Wealth Talks

What does “paying up” a policy mean? Is it a good thing? What about using a term rider instead? What does FPUA mean?

Listen in as Tom and John answer these questions and discuss some things you’ll wa…

Some people thrive in the spotlight of competition, while others feel threatened. Competition is often seen as a negative thing, but truly fair competition understood in the right spirit can be a gre…

One of the great problems our nation faces today is the ingratitude of its citizens. Turns out, it is very easy to point out the wrongs and injustices committed by those who came before us.

Many time…

The McFie family recently read a book together titled Oh, Money! Money! by Eleanor H. Porter and we highly recommended it.

Humans have an integral relationship with money, especially when you realize…

Rumor is an emotional roller-coaster which can prove embarrassing, painful, and costly. While it may be natural to react to a rumor, people who react to rumors often pay a price for their actions.

So…

Why are people so infatuated with “giving back”? Why do some people settle for failure almost in the face of success? Why are some rashly confident? On today’s episode, Tom and John discuss the impos…

There are many spider webs out there, not all of them are made by eight legged arthropods. Many are spun specifically to snare gullible, greedy or unaware humans.

It’s a dangerous time to be a fly...…

Politics have a BIG impact on what we do with our money. Laws, rules, and regulations restrict and penalize us depending on where we store and how we use our money, and taxes cut a chunk right off th…

It isn’t often one spends $50,000 in a single day without previously intending to, but sometimes it happens. Todays on Wealth Talks you’ll hear the story and find out what “happened”.

Resources: Bu…

The new year is almost here. Starting January 1st we often see more people outside, walking, jogging or running working on their “resolutions”. This usually lasts for a couple of weeks after which th…

If you’ve been “around” in the insurance world, you’ve probably heard about a term rider.

It is quite common to see an insurance policy with a term rider attached, but this doesn’t mean it’s a good i…

Taxes have been around for a very long time indeed. If we look at the history of taxes in the United States, we notice a curious phenomenon... taxes rarely decrease over time. For some reason, taxes …

With college tuition increasing and student loans becoming a real problem, the question presents itself: Is college still worth it?

Many college students graduate and work jobs completely unrelated t…

There is a new rule pending approval which could dramatically change 401(k)s. If the ruling is approved, 401k plan managers, while choosing investments, will have to consider the ESG criteria (Enviro…

We live in a world of lies. This isn’t anything new or unique to this time in history. We’ve been living in a world of lies for a long time. So, who should we trust? The government? Yeah, not us eith…

Taxing the rich is a topic many elected officials harp on with a religious zeal. Despite their moral high tone, taxes on the rich seem to do more damage to the middle and lower classes. The income ta…

Warning signs are supposed to offer us some degree of protection from the described danger. Yet a recent study shows they many have the opposite effect.

Trivial warnings abound everywhere... especial…

Taking a loan from a policy is easy, but there are questions that can arise.

Will taking a loan decrease my death benefit? Why does the insurance company charge interest?  When should I pay off my po…