1. EachPod
EachPod
Infinite Banking Mastery - Podcast

Infinite Banking Mastery

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it?

And the banks and government aren’t going to help you. We all know this.

That’s the bad news.

The good news?

You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don’t rely on the government and the banks.

Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute)..

Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.

Investing Business Personal Journals Society & Culture
Update frequency
every 7 days
Average duration
13 minutes
Episodes
140
Years Active
2022 - 2025
Share to:
Pros and Cons of Infinite Banking

Pros and Cons of Infinite Banking

It’s normal to have questions and concerns about Infinite Banking. But where do you find honest sources who can tell you what you need to know?

Look no further. Today I’m here to share the pros and c…

00:20:04  |   Thu 07 Mar 2024
Leveraging OPM - (Other People's Money)

Leveraging OPM - (Other People's Money)

The prime way the rich get and stay rich is by leveraging other peoples’ money (OPM). But if you aren’t rich you might be wondering: how can I find some OPM to get started?

If so, then this episode i…

00:13:59  |   Thu 29 Feb 2024
What About the Interest I'm Paying, Who Does It Go To?

What About the Interest I'm Paying, Who Does It Go To?

You know you can borrow against the whole life insurance policy in your IBC, and that repaying it with extra interest is like paying yourself back.

But does that mean all the interest you pay is goin…

00:09:03  |   Thu 22 Feb 2024
When More is Less: How Inflation Keeps You Broke

When More is Less: How Inflation Keeps You Broke

Everybody’s heard about inflation, but most people don’t know much about it. And the government and banks seem all too happy to keep it that way.

But this topic is so important even John Adams was so…

00:09:54  |   Thu 15 Feb 2024
Typical Savings Advice

Typical Savings Advice

You’ve heard plenty of savings advice. But you might be wondering if conventional wisdom really is the best.

Well did you know sometimes banks will encourage you to follow one strategy while they ope…

00:13:40  |   Thu 08 Feb 2024
Term Insurance, Upsides, Part 2

Term Insurance, Upsides, Part 2

You’ve heard the downsides of term life insurance and now you’re wondering: “Why would I ever buy term?!”

But the truth is, there are times where it’s a smart move. And in today’s episode I’m sharing…

00:10:01  |   Thu 01 Feb 2024
Term Insurance, Downsides, Part 1

Term Insurance, Downsides, Part 1

Critics of Infinite Banking say term life insurance is the way to go. And while I believe there’s a place for term insurance, that doesn’t mean it’s for everybody. And there are things you should kno…

00:11:29  |   Thu 25 Jan 2024
Why Doesn't Everybody Know About IBC?

Why Doesn't Everybody Know About IBC?

You’ve learned enough about the benefits of Infinite Banking you’re starting to wonder: Why doesn’t everybody know about this!

Is it a conspiracy? 

A plot to keep you in the dark? 

Not exactly. 

Ther…

00:12:19  |   Thu 18 Jan 2024
Is My Whole Life Policy Protected From Creditors?

Is My Whole Life Policy Protected From Creditors?

You don’t like to think about it. But you know that in a blink something could happen that leaves you financially responsible for a fortune. 

But you don’t have a fortune. So now what? Can creditors …

00:09:17  |   Thu 11 Jan 2024
Converting Term, How Do I Do It and How Does It Work?

Converting Term, How Do I Do It and How Does It Work?

You know that IBC is built on cash value whole life insurance policies, so you might think term life isn’t worth your attention.

Don’t be so sure!

It turns out, term life insurance can make it easier…

00:11:10  |   Thu 04 Jan 2024
Liquidity Needs at Death

Liquidity Needs at Death

You’ve got plenty of life left to live, so you don’t want to think too much about all the expenses involved when you die. 

But that’s dangerous, because without proper planning you could leave your l…

00:12:47  |   Thu 28 Dec 2023
Long Term vs. Short Term Disability

Long Term vs. Short Term Disability

If you have disability coverage at work you probably think you’re “all set” if something happens.

But the truth is, most coverage offered by employers hides terrible surprises. Surprises that mean yo…

00:13:18  |   Thu 21 Dec 2023
A Risk That Can Derail Your Plan

A Risk That Can Derail Your Plan

You’ve heard people use that dreaded “D” word…

Disability.

It’s dreaded for good reason, because even temporary disability can demolish your savings. And yet, so many people don’t give this danger a …

00:13:18  |   Thu 14 Dec 2023
What Happens if I Don't Pay My Loans Back

What Happens if I Don't Pay My Loans Back

You know the appeal of “being your own bank” and how you can use your IBC system to effectively give yourself a loan.

And since you know those loans would ultimately be taken out of your death benefi…

00:13:07  |   Thu 07 Dec 2023
What Interest Rate Should I Charge Myself?

What Interest Rate Should I Charge Myself?

Nobody looks at the terms of a loan and thinks "I wish I could pay higher interest on this!"

So you might look at loans you make to yourself through your IBC the same way: “I’ll just pay back at the …

00:15:47  |   Thu 30 Nov 2023
Whole Life Policy Structure - Should I Be Doing a 90/10 Structure?

Whole Life Policy Structure - Should I Be Doing a 90/10 Structure?

There are different ways to structure a whole life policy. And that's great, because you can tailor your policy to your needs and goals.

But with all those options, you’ve got to be careful! 

That’s …

00:21:50  |   Thu 23 Nov 2023
Whole Life Insurance and Dave Ramsey

Whole Life Insurance and Dave Ramsey

You’ve heard of Dave Ramsey. So you probably know one thing he loves almost as much as cutting up credit cards is putting down whole life insurance.

Since he’s helped so many people learn how to budg…

00:21:17  |   Thu 16 Nov 2023
Finding the Money to Get Started

Finding the Money to Get Started

You want to get started with IBC. But where will you find the money to get started?

Your monthly budget is already stretched too thin. And you’re trying to pay off credit cards or other consumer debt…

00:17:12  |   Thu 09 Nov 2023
What Do Insurance Companies Invest In

What Do Insurance Companies Invest In

People fear government programs like Social Security becoming insolvent.

And for good reason: Sometimes banks run into financial troubles, and even collapse.

So maybe you’ve wondered: If I’m going to…

00:10:03  |   Thu 02 Nov 2023
Uses of IBC

Uses of IBC

Most people hear about whole life insurance policies and only think about the benefit it pays their family when they die.

But the death benefit barely even scratches the surface of the wealth-buildin…

00:10:24  |   Thu 26 Oct 2023
Disclaimer: The podcast and artwork embedded on this page are the property of Valerie LaRoque. This content is not affiliated with or endorsed by eachpod.com.