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It's No Secret - Podcast

It's No Secret

It’s No Secret is a podcast for Kiwis who want their money questions answered.


Are you wondering when the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting? 


If yes, you’re in the right place. Join the Kernel team, alongside some special guests, as they take you through the ins and outs of all things finance, money, property, investing and building wealth so you can move towards achieving financial freedom. 


Each Wednesday, we’ll release one episode that answers a specific money question. 


No long ramblings and no financial jargon. Investing hacks, budgeting tips, and financial freedom are included.

You’ll be left feeling inspired, relieved and ready to take the next step in your financial journey.

Happy listening!

Submit a money question or get in touch at our Instagram @itsnosecretnz

Education Personal Development Business Self-Improvement Money Investing Personal Growth
Update frequency
every 6 days
Average duration
36 minutes
Episodes
176
Years Active
2021 - 2025
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86. Is University Worth the Cost?

86. Is University Worth the Cost?

Today, we dive into some of the costs of university education and weigh the pros and cons to help you make an informed decision. 

Please note: that this episode is not about convincing you one way or …

00:46:02  |   Tue 20 Aug 2024
Money Q&A: Should I Borrow Money to Invest in a Business?

Money Q&A: Should I Borrow Money to Invest in a Business?

Today we’re back with a Money Q&A - where we answer questions submitted by you, the lovely listeners of the pod.

In this episode, we answer these two questions:

  • Should I borrow money to invest in a bus…
00:27:51  |   Tue 13 Aug 2024
85. What Happened in The Sharemarkets This Week?

85. What Happened in The Sharemarkets This Week?

The last week (5-9th August 2024) has been a volatile time in international sharemarkets. As investors, it can be easy to read dramatic news headlines about and react to them, so we wanted to take th…

00:16:25  |   Fri 09 Aug 2024
84. 5 Simple Actions To Take With Your Money

84. 5 Simple Actions To Take With Your Money

This month is Money Month in New Zealand, an annual campaign by Sorted (Retirement Commission) to raise awareness about money, and help Kiwis improve their finances.

Knowing where to start with your …

00:40:29  |   Tue 06 Aug 2024
83. Active vs. Passive: What Drives Your Investment Style?

83. Active vs. Passive: What Drives Your Investment Style?

In today's podcast episode, we’ll be chatting with you about the key drivers behind people choosing their investment style. 

The active vs passive investing strategies have been hotly debated for a lo…

00:24:37  |   Tue 30 Jul 2024
Starting a Business in Your 20s, Investing in Your Health and Property | Money Moments: Elise Dalrymple-Keast

Starting a Business in Your 20s, Investing in Your Health and Property | Money Moments: Elise Dalrymple-Keast

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

In this episode, we're joined by loyal podcast listener, Elise Dalrymple-Keast, who …

01:28:52  |   Tue 23 Jul 2024
82: Money Guilt: Understanding and Overcoming It

82: Money Guilt: Understanding and Overcoming It

Feeling guilty about your spending habits? In this episode, we uncover the psychology behind money guilt and offer practical tips to manage it. But what do we mean when we talk about money guilt?

Mone…

00:57:57  |   Tue 16 Jul 2024
81. Money Tips To Get Through Tough Times

81. Money Tips To Get Through Tough Times

Today we’re going to run through a few money tips to help get you through tough financial times.

It’s a challenging time out there right now for many people; interest rates have risen and remained hi…

00:42:17  |   Tue 09 Jul 2024
80. The Realities of Job Hunting in 2024

80. The Realities of Job Hunting in 2024

Today we’re diving into the employment landscape. Whether you’re actively job hunting or just keeping an eye out, this episode has something for everyone.

To help answer all our burning questions and …

01:02:00  |   Tue 02 Jul 2024
79. Upcoming Tax Changes: What to Know

79. Upcoming Tax Changes: What to Know

Today we're diving into the latest tax changes announced in the 2024 Budget.

We'll break down what these changes mean for you, focusing on the new tax thresholds, adjustments to the Independent Earner…

00:17:38  |   Tue 25 Jun 2024
Money Q&A: Winning Lotto, Investing Overseas & More!

Money Q&A: Winning Lotto, Investing Overseas & More!

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from Kernel.

This time, we'll be answering questions such as:

  • What are some common pitfalls when investin…
00:30:33  |   Tue 18 Jun 2024
78. Public Schools VS Private Schools

78. Public Schools VS Private Schools

Today we’ll be chatting about whether private schools are “worth” the investment.

We'll look at both the cost of sending your children to private school vs public, and weigh up some potential pros and…

00:36:32  |   Tue 11 Jun 2024
77. What is Relationship Property?

77. What is Relationship Property?

Today we’re back to chat about all things relationship property.

Relationship property can be a bit of a sticky subject, particularly if you are approaching being in a de facto relationship, looking a…

01:03:37  |   Tue 04 Jun 2024
Money Moments: Cat & Christine - 2024 Mid Year Update

Money Moments: Cat & Christine - 2024 Mid Year Update

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

This time, the real Kiwis are us! In this episode, we’re in the hot seat to give you…

00:54:38  |   Tue 28 May 2024
76. How do I Change my Investments as I Approach my Goal?

76. How do I Change my Investments as I Approach my Goal?

Many of us have goals we're saving towards, whether for the short, medium, or long term.

If your goal is in the medium term (3-5 years) or long term (5+ years), you might wonder if you need to adjust …

00:34:12  |   Tue 21 May 2024
Money Moments: Colin Magee - Co Founder & CEO of Catalist Markets

Money Moments: Colin Magee - Co Founder & CEO of Catalist Markets

Today we're back with another Money Moments episode, where we chat to real Kiwis about money. In this episode, we are joined by Colin Magee, CEO of Catalist, the stock exchange connecting everyday in…

00:49:08  |   Tue 14 May 2024
75. How KiwiSaver Works Behind the Scenes

75. How KiwiSaver Works Behind the Scenes

In today's podcast episode, we’ll be answering the question of - how does the KiwiSaver joining/transfer process work behind the scenes?

While expectations around banking/financial services these days…

00:34:00  |   Tue 07 May 2024
74. Scams (A Sugar Daddy or A Scam?)

74. Scams (A Sugar Daddy or A Scam?)

In today's podcast episode, we’ll be chatting to you all about scams. 

Scams are a hot topic at the moment, just google ‘scams nz’ and look at the news and there are SO many recent articles sharing ho…

00:19:43  |   Tue 30 Apr 2024
73. How Much Are You Spending On Your Health?

73. How Much Are You Spending On Your Health?

In today's podcast episode, we’ll be chatting to you about whether or not you’re spending enough money to maintain your health.

Whether your health spending comes in the form of long weekends away, go…

00:28:54  |   Tue 23 Apr 2024
Money Q&A: Compounding, Consistent Investing & Distributions

Money Q&A: Compounding, Consistent Investing & Distributions

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from the Kernel inbox.

This time, we'll be answering questions such as:

  • What is compounding?
  • Should I regu…
00:15:55  |   Tue 16 Apr 2024
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