Retirement Coffee Talk
Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.
Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.
💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
- Update frequency
- every 3 days
- Average duration
- 20 minutes
- Episodes
- 388
- Years Active
- 2019 - 2025
Our response to: Retirement is stupid!
On this week's show:
- One conservative talk show host declared that "Retirement is Stupid". We have another viewpoint.
- You think airline baggage fees are bad? Take a closer look at the financial indu…
Let’s dump the idea of working forever | Figuring out your Social Security strategy | Building your retirement paycheck | Warren Buffett’s 5/25 Rule
On this week's show:
- 92% of us are retired by age 75. Can we get you retired earlier?
- Answering your Social Security questions.
- You know your paycheck now, what is your paycheck in retirement?
- Warre…
No pension, no problem. Let’s build one!
Most of us love the idea of a monthly pension check in retirement. Yet few of us have one. If you don’t have an employer pension, have you discussed a personal pension?
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Should you plan retirement as an optimist or a pessimist?
Some people plan for retirement focusing on everything that could go wrong. Some people plan hoping the stock market is going to return 10% every year. Should you be a pessimist, optimist, or realist…
The Government wants to eliminate the 401(k)!
Most of us save most of our retirement money in a 401(k). Yet two articles popped up this week saying the Government wants to get rid of the 401(k) in less than 10 years. Why?
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Could this 401(k) idea change retirement?
One of the big challenges of a 401(k) is the lack of a pension-like paycheck in retirement. IBM thinks they may have found the answer. Could it work for you? OR could you do this yourself?
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A Retirement Lesson from Tom Selleck
In this episode of Retirement Coffee Talk Podcast:
- How do you develop income with your 401(k)? IBM thinks they have the answer.
- Kevin O’Leary has an eye-popping number we need to save for retirement…
Is the 401(k) getting any better?
The 401(k) comes up short in a lot of ways. No income, limited choices, poor performance. Charisse shares ways to overcome some of these problems.
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2024 is the peak of baby boom retirement
On this week's show:
- 12 thousand people will turn 65 every day in 2024.
- Are you ready for retirement?
- Has the 401(k) made any improvements in the last few years?
- Do you have to “lock up” your money …
The Hot Stove Lesson of Your 401(k)
Your mom told you not to touch the hot stove or you’ll get burned. The government and the financial industry are trying to use the same lesson with your 401(k). Is it good advice?
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Is there a financial crisis coming?
On this week's podcast:
- When the talking heads say there is a financial crisis coming, what does that mean?
- Taxes in retirement are different than taxes in your working years.
- How often should you r…
Are you about to get a love letter from the IRS?
If you decided to take advantage of the higher interest rates with a CD or other product in 2023, look for a form in the mail soon from the IRS.
See omnystudio.com/listener for privacy information.
Helpful Tax Moves You May Not Know About
Charisse provides insights on lesser-known aspects of taxes, plus:
- Should you invest in the new Bitcoin ETF?
- Is the 60/40 portfolio back?
- A prediction the market will lose 50 to 60% in 2024.
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Four moves that can help you reduce your tax bill
Did you know you can get an extra deduction just for being 65? Charisse has other tips that she says her clients miss that they (and you) need to know about.
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3 Burning Topics on Minds of Retirees
In today's episode, Charisse addresses 3 big retirement concerns:
- Boomers and Millennials differ wildly on how much money will make them happy. Where do you stand?
- Can a 401(k) alone fund a 25-year …
How will the financial stories of 2023 unfold in 2024?
In this episode, we look at interest rates, the Fed, markets, regional banks, The Magnificent 7's and more. Learn what's in store for 2024.
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Can you retire without long-term care insurance? The answer may be yes!
Long-term care insurance is expensive, but the cost of a long-term care event can be outrageous. What are the coverage options and at what point can you fund it out of pocket?
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Florida shows up big on the "Best Places to Retire" list!
Charisse provides valuable insights for those considering a move to Florida. There's great weather and quality of life, but there is one thing Florida offers that many states don’t.
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Are CDs, I-Bonds, Treasuries, and annuities too high maintenance?
When you use financial products that have terms like 3 months, 6 months, or a year…you are constantly making decisions. Is this a turn off to retirees’ or does it make them more engaged?
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Your checklist 5 years before retirement
They call it “The Retirement Red Zone.” It’s what you should be aware of 5 years before retirement and the first 5 years in retirement. Charisse walks through what it is to “do the math” on your reti…