The Life and Legacy Show

How could a death tax be good?  Trick question... it can't.  But luckily for middle class Pennsylvnians, one of them doesn't apply.  The other 2 do.  And they're bad.  And they're ugly.  Learn more a…

The last few episodes we've done have gotten lots of listens and we've gotten lots of questions.  Here are the answers to your questions about:

Why simple wills are insufficient
Why you should consider…

"You're not rich, all you need is a simple will."  This phrase, or something like it, is very common advice in typical law firms.  But we're not typical.  We'd rather do the RIGHT plan, even if it's …

This week, Tim is joined by Emily Stumpner of Life Butler County.  They discuss one of the best-kept secrets in long term care.... the LIFE program.

This is the best way for a senior to stay in their …

In the show Yellowstone, Kevin Costner plays the lead role of John Dutton.  Dutton is willing to do just about anything to protect his home against the threat of others taking it.  

You have more in c…

The tale of a family where one spouse needs the nursing home.  The first scenario is without a trust.  The second scenario is with a trust.  Which would you prefer for your family?

 Probably.  Here's Why. 

Your biggest financial threat in retirement is the potential need for long-term care.  Nursing homes cost $150,000/year or more, but we can protect significant savings by havi…

In your search for the best estate plan, you have to wade through tons of information.  In this episode, Tim separates the Truth from the lies and the opinions.  There are many opinions.  There is on…

One of the reasons people get confused about estate planning is that laws are often contradictory.  Tax law may say one thing... long-term care law may say the opposite.  

In this episode, Tim discuss…

It is more than likely that you currently own an asset with beneficiary designations.  Is that a good idea?

In this episode, Tim tackles some misconceptions about beneficiary designations.  He discuss…

In this week's episode, Tim is joined by Ben Rovee of Strategic Financial Designs.  Ben does a great job of providing a simple explanation of the different types of life insurance plans you could con…

Over the few years, there have been many new laws and rules to impact your retirement accounts.  First came the Secure Act.  Now we have ESG and Biden's veto of bipartisan legislation to end it. 

Here…

What's the right plan for me?  This is a question most of our clients have on their mind when they come to our office.  Here's the secret... there isn't a perfect estate plan.  

There would be, of cou…

On this show we frequently discuss planning for financially valuable assets.  But what about the photos and videos on your phone?  What about the memories in your mind.  Have you given any thought to…

One of the things our clients always say is "I don't want to be a burden on my  kids."  We get it.  

In this episode, Tim gives 5 tips for how to plan well, reduce stress, and set your kids up for suc…

Nursing Home admissions are stressful situations.  Unfortunately they are made even more stressful by complicated admission contracts.  Further, there are non-attorneys giving incomplete guidance tha…

This week we learned that Bruce Willis has Frontotemporal Dementia.  What is it and what can we learn from this terrible diagnosis.  Listen in to learn how to protect yourself from the financial rami…

Lisa Marie Presley passed away too young on January 12, 2023.  By the end of January, the first will challenge has already been filed with the court.  The challenge brings forth a couple of issues an…

Depending on which estimate you believe, up to 14 million Americans are at risk of losing Medicaid benefits this year as some Covid Era rules come to an end.  For the last 3 years, Medicaid did not r…

Our government is failing our seniors.  Between rising healthcare costs, increased taxation, and requiring seniors to go broke before they get any help with long term care costs, how can anyone succe…