The Retirement Spectrum
“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.
- Update frequency
- every 7 days
- Average duration
- 19 minutes
- Episodes
- 53
- Years Active
- 2024 - 2025
How do we “shut the gate” on the recent market loses? How does “buying the dip” also help with retirement taxes? A key element to having more confidence to spend in retirement.
If you don’t like your recent market losses, how do you prevent it from happening again? Why this might be a great time for an IRA to Roth conversion. One group is spending freely in retirement. What…
Should you be buying gold right now?
When the market starts to wobble, you’ll see all sorts of commercials to buy gold. Is gold something you should have in your portfolio? How much should you have and HOW should you buy it?
To learn mo…
How to "DOGE" Your Retirement Planning
While Elon Musk is looking for waste and inefficient things in government with DOGE (Department of Government Efficiency), Alan Cohen goes through potential inefficiencies in your retirement.
To lea…
Avoiding Financial Hazards in Retirement
Alan Cohen takes you golfing and discusses how you can avoid a financial "blow up hole" when planning your retirement.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.sp…
When is the right time to take your Social Security?
Is there a "right time" to take your Social Security? Alan discusses the timing of benefits, the impact of health and family history, and strategies for maximizing retirement income.
To learn more a…
How the Trump Tax Cuts and Job Act may impact your retirement planning
The Trump Tax Cuts and Job Act is set to expire at the end of 2025. Alan Cohen emphasizes the significance of taking advantage of current low tax rates and explains the process and benefits of conver…
The Pros and Cons of a 60/40 Portfolio
We discuss some of the ups and downs of a 60/40 portfolio.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy informa…
Why would someone say, TAX ME MORE?
Taxes may be your biggest expense in retirement. Why would someone say, tax me more?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
3 reasons this is a good time for an IRA to Roth conversion
Moving money from your IRA or 401(k) to a Roth can be a good tax strategy for retirement. SHOULD you do it and WHEN should you do it? We discuss three reasons this might be a good time to consider it…
What is a Yield Curve?
Alan discusses the recent changes in the yield curve, explaining its implications for the economy and potential forecasts for recession and market crashes.
To learn more about Alan and the team at S…
Has your 401(k) accidently become a “tech fund”?
Nvidia has been the darling of the stock market…until something called Deep Seek popped up. Is Tech going to become more volatile and do you have too much in your 401(k)? Plus: Interest rates, where …
Is now a good time to take a profit?
As you get closer to retirement you might consider moving money away from the risk of the stock market…especially if your account is up. Is now a good time?
To learn more about Alan and the team at S…
What to do now with your Money Markets
In the past two years TRILLIONS of dollars have gone into Money Markets. As they come due and as interest rates fall, where should that money go next?
To learn more about Alan and the team at Spectru…
Doing your retirement planning yourself? Here are the top 5 things people miss
There is a lot of information out there about retirement planning and many people try to do it on their own. But what if you missed something vital? Can you afford that kind of mistake. We have the T…
The ups and downs of taking Social Security while you are still working.
Most people take Social Security as early as they can. Some will file and get their benefit BEFORE they retire. What are the pros and cons of taking Social Security while you are still working?
See om…
What do you do with your 401(k) in retirement?
Your 401(k) has been a placeholder for your money as you get ready for retirement. How can it produce income? Should you keep the money in the account or move it out? Once you get to RMD age should y…
The Cost of Experience: What Chicken Tenders and Pizza Teach Us about Fees
Alan discusses the rising costs of experiences, using a Las Vegas example to illustrate how pricing varies based on location and perceived value. This segues into a discussion about financial fees in…
Balancing the need for growth AND protection in retirement
If you are going to be in retirement for 25 years, you need growth. But what good is growth if the risk makes you lose money? You also need to protect your money. Can you have both?
See omnystudio.com…
The good and bad of your 401(k)
The 401(k) has been a great place to save money, but does it fill our needs in retirement? Alan walks through how to turn your 401(k) into a paycheck.
See omnystudio.com/listener for privacy informati…
The Warren Buffet advice we should probably ignore
Warren Buffett is a sage of financial wisdom, but there are times when we have to sift through the wisdom for billionaires and the wisdom for the regular retirement saver. This might be one of those …