The Wise Money Show™

The transition into Medicare can be a confusing one, given the different choices you have and the way Medicare is structured. To help you plan ahead and answer some of the most common questions when …

The SECURE Act 2.0 which was passed late in 2023 introduced nearly 100 tax law changes that would take effect in the near future, with some of the most impactful starting in 2024. We're sharing the t…

If you have an HSA, you're familiar with the traditional funding strategies, but there are other, more creative, strategies. We're discussing advanced funding strategies for your HSA, like transferri…

Medicare Open Enrollment starts October 15, and this year, with some changes from the Inflation Reduction Act. Joined by Health Insurance Advisor, Ben Bulgrien, we are covering those changes and what…

Have you ever found yourself in a rut financially, where all of your financial goals are long-term, and you find yourself losing motivation since they are so far in the future? We're sharing our tips…

Social Security is a vitally important retirement resource that you should be planning ahead for how to optimize as part of your financial plan. As CFPs doing comprehensive financial planning, we’ve …

With interest rates rising over the past 18 months, has the interest rate you're earning on your cash also increased? Many banks are still paying a dismal rate, so what can you do to make your cash w…

Several surveys are done each year to clarify how much the average person needs to have saved up to retire. To have a confident retirement, there is more than just knowing how much you need to have s…

When planning for retirement, the most confusing issues are connected to some of the most important decisions you'll have to make. In today's episode, we're covering the confusing issues of how much …

Although the Donor Advised Fund has become better known as a tax planning strategy over the past few years, it is still an underutilized tool. In this episode of Wise Money, we'll cover the basics of…

No one likes paying taxes, but paying taxes in retirement can eat into your available income and leave you with less to live on. While taxes don't stop once you're retired, there are ways you can avo…

Once you reach age 73, soon to be 75, you must withdraw at least a minimum amount from your pre-tax retirement accounts each year, known as a Required Minimum Distribution (RMD). Given that it is “re…

After 3 years of forbearance, student loan payments are scheduled to restart this fall after the student loan forgiveness plan fell through. What is your repayment strategy for your student loans, or…

Whether it is a step towards semi-retirement, or a change in your work-life balance, more and more people are considering shifting from being an employee to being an independent contractor. When cons…

While most investors expected the first half of 2023 to underperform, the stock market rebounded nicely following a challenging 2022. What is driving the stock market recovery, and when could we see …

When saving for retirement, your investment portfolio is often growth-oriented and structured for the long term. But when you retire and start living off your savings, how should your investment stra…

For most people, the 401k is your greatest wealth-building tool. As you build wealth, can you withdraw from it while working? We'll share the circumstances for when you can, plus a new rule coming th…

The Roth IRA and the use of tax diversification can provide a tremendous lift to your financial success and retirement. To use the Roth IRA effectively, we will help you avoid the five biggest mistak…

Most people are aware of using Medicare when you turn 65, but what can you do about health insurance if you retire before age 65? Joined by Health Insurance expert Ben Bulgrien, we are delving into t…

With CD rates over 5% right now, is it wise to invest in them? Their fixed maturity, predetermined interest rate, and FDIC insurance make them a low-risk — yet sometimes low-return — option. We're di…