Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it?
And the banks and government aren’t going to help you. We all know this.
That’s the bad news.
The good news?
You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don’t rely on the government and the banks.
Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute)..
Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.
It’s normal to have questions and concerns about Infinite Banking. But where do you find honest sources who can tell you what you need to know?
Look no further. Today I’m here to share the pros and c…
The prime way the rich get and stay rich is by leveraging other peoples’ money (OPM). But if you aren’t rich you might be wondering: how can I find some OPM to get started?
If so, then this episode i…
You know you can borrow against the whole life insurance policy in your IBC, and that repaying it with extra interest is like paying yourself back.
But does that mean all the interest you pay is goin…
Everybody’s heard about inflation, but most people don’t know much about it. And the government and banks seem all too happy to keep it that way.
But this topic is so important even John Adams was so…
You’ve heard plenty of savings advice. But you might be wondering if conventional wisdom really is the best.
Well did you know sometimes banks will encourage you to follow one strategy while they ope…
You’ve heard the downsides of term life insurance and now you’re wondering: “Why would I ever buy term?!”
But the truth is, there are times where it’s a smart move. And in today’s episode I’m sharing…
Critics of Infinite Banking say term life insurance is the way to go. And while I believe there’s a place for term insurance, that doesn’t mean it’s for everybody. And there are things you should kno…
You’ve learned enough about the benefits of Infinite Banking you’re starting to wonder: Why doesn’t everybody know about this!
Is it a conspiracy?
A plot to keep you in the dark?
Not exactly.
Ther…
You don’t like to think about it. But you know that in a blink something could happen that leaves you financially responsible for a fortune.
But you don’t have a fortune. So now what? Can creditors …
You know that IBC is built on cash value whole life insurance policies, so you might think term life isn’t worth your attention.
Don’t be so sure!
It turns out, term life insurance can make it easier…
You’ve got plenty of life left to live, so you don’t want to think too much about all the expenses involved when you die.
But that’s dangerous, because without proper planning you could leave your l…
If you have disability coverage at work you probably think you’re “all set” if something happens.
But the truth is, most coverage offered by employers hides terrible surprises. Surprises that mean yo…
You’ve heard people use that dreaded “D” word…
Disability.
It’s dreaded for good reason, because even temporary disability can demolish your savings. And yet, so many people don’t give this danger a …
You know the appeal of “being your own bank” and how you can use your IBC system to effectively give yourself a loan.
And since you know those loans would ultimately be taken out of your death benefi…
Nobody looks at the terms of a loan and thinks "I wish I could pay higher interest on this!"
So you might look at loans you make to yourself through your IBC the same way: “I’ll just pay back at the …
There are different ways to structure a whole life policy. And that's great, because you can tailor your policy to your needs and goals.
But with all those options, you’ve got to be careful!
That’s …
You’ve heard of Dave Ramsey. So you probably know one thing he loves almost as much as cutting up credit cards is putting down whole life insurance.
Since he’s helped so many people learn how to budg…
You want to get started with IBC. But where will you find the money to get started?
Your monthly budget is already stretched too thin. And you’re trying to pay off credit cards or other consumer debt…
People fear government programs like Social Security becoming insolvent.
And for good reason: Sometimes banks run into financial troubles, and even collapse.
So maybe you’ve wondered: If I’m going to…
Most people hear about whole life insurance policies and only think about the benefit it pays their family when they die.
But the death benefit barely even scratches the surface of the wealth-buildin…