Are you embarrassed and ashamed of how much you don’t know about finance and investing? Do you break into a sweat when you hear words like “investment portfolio”, “retirement savings” or “financial planning”? You’re in good company. Here at Women on the Verge of a Financial Breakthrough, we’re figuring out finance, one dumb question at a time. Caitlin, the dummy, asks Sara, the expert, very basic questions about terms, systems and strategies women can use to plan their financial futures. Think of it as the “Investing for Beginners” party you didn’t even want to be invited to, but ended up having fun at anyway. Leave your shame and embarrassment at the door - you, too, can be a woman on the verge of a financial breakthrough!
The movies tell us one story about wealth and it looks a lot like white men playing golf and drinking single malt whiskey. But is that what we’re trying to build for our futures??? No thank you.
So, w…
What do you get when two women combine forces to figure out finance, share the mental load and build wealth together?
Money sisters!! That’s what you get!
In this episode, longtime friends Emily and K…
So many of us want to invest in the stock market to make money for retirement, but feel pretty icky about where our money might be going. Do we just have to surrender to the greedy capitalists pollut…
You can take that takeout pad thai out of my cold, dead hands. If budgeting means not being able to splurge on a stressful Tuesday anymore, then let’s go for broke.
But we’re supposed to have a budge…
Your credit score is one of those things that you don’t have to care about…until you really do. It’s a system that kind of makes sense, but also can be crazy unfair.
In this episode Sara and Caitlin (…
Do you have a 4-year-old daughter or 15-year-old niece that you hope to help pay for college, but also would still like to have money for other things like toilet paper and health insurance, but feel…
We’re back for the real Season 2!
When you get a hot tip about individual stocks, can’t you just buy a bunch and get really rich and then laugh at all the people that weren’t as clever?
But, wait, yo…
This week Sara and I pepper student-loan specialist Danika Waddell with questions about two different student loan programs: the Biden $10,000 debt relief program, which you’ve probably heard of, AND…
What do you do if you actually have money to invest in the stock market but the constantly sinking numbers are scaring the shit out of you?
Are you really just supposed to pour perfectly good dollars…
Are we really supposed to stay in the stock market even when it does a bunch of scary shit and our account balances are going down instead of up?
Do we keep pouring more money into our retirement acc…
Before the real Season 2 starts, Caitlin drills Sara about what the hell is going on in the economy and why the financial news just keeps getting worse.
How many “all time” stock market lows can we h…
This is the last episode of Season 1, in which Caitlin asks Sara if gas will soon cost $15 a gallon, what is the point of anything?
Sara explains how inflation typically works in the US, and shares t…
Getting a whole pile of money is the dream, right? But what the hell are you supposed to do with it? What if you invest it all and the market goes down the next day?
Freak out!!
Or not. Sara shares a…
How are parents supposed to prepare for their own future financial stability *and* save for their kids' college educations?
There is so much conflicting information to navigate. You NEED to already h…
Some debt is "good" and some debt is "bad", right? But how can we tell the difference?
Sara walks us through how to think about debt, and how to decide if paying it off early fits into our financial …
Emergency savings accounts are super important, right?
Sara agrees, but worries too many people over-emphasize their rainy day fund and under-emphasize their retirement savings.
She tells us how to h…
WOTVFB listener Carin asks: What do I do with all of the retirement accounts I've accumulated from past jobs?
Sara tells us the one thing we have to do with those accounts (spoiler alert: it's not co…
What's my number? How much money do I need to put into my retirement account between now and when I stop working?
Sara and Caitlin walk through an online retirement calculator to show how to figure t…
How do I actually "get into the market"? Sara tells us how to literally start investing by sharing the first three steps. They're so simple that ANYONE can do them.
She pleads with us to stop trying …
When does it make sense for a "normal" person to check in with a financial advisor? Do you have to be a millionaire or can you be an aspiring thousandaire? And how do you know what questions to ask a…