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How to Retire on Time - Podcast

How to Retire on Time

Welcome to How to Retire on Time, a show that answers your questions about all things retirement, including income, taxes, Social Security, healthcare, and more. This show is an extension of the book How to Retire on Time, which you can grab today on Amazon or by going to www.howtoretireontime.com.

This show is intended for those within 10 years of their target retirement date or for those are are currently retired and are concerned about their ability to stay retired.

Investing Business Education How To
Update frequency
every day
Average duration
12 minutes
Episodes
286
Years Active
2024 - 2025
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Renting or Buying: Which is Better in Retirement?

Renting or Buying: Which is Better in Retirement?

“Hey Mike, is it better to rent or buy a home in retirement?”Discover the benefits and detriments of renting, buying, and buying with low maintenance.


Text your questions to 913-363-1234.  

Request You…

00:05:54  |   Fri 11 Jul 2025
How Your Social Security Taxes are Calculated

How Your Social Security Taxes are Calculated

“Hey Mike, is it true that Roth Income affects your social security taxes bracket?”Discover how your Social Security benefits are calculated and if your Roth IRA income affects those calculations.

Tex…

00:09:49  |   Thu 10 Jul 2025
Income Strategies for the First Five Years of Your Retirement

Income Strategies for the First Five Years of Your Retirement

“Hey Mike, I want guaranteed income for the first few years of retirement, not for life. Is a bond ladder the best strategy?”Discover different ways you would set up your retirement income strategy f…

00:11:05  |   Wed 09 Jul 2025
What Are Your 401(k) Fees?

What Are Your 401(k) Fees?

“Hey Mike, I tried to calculate my 401k fees and it looks like I’m paying around 3%. Is that even possible?” Discover the different types of fees that may be a part of your 401(k) plan and what you c…

00:12:09  |   Tue 08 Jul 2025
How War Can Affect the Market

How War Can Affect the Market

“Hey Mike, why did the market go up after Iran was bombed? I even the potential or war would crash the market.” Discover why war may not affect the market as you would expect and what to look for ins…

00:17:07  |   Mon 07 Jul 2025
What does “Self-Insuring” Really Mean?

What does “Self-Insuring” Really Mean?

Hey Mike, can you explain what you mean by “self-insuring?” Discover what it means to “self-insure” and when it may make sense. 

Text your questions to 913-363-1234. 


Request Your Wealth Analysis by g…

00:06:39  |   Fri 04 Jul 2025
Ways to Give to Your Kids and Grandkids

Ways to Give to Your Kids and Grandkids

“Hey Mike, what are ways you’ve seen people give to their kids and grandkids?” Discover several ways you can give to your kids and grandkids while you are alive and when they may need it more. 

Text y…

00:07:30  |   Thu 03 Jul 2025
What to Do Once You Receive a Large Sum of Money

What to Do Once You Receive a Large Sum of Money

Hey Mike, I just sold my business for five million dollars. What do you typically recommend someone like me do next?” Discover the behavioral risks when you receive a large sum of money from selling…

00:07:49  |   Wed 02 Jul 2025
Why the 4%, 6%, or Even 8% Withdrawal Rates Could Be Consider Dangerous

Why the 4%, 6%, or Even 8% Withdrawal Rates Could Be Consider Dangerous

“Hey Mike, I’m being told by others that 8% works as a retirement withdrawal rate. Is that true?”  Discover why the high withdrawal rates are becoming more popular and why they may be more dangerous …

00:12:57  |   Tue 01 Jul 2025
Fees and Where to Find Them

Fees and Where to Find Them

“Hey Mike, can you breakdown fees, where to find them, and how to build a good portfolio while being mindful of fees?” Discover various types of fees and where to find so you can determine if you are…

00:21:29  |   Tue 01 Jul 2025
Why Social Security Is More Secure Than You May Realize

Why Social Security Is More Secure Than You May Realize

“Hey Mike, how do you prepare for Social Security potentially going away?” Discover what really drives Social Security benefits and why you shouldn’t be as concerned about Social Security solvency as…

00:05:48  |   Fri 27 Jun 2025
Why Inflation May Not Be Under Control

Why Inflation May Not Be Under Control

"Hey Mike, do you think inflation is under control?” Discover why Mike believes inflation could come roaring back and how to prepare for the potential risk.  


Text your questions to 913-363-1234. 

Requ…

00:11:14  |   Thu 26 Jun 2025
What College and Professional Athletes Need to Know About Money

What College and Professional Athletes Need to Know About Money

“Hey Mike, I’m a college athlete that is about to get paid. I don’t want to go broke like so many other athletes. Any tips on how to keep your money?” Discover why many athletes go broke and what can…

00:11:24  |   Wed 25 Jun 2025
Why Financial Advisors Make Money When You Don’t

Why Financial Advisors Make Money When You Don’t

“Hey Mike, how come financial advisors make money, even when the client loses money?” Discover the reason why advisors charge a flat rate or a percentage-based fee for their services and how to deter…

00:14:35  |   Tue 24 Jun 2025
Why Cash May Not Be as Safe as You May Think

Why Cash May Not Be as Safe as You May Think

“Hey Mike, I’m scared about the market and am all in cash and short-term CDs. What risks, if any, do you think I am taking by doing this?” Discover how cash can crash when inflation hits and why it m…

00:13:53  |   Mon 23 Jun 2025
Risks Associated with CDs and Treasuries

Risks Associated with CDs and Treasuries

"Hey Mike, can I use CDs and Treasuries only for my reservoir?" Discover risks associated with CDs, Treasuries, and other fixed interest investments/products, and what you could do instead. 


Text your…

00:09:02  |   Sat 21 Jun 2025
What to Consider Doing Now Incase the Dollar Continues Loses Value

What to Consider Doing Now Incase the Dollar Continues Loses Value

"Hey Mike, how do you prepare for a potential currency collapse?" Discover places you could put your money in case the United States dollar continues to go down in value. 

Text your questions to 913-3…

00:08:52  |   Fri 20 Jun 2025
How to Big Beautiful Bill Could Affect Your Retirement

How to Big Beautiful Bill Could Affect Your Retirement

"Hey Mike, can you breakdown how the Big Beautiful Bill will affect those in retirement?" Discover some of the ways the Big Beautiful Bill could affect your retirement for better and for worse based …

00:14:31  |   Thu 19 Jun 2025
Why All Cash May Be Riskier Than You Think

Why All Cash May Be Riskier Than You Think

"Hey Mike, I’m concerned about the next market crash. I don’t want to try and time the market, but it still keeps me up at night. Any tips?" Discover the problems with trying to time the market or si…

00:22:28  |   Thu 19 Jun 2025
The Problems with Marketing in Financial Services

The Problems with Marketing in Financial Services

"Hey Mike, do I really need $1.26 million dollars to retire comfortably?” Discover why you may be seeing random numbers and goals in financial services advertisements. Also, uncover the problem assoc…

00:07:52  |   Sun 15 Jun 2025
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