Retirement Coffee Talk
Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement.
Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement.
💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
- Update frequency
- every 3 days
- Average duration
- 20 minutes
- Episodes
- 388
- Years Active
- 2019 - 2025
Is Your Health Putting Your Retirement at Risk? - Part 2
Physician Assistant Rob Main joins us for the second part of our talk about health concerns in retirement including diabetes, weight loss, Ozempic and the new use of AI in healthcare.
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Something New in 401(k)s That Some Like, But Others Don't | Don't Be Bad Santa When Giving Money to Your Kids | The Top 3 Reasons People Don't Spend Money in Retirement
On this episode:
- Pros and cons of target date funds.
- The implications of inheriting IRAs.
- The importance of being prepared for market volatility.
- Overcoming hesitations about retirement spending.
L…
Is Your Health Putting Your Retirement at Risk? - Part 1
Are you aware of how your health can impact your retirement finances? Charisse Rivers explores the crucial connection between managing health and protecting wealth, as she chats with Rob Main of Rob …
The Number One Question People are Asking About Their 401(k)
You may have heard your 401(k) can become a “Tax Time Bomb” in retirement. How can you avoid it?
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Has your 401(k) accidently become a “Tech Fund?” | Currently THIS is the number one question for financial advisors | Is it time to move to bonds? | When your business is your retirement plan
On this week's show:
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The Tech Sector has been driving the market for over two years. Are you over weighted in tech stocks?
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Preparing your 401(k) for retirement.
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Are bonds back in favor?
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Selli…
How much will an IRA-to-Roth Conversion save you?
Pay the taxes now or pay the taxes later. What makes sense for your IRA and 401(k)?
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What can gift cards teach us about retirement? | When your CD comes due, what’s next for your money? | One advisor who says 100% risk before AND IN retirement
On this week's show:
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Those unused gift cards in your wallet or purse have something in common with your retirement portfolio.
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There are 7 Trillion dollars in CDs and Money Markets. Where should y…
When is the worst time to see a financial advisor?
Everyone seems to ask “When is the BEST time to see a financial advisor?" Today we flip that around. When is the WORST time to see a financial advisor?
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Should a change in President have you worried about the Market? | Don't have a pension? Can you create your own? | The Top 8 things you can do to get ready for retirement | Many people are wrong about how social security works | What does ice cream have to do with retirement planning?
On this week's show:
- As Inauguration Day approaches, what does history show us about the market after a new president is elected?
- Developing your own personal pension.
- 8 things to check off your lis…
Is it Possible to Save Too Much in Your 401(k)?
There may come a time near retirement where you should switch from your employer 401(k) to something else. When and why?
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Never walk out the door without THIS from your financial advisor
A new study shows many people are not getting this most important planning tool from their financial advisor. Don’t let this happen to you. Plus: What happens when you ask Charisse for a second opini…
The Top 5 Things People Miss When They Do Their Own Retirement Planning
Retirement planning is more than just investments. Do you have the knowledge to deal with taxes, Medicare, and Social Security? We’ll discuss the big 5 that people miss.
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Where do you put your retirement money in 2025? | The #1 reason people sought out a financial advisor in 2024 | If you try to DIY your retirement, here are the top 5 things people usually miss
On this week's show:
- Should the change in interest rates, the economy and the White House have you changing your retirement strategy?
- Is moving money from an IRA to a Roth a good idea for your retir…
Interview with Marion County Fire and Rescue Chief James Banta
Charisse Rivers helps people everyday protect their money for retirement. She also has an interest in the people who are protecting our way of life in Marion County. Today she highlights Marion Count…
Interview with Ocala Police Chief Mike Balken
Charisse Rivers helps people build a better life with retirement planning. She also has a vested interest in making life better in Ocala. Today she highlights the efforts of Ocala Police Chief Mike B…
What’s more important in retirement, protection, or growth?
Going through a 20-year retirement without growing your money would be difficult. But losing the money in a market crash could be devastating. Protection or growth: How do you choose?
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Finding the Right Balance Between Protection and Growth in Retirement | Is cash still king? | Should you jump in on the Trump Bump?
On this week's show:
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Where is your priority with your retirement money? Protection or growth?
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How much cash should you have on the sidelines?
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There is a lot of optimism about the stock market i…
How much do you need to save to have a $100k-a-year retirement?
It’s common for people to have a target of $1 million saved, and a $100k-a-year spend in retirement. How much do you need to make that happen?
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Will the latest Social Security proposal work? | 60% of people are saying they will do what many people in retirement regret | How to protect your retirement from Uncle Sam | How much do you need to generate 100k a year in retirement?
On this week's show:
- We figured out why the media says we need MILLIONS to retire comfortably.
- There is a plan to push back when you can get your Social Security benefits.
- Do you have “one more year…
Do you know what your retirement paycheck is?
Knowing your retirement income is as important as knowing your income in your working years. Avoiding the scenario of being “scared to spend.”
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