Infinite Banking Mastery
Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it?
And the banks and government aren’t going to help you. We all know this.
That’s the bad news.
The good news?
You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don’t rely on the government and the banks.
Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute)..
Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.
- Update frequency
- every 7 days
- Average duration
- 13 minutes
- Episodes
- 140
- Years Active
- 2022 - 2025
Should I Own Whole Life on My Children?
Time is your child’s greatest asset.
Especially when we’re talking about investing.
The reason?
Compounding interest.
The earlier your child starts investing, the greater the power of compounding…
Flowing Your Money Like Banks Do
The banks receive massive paydays by collecting interest off of YOUR savings.
Here’s how:
Banks don’t let the money you give them sit there. They loan it out as fast as they can, marking it up with i…
The Mechanics of Paying Yourself Back with Interest
When you pay yourself back with interest, you can:
- Avoid paying the banks ANY interest (and pay your banking system that interest instead.)
- Potentially retire with a larger nest egg, because you’re …
Don't Steal From Yourself
Banks potentially steal tens of thousands of dollars by the time you retire.
How?
With compounding interest.
I know, not a revolutionary concept, but considering how a loan for a $30,000 car actual…
IBC vs. Non-IBC Style Policy
Whole life insurance is a terrible place to invest your money.
And that’s because life insurance is an asset, not an investment.
With infinite banking, you’re housing your money there as opposed to h…
Universal Life vs. Whole Life for IBC
One of my new clients woke up with $0 in her life insurance policy after 33 years of funding.
Worst part?
Her premium was about to increase 1,300%.
Yep, 1,300%!
I tell you this because if you don’t k…
Term Insurance, Good or Bad?
If you develop a serious medical condition, you can be banned from whole life insurance (or any life insurance contract!).
This is fairly well-known, but there is a way around it: Term insurance.
Wi…
Keepin' It Tax Free
Your savings can be taxed if you set your life insurance up incorrectly.
Simply put, when you deposit “too much” into a life insurance policy, you create a “Modified Endowment Contract” (MEC.)
So, wh…
Borrowing Against Your Policy
If you’re not using your money to make money, someone else is.
While you think your money is safe in the bank, they’re loaning it out — at interest.
This is how they make their real money. But, what …
Keep Your Money in Motion
Banks are the biggest hypocrites.
They, and many financial gurus, like Dave Ramsey, convince you to amass a large fortune and then let it sit.
Yet banks do the complete opposite of what they tell yo…
Compound Interest, Uninterrupted
Would you rather earn:
- $100,000 a day for 30 days or…
- Earn a penny that doubles every day for 30 days?
Trick question.
At the end of the 30 days, you would have earned $3 million at $100k per day. …
Money We are Willingly Handing Away
Do you ever sit and burn $20 bills?
If you don’t, you may as well, because right now the banks are legally taking 34.5% of your take home earnings in pure interest.
This interest isn’t to pay down yo…
What is Fractional Reserve Banking
How nice would an extra million dollars sound?
And imagine if you didn’t have to work harder, smarter, or even work at all to get it.
Well, this does exist!
But I don’t recommend you try doing it, be…
How Banks Make Money
Have you ever wondered why there’s a maximum withdrawal limit at the bank?
They’ll often tout it as “stopping criminals from laundering money.” But the reality is this: They don’t have much money in …
Do What Rich People Do
Walt Disney, JCPenney, and Ray Kroc.
What do all these ultra-wealthy individuals have in common? They all possess, “The Secret of the Affluent”, as coined by the New York Times. In layman’s terms, th…
The Ideal Savings Tool
Imagine a savings tool that had:
- Guaranteed growth / return on investment (and we’re not talking under 1% like you get in savings accounts)
- Liquidity (access your savings income — tax and penalty fr…
Two Ways to Build Tax Free Wealth
You owe the US Government $519,000.
What? How?
Well, as a nation, we owe over $31 trillion owed in funded liabilities (debt.) And we also owe over $173 trillion in unfunded liabilities (even more deb…
A Typical American Family
You owe the US Government $519,000 (and growing).
That’s how much you (and every other American) needs to pay in order to bring down Uncle Sam’s debt. What’s even crazier is this:
According to reti…
How Infinite Banking Became My Passion
The last 2+ years have shown us we can’t trust the banks or government:
Criminally low interest rates, blatant market manipulation, and an unsafe and volatile market. Every year you leave your money…
Infinite Banking Mastery Intro
Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it?
And the banks and government aren’t going …