Wealth Talks

Risk Tolerance is a phrase that gets thrown around a lot in the typical financial world. Your risk tolerance is defined as the degree of variability in investment returns that you are willing to with…

The market has plunged rapidly into a black swan, and a black swan is where typical financial planning fails.

Typical financial planning tells you just to keep your money in, and let the market come …

Some people have a big win followed by a devastating loss.  Sometimes the loss even nullifies the win.  Have you seen it? It’s the classic example of winning a battle but losing the war.

In this epis…

The market is a mess. Stocks are down, the Dow is down, the S&P 500 is down. Are you happy with your strategy for financial planning? Or does it feel more like gambling in Las Vegas?

People are being…

Typical financial planning has failed, leaving many dependent on social security. 401Ks, simple IRAs and other Tax Qualified Plans, are the “golden goose” that can kill you financially if you don’t k…

Today on Wealth Talks Michele joins Tom and John… and so does Mr. Higgins! Well, sort of.  Poor Mr. Higgins lives in a book and has a clock but cannot tell if it is on time! Mr. Higgins buys another …

How can you tell if you’re paying more in taxes than you should be? Can section 199A really give businesses a leg up? What about the Secure Act? Is Life Insurance really a good tool to leave a legacy…

Health is indeed a part of Wealth. And with so many options for diets and supplements in today’s world, where do you even start to start? Do nutrition and supplementation really play a role in helpin…

There are many Retirement Calculators out there, insert your numbers and Ta-Dah! The calculator spits out how much money you need to have in order to retire. But these calculators can’t guarantee how…

The Federal Reserve has been artificially lowering interest rates for years. This has been driving up the cost of stocks, far beyond their economic value. Meanwhile, other central banks are printing …

Risk tolerance is a big term in typical financial planning. Basically, risk tolerance is the amount of nerve you have to watch your investment portfolio lose money without flinching. According to typ…

How is wealth created? According to George Gilder, there are three things that create wealth. (Listen to find out)

People who put money in a 401(k) limit their access to their own money which makes i…

Governments and central banks are taking the low road. They are attempting to artificially stimulate the economy by implementing negative interest rates.  John says it will work probably work short-t…

Most people think saving money is about cutting lifestyle and luxuries. This is certainly one way to save, but it is not the only way because where you save your money can make a big difference in ho…

he SECURE Act was signed into law by President Trump on December 20, 2019. Here are some key changes you should know as you plan for retirement:

Generally, the SECURE Act:

• Removed Maximum Age limit …

Can you really eliminate the control of Banks and Financial institutions in your life by using Life Insurance? Or should you own Life Insurance for different reasons? Discover the best reasons to own…

What are people talking about when you hear the term “Investment Grade Life Insurance”? Answer: It can be just about any type of life insurance under the sun because the “Investment Grade” part is ma…

Should you rely only on Group Life Insurance through your employer? Or does it make sense to combine your group coverage with individual coverage? What option(s) will cost the least over time? What e…

Stories from the Plymouth Pilgrim colony and the modern Farming community help to explore the way Socialism differs from Mutual Assistance, Mutual Organizations or acts of Charity in a community. Ask…

What you need to know about government, money systems and market environments to build sustainable wealth - we make it all easy for you. Understanding these systems conceptually, will help you grow y…