That Home Loan Hub

Navigating the shifting landscape of investment property management requires more expertise than many realize. Rachael Stipkovits from Homely Property Management pulls back the curtain on an industry…

What happens when you throw conventional real estate wisdom out the window? Karl Matakatea's journey building Sold on Kapiti Real Estate reveals exactly that. From jumping into the ocean for property…

Finding your way through the complex world of home loans can feel overwhelming, especially when you're facing challenges that seem to stack the odds against you. That's precisely what happened to Jor…

Navigating your mortgage refix might seem straightforward, but as we reveal in this enlightening discussion, it's actually one of the most critical financial crossroads homeowners face. Your refix pe…

What does it really cost to sell your home and buy another? Mortgage broker James Buchanan returns to the podcast to share the eye-opening reality of his recent property journey. After living on a li…

Death isn't a comfortable topic, but financial protection for your loved ones is too important to ignore. We dive deep into why proper life insurance coverage matters and the potentially devastating …

Could artificial intelligence replace your mortgage advisor? That's the question we tackle head-on with Kunj in this thought-provoking follow-up to our previous discussion on AI's growing influence a…

Your credit score is the silent gatekeeper to homeownership dreams. In this eye-opening conversation, we share the real story of a couple with stellar jobs and good incomes who nearly lost their chan…

Ever wondered why financial decisions feel so emotionally charged, especially within relationships? Sarah Curley brings a refreshing perspective to this podcast as she shares her journey from propert…

Breaking free from one of property's biggest myths, this episode confronts the widespread belief that you need a partner to buy a home. As a mortgage advisor who's helped countless solo buyers secure…

Ever wondered if that "free" mortgage advice is actually giving you the best deal possible? It's time for some straight talk about why seemingly helpful guidance from banks, family members, and yes—e…

The myth that you need to be completely debt-free to buy a home stops countless potential homeowners from even trying. The truth? Not all debt is created equal, and understanding the difference could…

Facing the KiwiSaver dilemma? You're not alone. The question of whether to use your retirement savings for a first home deposit or preserve them for your golden years is perhaps the most consequentia…

Getting pre-approved for a home loan feels like a victory – until suddenly the bank ghosts you or that precious approval vanishes right when you find your dream property. As a mortgage advisor who's …

"Should you buy a house that doesn't exist yet?" That's the question at the heart of our deep dive into the glittery but sometimes treacherous world of off-plan property purchases.

Forget what you've …

Struggling with a high fixed mortgage rate while watching interest rates drop? You're not alone. This episode tackles the complex question many Kiwi homeowners face: should you break your fixed mortg…

Wondering whether that home renovation, debt consolidation, or family holiday should be funded through your mortgage? This eye-opening episode cuts through the confusion surrounding top-up loans - on…

Stepping onto the property ladder feels impossible for many young New Zealanders, but Ryan Bilby's journey proves otherwise. A bakery manager at Ben's Buns in Paraparaumu Beach, Ryan recently purchas…

Tired of the endless saving cycle while watching home prices continue to climb? You're not alone. Many Kiwis believe they need a 20% deposit to enter the property market—a seemingly impossible hurdle…

Feeling priced out of your dream neighbourhood? You're not alone. Across New Zealand, aspiring homeowners face the harsh reality of skyrocketing property prices in our most desirable cities. But what…