The Personal Wealth Coach

If you are retired or thinking about retiring and think that the old 60% stock and 40% bond portfolio is the way to go because it worked in the past, you may be in for a disappointment.

Welcome to an…

In short, ongoing supply chain issues and labor shortages are still challenging our economy but overall, the economy is humming nicely. There are a lot of positive indications that make an optimistic…

There is one crucial thing that has not changed over the years about personal finance. First, get your savings in cash in a bank or somewhere safe to cover your near-term emergencies expenses. Make s…

This Pandemic has changed the way people think about their money. We started accumulating more cash than we have in decades. If we expect to keep receiving stimulus checks, we would not see 9% saving…

The decline in productivity in the third quarter of 2021 was probably because we were hiring many new employees who needed training and that training took experienced employees away from productive w…

What is Inflation? Explaining everything about Inflation is extremely hard, but the concept of Inflation can be simplified. Inflation happens anytime you find yourself paying more for any product or …

There is a lot of confusion about ESG simply because ESG is easy to say but hard to prove. Based on history, it has been clear that if you are limiting the field of your investments, your performance…

Companies such as Tesla and American Express have reported their earnings recently. So far, the earnings across the S&P 500 were being reported higher than the market had risen during that time. Base…

Welcome to another episode with Jeff and Jake McClure from TPWC!

In this episode:

1. What Is a Digital Dollar? How Does it Work? @1:16

This episode was recorded on September 11th, 2021.

If you would lik…

People who attempt to time the market historically have had the poorest returns of any identified group of investors while well-diversified investors who have ridden out downturns have generally gone…

For the past several decades, when the stock market has declined, the bond market has risen, but that relationship appears to have broken down in the recent past.

Welcome to another episode with Jeff…

Disability sometimes leads to innovation. When the old ways don’t work as well and there is a breakdown, in a free enterprise system like ours, it tends to lead to new inventions, new methods, and a …

When interest rates finally hit bottom and start up again in long interest rate cycles, it marks the end of a bull market in bonds and the beginning of a bond bear market.

Welcome to another episode…

The yield curve is getting steeper. Historically, the steepness of the yield curve has been a good forecaster about what might happen in the next 6 to 12 months in the stock market and in the economy…

If you want to buy gold to gamble, make sure you know it’s a gamble. Gold would make money if somebody else is willing to pay more for it. Historically, there is nothing special about gold that cause…

Summer is usually the busiest period for house buying and it was true this year in a strong sellers’ market. The buyer historically has gotten a better deal by waiting until the winter rather than bu…

Our economy is the healthiest one in the world. We prefer to attribute the success of recovery to people in America. An important thing to remember is that the angle of recovery didn’t change between…

Forecasting interest rates is a fool’s game. So there is no point in forecasting them. However, as the economy continues to recover, interest rates will probably rise over the next decade or so. Oops…

If you want your money secured with absolutely no risk of losing dollar per dollar, you need to go to the bank. Make sure and stay within the FDIC guidelines to insure your money.

Welcome to another…

The current interest rates all the way to the 30-year treasury yields are low. Therefore, when the US government borrows money, it is borrowing money at lower than expected inflation rates. The peopl…