Retirement Coffee Talk
Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.
Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.
💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
- Update frequency
- every 3 days
- Average duration
- 20 minutes
- Episodes
- 385
- Years Active
- 2019 - 2025
Do You Have a “Fire Starter” in Your Retirement Plan?
In the same way you don’t want to pack dangerous items in your luggage when you get on a plane…you don’t want a fire starter in your retirement plan. What do we need to look out for?
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75% of People in Retirement Do Their Own Planning. What Are the Most Common Misses? | What If They Change the Laws on the Roth? | How Long Will Your Money Last in Retirement? You Might Be Surprised
On this episode:
- What are the biggest advantages of using a financial advisor?
- The Roth is one of the best retirement planning vehicles. What if they change it?
- How long will your money last with a …
If I’m in Retirement for 25 years, Why am I NOT a Long-Term Investor?
You need growth on your retirement money, but how much?
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The Latest Retirement Problem: People Are Scared to Spend | Is One Month Better to Retire Than Another? | What is Your “Cash on the Sidelines Fund” Used For?
On this episode:
- The fear of running out of money is resulting in people not enjoying their retirement.
- Picking your retirement date. Is there a perfect month?
- A new trend among baby boomers for est…
Reasons to Consider an IRA-to-Roth Conversion
You may have heard your 401(k) or IRA referred to as “A Tax Time Bomb.” We found one 90-year-old who is experiencing it and we discuss ways to avoid it.
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The Magic Savings Number for Retirement Has Dropped! | A 90-Year-Old Runs into a Huge Tax Problem! | Studies Show if You Do THIS, You Will Have More to Spend in Retirement
On this episode:
- For the first time in memory, the number you need for retirement has dropped! Why?
- This 90-year-old missed a simple tax move that is now costing him thousands.
- Many of the people wh…
IRA Conversion Alert
We go through some of the mistakes people make when moving money from an IRA or 401(k) to a Roth. We also share a story of a 90-year-old who choose not to do conversions and is now in a tax nightmare…
Will Falling Interest Rates Affect Your Retirement? | Does the 'Warren Buffett Way' Still Work? | The #1 Thing People Want from Their Retirement Plan
On this episode:
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Should you be building up your cash reserves?
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The MVP of your Retirement plan.
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Things to watch out for in an IRA-to-Roth rollover.
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Are You Spending Enough in Retirement?
We may not have a saving problem; we may have a SPENDING problem. Let’s give you the confidence to spend MORE!
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Don’t Miss This Essential Retirement Strategy
Many people get to retirement saying…I wish I had done this.
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Where Would You Rather Play: Vegas or the Stock Market?
How do the odds of success compare: Vegas or the stock market? You may be surprised.
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Why are People Going Back to Work in Their 70s? | What May Be Holding Back Your 401(k) Performance | Deciding When to Start Your Social Security Check | The Greatest Gift the Government Has Given Us in Retirement Planning
On this episode:
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Most of us want to retire and most of us want to STAY retired. Why are people going back to work in their 70s?
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Diving into your 401(k). What might be holding you back?
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One reti…
Bill Murray and His Brothers with Retirement Advice
Each year, Bill Murray and his brothers sponsor a golf tournament in St. Augustine. We’ve been able to sit down with them for a lot of fun interviews. This time we asked a simple question about life’…
Are You Ready for the Market’s Next Move? | Understanding RMDs | Vegas vs. The Market: Which has Better Odds? | Bill Murray Doesn’t Like Fees
On this episode:
- Some say we’re on the verge of a recession, some say otherwise. Is your portfolio ready for whatever the Market does next?
- What is a riskier proposition: Gambling in Vegas or being …
Is Your Retirement Portfolio Missing This Key Strategy?
Charisse Rivers explains how Roth IRAs can optimize retirement planning with tax-free growth.
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What is Your Retirement MVP?
On this week's episode:
- Have the markets hit their low point?
- Are you moving money or riding this out?
- Death by 1,000 financial cuts.
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How Do I Plan for Retirement When I Don’t Know How Long I’m Going to Live?
When an advisor says we are going to plan a 30-year retirement, many people will say they’ll never live that long. What if you do?
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How to Keep Calm in Financial Turbulence | Should Gold Be Part of Your Retirement Plan? | Do you have a plan for generating income during market downturns? | Are you ready to tackle retirement taxes?
On this week's episode:
- Are you prepared for market ups and downs in your retirement?
- Gold: A Safe Bet or Risky Gamble?
- Why You Might Pay More Taxes in Retirement
- Retirement isn't just about finance…
Is It Possible to Live Solely on Dividend Income During Retirement?
Trying to pull all your income from one place is possible, but before you try it, ask yourself THIS question.
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Don’t Accept Cookie Cutter Portfolios From Your Advisor
60/40, 70/30, ect. These are standard allocations for market risk. Sometimes they work, sometimes they don’t. Shouldn’t your portfolio allocation be more customized?
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