How to Retire on Time
Welcome to How to Retire on Time, a show that answers your questions about all things retirement, including income, taxes, Social Security, healthcare, and more. This show is an extension of the book How to Retire on Time, which you can grab today on Amazon or by going to www.howtoretireontime.com.
This show is intended for those within 10 years of their target retirement date or for those are are currently retired and are concerned about their ability to stay retired.
- Update frequency
- every day
- Average duration
- 12 minutes
- Episodes
- 286
- Years Active
- 2024 - 2025
Tips on How to Vet Investments and Products
“Hey Mike, can you share how you vet different investments?” Discover some of the strategies Mike uses when it comes to vetting investments and products.
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How to Optimize for Survivor Benefits (Social Security, Pension, and Other)
“Hey Mike, how do you optimize survivor benefits?” Discover how to optimize for survivor benefits and how to identify the risks associated with different strategies.
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Tips on How to Determine Your Retirement Cash Flow Needs
“Hey Mike, how do you plan for monthly expenses and extra large purchases?” Discover how you can figure out your cash flow needs in retirement before you retire.
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Should You Do IRA to Roth Conversions at the Beginning or End of the Year?
“Hey Mike, is it better to do IRA to Roth Conversions at the beginning of the year or the end of the year?” Discover when it makes sense to do IRA to Roth Conversions at the beginning of the year and…
What to Do During Turbulent Market Conditions
Hey Mike, where are you investing during these volatile times? Discover how Mike is navigating these turbulent market conditions.
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The Reason Social Security Should Not Be Optimized by Itself
"Hey Mike, how do you optimize Social Security?" Discover how your Social Security benefits could affect your portfolio, income plan, tax plan, estate plan, and more.
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What to Do With Old 401(k)s
“Hey Mike, if we have changed careers once or twice and now have multiple 401(k)s. What do you recommend we do with them? Let’s assume one of them rolled over into an IRA.” Discover when it makes sen…
If You Want Lifetime Guaranteed Income, Make Sure You Understand Your Options Before Buying an Annuity
“Hey Mike, I know you don’t like lifetime income, but if you were to recommend a product, which one would it be?” Discover the different options for lifetime guaranteed income and why the option talk…
Why You Can’t Separate Growth Potential and Risk
“Hey Mike, how do you increase growth as a conservative investor?” Discover why you are compensated for the risk you are willing to take while correctly defining what risk is within the investment wo…
When it Makes Sense to Work in Retirement
“Hey Mike, I am married and my spouse has suggested I go back to work part-time in retirement, both for income and to stay busy. What are some things I should consider before doing so?” Discover why …
When Does an ETF or Mutual Fund Make Sense
“Hey Mike, what’s the difference between an ETF and a Mutual Fund?” Discover what is really going on when you invest in a mutual fund or ETF, and why they may be doing the job of your advisor.
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Which is Worse, Taxes or Inflation?
“Hey Mike, which is worse in retirement: taxes or inflation?” Discover why Mike believes inflation is more of a risk than taxes when it comes to retirement planning and longevity.
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Why Your Generic Diversified Portfolio May Not Be as Good as You Think
“Hey Mike, what does a ‘diversified portfolio’ look like?” Discover why Mike believes broad diversification is not as good as many would suggest, as he dives into the details of what it means to dive…
How to Decide Where to Put Excess Income in Preparation for Retirement
“Hey Mike, I am in my 40s, I have maxed out all of my retirement account contributions for the year, and I have more money I want to save. Where should I put that money?” Discover why it is important…
Why There Are Many Layers to Income and Withdrawal Strategies in Retirement
“Hey Mike, what’s the smartest way to draw down your accounts?” Discover how to take income from your accounts, even when markets don’t look good.
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When Insurance May Make Sense (and When You Want to Stay Clear) in Retirement
“Hey Mike, what are the types of insurance policies that are applicable in retirement?” Discover various types of insurance policies and how they can be used in retirement.
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Why the $1,000,000 Retirement Benchmark Doesn’t Make Sense
“Hey Mike, can you retire today with $1,000,000, or is that an outdated benchmark?” Discover how to find your target retirement savings goal.
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When It Makes Sense to File as Married Filing Separate
“Hey Mike, should my wife and I file married but separate so we can have one of us provide household income while the other does IRA to Roth conversions?” Discover when it may make sense to file Marr…
Why "Infinite Banking" May Not Be as Good as It Seems
“Hey Mike, can you explain the concept of 'Infinite Banking' and tell me if it is a good strategy or not?” Discover why Infinite Banking may not be as good as some would suggest, and the true numbers…
How to Find Good Stocks
“Hey Mike, do you have any favorite stocks that you can recommend?” Discover a simple methodology that can help you find and vet stocks as you put your portfolio together.
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