The Clever Investor Property Podcast

Christmas is a time of joy and celebration, but for many it can also be a financial challenge if you're not well-prepared. To ensure your holiday season is filled with merriment rather than money wor…

Dictionary definition: lottery ~ noun

• a means of raising money by selling numbered tickets and giving prizes to the holders of numbers drawn at random.
• a situation whose success or outcome is governe…

Superannuation was introduced to Australia in 1992 through the Superannuation Guarantee (SG) system. This landmark reform mandated that employers contribute a percentage of their employees' earnings …

Over ten years ago, when SMSF property lending started, the highest loan you could get was $500,000.

Back then, house prices were lower, and this type of lending was new. But now, SMSFs are the secon…

Just like a football team adjusts its game plan throughout the season to achieve victory, it's essential to understand the importance of changing your personal financial goals over time.

Just as no t…

Buy now or wait and save?

Lenders Mortgage Insurance (LMI) has been a big help in letting people who want to own a property get started with less money for a down payment.

It all began in 1965 when t…

Prepare to decode the enigma of superannuation with our latest podcast show, as we go Unravelling the the Mystery and find out the answer to the question, Is it Designed to Baffle?"
In this episode,…

Gen Z, refers to the generation of people born between 1997 to 2012. This means, the oldest Gen Zs would be 26 years old, and the youngest would be 11 years old. 

Dr Tony Hayek is back with us this w…

Before 1966, Australia used a currency system that might seem to be puzzling for us today. Instead of the dollars and cents we're familiar with now, they used pounds, shillings, and pence. This syste…

You would have heard the word depreciation, but what does it mean?

It's a slow change in value that happens to things over time.

Depreciation affects both cars and property, but in different ways, e…

Have you ever wondered where all the numbers and facts about Australia come from? Well, a big part of that job is done by the Australian Bureau of Statistics, or ABS for short.

A treasure trove of …

"If I had asked people what they wanted, they would have said faster horses."

Henry Ford 1863-1947 Founder Ford Motor Company 

Henry Ford is a pioneer of the automobile industry, he was the founder…

On this weeks show we have a blunt chat about how putting things off can totally mess with our quest for wealth.

Procrastination comes to visit all of us from time to time. It’s the act of delaying o…

When it comes to property investing, the journey can be both exciting and financially rewarding. However, navigating the intricate landscape of real estate and finance requires more than just blind e…

“The investor’s chief problem and even his worst enemy - is likely to be himself.”

Benjamin Graham was a British-born American economist, professor and investor and one of the granddaddy's of modern …

Welcome to the podcast!

Tax time always fun and while property investors are often happy with the potential tax credits they can get, it's becoming a horror show for accountants with the increasing w…

Borrowing power refers to the amount of money a lender is willing to lend you for various purposes, it can be anything from buying a house, your investment property, a new car, a business, sofa or ju…

In a momentous announcement, the Australian federal government has officially confirmed the appointment of Michele Bullock as the new Governor of the Reserve Bank of Australia (RBA).

Scheduled to tak…

The RBA's decision to keep interest rates unchanged at 4.1% was a welcome relief.

If we consider the CPI from January to May on an annualized basis, it is now below 2.8%. Additionally, there are stil…

Once upon a time in the bustling city of Prosperis, there lived a young and ambitious woman named Lily. Lily worked diligently at ‘Big City Corporation’, where she dedicated long hours to her job. Ho…