Money shouldn’t be this hard - and it isn’t! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.
For better or worse (probably worse), credit cards are a major part of our financial world now. Cash is becoming less and less convenient to use every year, and debit cards continue to lack the same …
It's time to blow it all up! Every January, Jesse takes time with his family to "blow up" his budget and all the assumptions that drive it. He takes a fresh look at the dollars in the budget, and sta…
If you made it through the last few weeks, you know why Jesse hates debt and why you should too!
Start the New Year by putting those feelings into action. Jesse has created a "debt bootcamp" for YN…
The corporations are playing a game, and you can't win. So opt out and stop playing the game! In the part 4 of the "Why I Hate Debt" miniseries, Jesse explains how behind every credit card is a cleve…
Jesse hates debt, and you should too! In Part 3 of anti-debt miniseries, Jesse argues that debt is not just a drain on our cash flow and creativity, it also restricts our future opportunities!
The …
In Part 2 of the Why I Hate Debt miniseries, Jesse explains why debt is a non-negotiable for him, and why is should be for you too.
At 22 years old, trying to finish his Masters degree and expectin…
Jesse hates debt, and you should too. Debt service constricts our cash flow, limits out ability to do other things like savings and investing, and generally introduces more stress into our lives. In …
Some of you may be thinking, YNAB sounds great, but what if I don't get a regular paycheck? How am I supposed to budget with that?
Well, first off, you definitely need a budget! Planning to fund your…
Jesse is thinking about launching a separate podcast to discuss small business, internet marketing, and how you can use YNAB to manage your business cash flow, and he wants to know what you think!
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Jesse asks the most important question about your reasons for getting out of debt, saving money, and achieving your financial goals. Why?
Why do you do it? What's the reason behind the goals? If yo…
"FI" is an acronym that has steadily grown in popularity over the last decade, though the concept is much older than that. It stands for financial independence -- some people call it early retirement…
It's common to set milestones for paying down debt. They're usually big, round numbers like $500, $1k, $5k, $10k. At the end of the day though, the goals are arbitrary. It's just a number, a stepping…
How do you order your categories? What's on top? What's on bottom? And how did you decide that?
Categories are easy to order once you understand your priorities. Rent, utilities, food -- these are …
Why do we become desensitized to the upticks in price of just about everything?
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"We could spend less if we wanted to."
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New feature alert: two factor authentication
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Everyone is getting into the lending money game. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
Jesse discusses payroll advance apps.
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Jesse discusses payroll advances in relation to age of money.
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Jesse goes back to basics and breaks down YNAB's Rule Four: Age Your Money
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