPont. 

David talks about the approach many major money management institutions follow, and how it differs from how …

Today’s episode features some of the highlights of David’s appearance on the Your Money with David Hays podcast.

David touches upon what he would focus on and how long he believes he would last if he…

In a recent interview, Dave Ramsey claimed he beat the S&P 500 over the last 30 years because “it’s not hard to do.”

The big question is, is it really that easy to beat the S&P 500 over time?

Accordi…