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It's No Secret - Podcast

It's No Secret

It’s No Secret is a podcast for Kiwis who want their money questions answered.


Are you wondering when the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting? 


If yes, you’re in the right place. Join the Kernel team, alongside some special guests, as they take you through the ins and outs of all things finance, money, property, investing and building wealth so you can move towards achieving financial freedom. 


Each Wednesday, we’ll release one episode that answers a specific money question. 


No long ramblings and no financial jargon. Investing hacks, budgeting tips, and financial freedom are included.

You’ll be left feeling inspired, relieved and ready to take the next step in your financial journey.

Happy listening!

Submit a money question or get in touch at our Instagram @itsnosecretnz

Education Personal Development Business Self-Improvement Money Investing Personal Growth
Update frequency
every 6 days
Average duration
36 minutes
Episodes
176
Years Active
2021 - 2025
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48. How Might A Change In Govt. Affect Me Financially?

48. How Might A Change In Govt. Affect Me Financially?

With the 2023 general elections right around the corner, now is a great time to take a moment and reflect on how any change in leadership or government might impact your financial stability.

Today we'…

00:46:15  |   Mon 20 Feb 2023
47. How Do I Manage Rising Mortgage Rates?

47. How Do I Manage Rising Mortgage Rates?

With interest rates on the rise, many of you are feeling the pinch - especially those with a mortgage! So, what steps can you take to help deal with the extra interest payments? Tune in to see what y…

00:29:06  |   Mon 13 Feb 2023
46. What Are The Hidden Costs of Investing?

46. What Are The Hidden Costs of Investing?

As the saying goes, "You have to spend money, to make money" but how much do you really have to spend, especially when it comes to investing? 

In New Zealand, there are costs that come with using inve…

00:24:09  |   Tue 07 Feb 2023
45. How Do I Know If My Investments Are

45. How Do I Know If My Investments Are "Safe"?

Where and how you decide to invest your money can be a big decision for many. So, it's important to consider all the factors that could affect the safety (or security) of your investments – including…

00:30:04  |   Tue 31 Jan 2023
44. 5 Money Trends to Look Out For in 2023

44. 5 Money Trends to Look Out For in 2023

In 2022 alone we’ve seen record interest rate rises, the highest rate of inflation in 30 years, house price declines, the threat of a looming recession and a number of global events that have added t…

00:26:46  |   Sun 22 Jan 2023
43. Why 20-Somethings Feel Like They Can't Afford to Have Kids

43. Why 20-Somethings Feel Like They Can't Afford to Have Kids

Are you nearing the stage of life where expanding your family is a focus or goal? 

In this episode, we cover: 

  • Costs to consider when having kids, and whether these should inform your decision or not 
  • W…
00:29:13  |   Mon 16 Jan 2023
42. Should I Use My KiwiSaver Balance to Buy a First Home?

42. Should I Use My KiwiSaver Balance to Buy a First Home?

For most Kiwis, withdrawing your KiwiSaver to purchase a first home is a no-brainer. In fact, NOT withdrawing it to do is likely more of a rarity. But is there an argument in favour of the former? Le…

00:21:38  |   Mon 09 Jan 2023
41. How Much Should I Be Spending on Christmas Presents?

41. How Much Should I Be Spending on Christmas Presents?

Feeling the holiday financial stress? You're not alone - a recent survey found that 60% of Kiwis are feeling stressed by the costs of Christmas. 

If you're wondering how much you should be spending on…

00:16:16  |   Mon 19 Dec 2022
Money Moments: Cat & Christine - Travel, KiwiSaver Contributions & Money Guilt

Money Moments: Cat & Christine - Travel, KiwiSaver Contributions & Money Guilt

Today on the podcast we're back with another Money Moments episode with Cat & Christine. Money Moments is where we chat with real Kiwis about their journey with money. 

In our case, it's an update on …

00:26:30  |   Mon 12 Dec 2022
40. 5 Money Mistakes to Avoid When Planning Your Next Holiday

40. 5 Money Mistakes to Avoid When Planning Your Next Holiday

You would have thought that rising inflation and increased cost of living might've stopped a lot of Kiwis from traveling to see the world. But it hasn't! In fact, according to Intrepid Travel, 85% of…

00:28:31  |   Mon 05 Dec 2022
39. 3 KiwiSaver Hacks to Prepare for Retirement

39. 3 KiwiSaver Hacks to Prepare for Retirement

Did you know that for a lot of Kiwis their KiwiSaver is likely to be the 2nd largest asset that they will own in their lifetime? With that in mind, you would think we'd be more inclined to engage mor…

00:26:44  |   Mon 28 Nov 2022
38. What are the Top 3 Things to Think About When Investing for Kids?

38. What are the Top 3 Things to Think About When Investing for Kids?

Every parent wants to set their children up for success and this usually includes a financially secure future. And one of the best ways of doing this is through investing for their children early and…

00:20:54  |   Mon 25 Jul 2022
37. Part 2: How to Budget for a Baby

37. Part 2: How to Budget for a Baby

Today on the podcast we're back for part two of our how to budget for a baby series. if you haven't listened to part one, stop right now and go back to our previous episode. It's one not to miss. Thi…

00:40:58  |   Thu 21 Jul 2022
36. Part 1: How to Budget For a Baby

36. Part 1: How to Budget For a Baby

Just in case you missed it, Cat is having a baby! With this in mind, we're talking about all things kids and how you can financially plan ahead for the journey to parenthood.

So, strap in and grab you…

00:27:59  |   Mon 18 Jul 2022
Money Moments: Josh Storey, Farm Ownership, Farming Careers & Managing Employees

Money Moments: Josh Storey, Farm Ownership, Farming Careers & Managing Employees

Today on the podcast we're chatting with Josh Storey, farmer and Kernel investor. 

Starting his money journey young, selling chicken eggs from the farm, Josh is now investing his way towards farm owne…

00:42:25  |   Mon 11 Jul 2022
35. What Does it Actually Mean to Create a Passive Income?

35. What Does it Actually Mean to Create a Passive Income?

Passive income is often over-glamorised on social media as the thing that millennials and Gen Z’ers rely on to get them to their dream lifestyle or financial freedom.

But what does it actually mean to…

00:35:57  |   Mon 04 Jul 2022
Money Moments: Clarissa Hirst - Negotiating Salaries, Moving Overseas & Women’s Financial Wellness

Money Moments: Clarissa Hirst - Negotiating Salaries, Moving Overseas & Women’s Financial Wellness

Today on the podcast Cat and Christine are joined by the lovely Clarissa, Head of Content & Marketing at the Financial Services Council (FSC).

They chat with Clarissa (AKA Riss) about her personal jou…

01:01:18  |   Mon 27 Jun 2022
34. How Should I Be Investing For The Rest Of 2022?

34. How Should I Be Investing For The Rest Of 2022?

2022 has been a crazy year, high interest rates and inflation has caused the markets to take a tumble. And with so much fear and uncertainty in the air, everyday investors are left wondering what to …

00:24:20  |   Mon 20 Jun 2022
Money Moments: Cat & Christine Share About Investing in Private Equity, Paying Off Student Loans and More

Money Moments: Cat & Christine Share About Investing in Private Equity, Paying Off Student Loans and More

Today on the podcast, Cat and Christine share an update on how their finances are tracking as we continue into 2022. It's been a hot minute since they last let you into what they're changing, or not …

00:33:11  |   Thu 16 Jun 2022
33: What Do I Need to Consider When Moving my Finances Across Borders?

33: What Do I Need to Consider When Moving my Finances Across Borders?

After two years of border restrictions, it's safe to say that a lot of Kiwis are itching to leave the country. In fact, the government is estimating that 50,000 New Zealanders are going to leave over…

00:33:10  |   Mon 13 Jun 2022
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