Wealth Talks

The death benefit is probably the most prominent feature of life insurance and the feature most people think of when they think of life insurance. But that’s not the only benefit of life insurance, y…

Most people think life insurance is for when you die, it is, but, you can also use the life benefits of whole life insurance while you’re still alive. What about term insurance though? Is it any good…

We get to listen to an interview with real estate investor John Morey. 

John talks about why he bought whole life insurance, how he started out using it wrong. 

Why he like to use whole life insuranc…

Mark Twain has the credit for saying, “The Return of my money is more important than the return on my money.” It is better to make an investment that returns a small increase as well as your seed mon…

Every time you spend money you are making an investment. It’s either a good investment or a bad investment. Do not buy into the idea that investments have to be something rare, exclusive, elusive, ex…

There are two kinds of debt, good debt and bad debt. Good debt is debt that gives you a financial advantage; tax benefits, better cash flow and the ability to take advantage of opportunity. Bad debt …

The savings rate in the US has been going up a bit recently but it’s still lower than what it should be. Generally speaking, people aren’t saving enough money to have financial peace of mind. But whe…

Becoming your own banker, the infinite banking concept, bank on yourself and other financial concepts promote the idea of using the life benefits of life insurance. Many people think life insurance i…

Throughout this year you will get to make financial decisions. If you make good financial decisions you will get ahead faster.  In this podcast we will share knowledge that you can use to make good f…

The tragedy of financial resolutions is that resolutions often go unfulfilled. If you want to achieve something financially significant in a new year it is better to set a goal first and then make yo…

In our family’s Christmas gift exchange this year we have a $20 limit. We drew names last month and the rules are that the drawing results are confidential and you can’t spend more than $20 on the gi…

We share our reasons for moving from Nevada to Indiana and the financial implications of switching houses.

We talk about:  Buying our new house while selling our old house Our backup financing plan W…

Prior to moving from Nevada to Indiana we took a life insurance policy loan and let that money sit in our checking account because we expected to have some "unexpected" moving expenses. The money sit…

Many people want to accomplish more than the status quo in life, and they see money as a means to the end. Money is an important tool, but sadly, some pursue money without a basic understanding of ho…

Scare tactics are often used to coerce others into taking a desired action. These tactics attack the victim emotionally, causing them to react very differently than they might if they logically anal…

Remember the old saw “Never judge a book by it’s cover”? This proverb cautions against making judgments based only upon outward appearances. Appearances can be a good indication, but basing a decisio…

Many Americans are living paycheck to paycheck, but times are not getting any easier financially, so it’s time to break this cycle now because it will only get more painful to do it later.

We know pe…

Regardless of what the government or media might claim, for many Americans, life is getting worse.

As government overreach continues to destroy the private market, things are becoming more expensive …

We aren’t against 401Ks or IRAs, we are against the idea that people need to trust an expert to manage their money.

A lot of people go with a 401K or IRA because some expert told them to, or because …