Service and Wealth

While your service branch may automatically enroll you in the BRS to make Thrift Savings Plan (TSP) minimum contributions of 5% in order for you to get the 5% Match, that's about the only part of it …

This week we talk RETIREMENT and the Blended Retirement System (BRS). While saving for a car is a $10,000 goal and saving to buy a house with the VA Loan could require $25,000 in savings, retirement …

The way we think and feel about money, from unhealthy obsession to constant worry to total avoidance, is rooted in the experiences we had growing up, and the lessons we learned from others. The Milit…

The military loves to gloss over the important things when it comes to pay and benefits, especially when it affects your bottom line. Indeed it goes beyond that and makes it more difficult to opt-in …

Should you get a college degree while you're in uniform using Tuition Assistance, or wait to use your G.I. Bill after you get out? If you already have a degree, should you use TA to go out and get an…

Ah, yes, the American Dream: a house in the suburbs, picket fence, and a shiny new car in the driveway. But is it your dream? Clever and aggressive marketing from a young age certainly has convinced …

Our 4-part series on investing comes to a close. At this point you are confident enough to start investing, and also have the outlines of a basic strategy to make it easy and worry-free. In this week…

It's time to put it all together and make your first investments: Investing 301 explains how to put the lid on our buy box, and walks us through the process and decisions and mindset for each step of…

Investing 201 is the second in a 4-part Podcast series recorded to help you build an investment strategy and portfolio specifically tailored to you, yet still built on core fundamentals. Last week in…

Before you start investing in the stock market now that you have some cash and your first brokerage account, you need to build a strategy -- and your confidence. So long as you have the right timefra…

Finally saving money, but it's all just sitting there in a USAA Checking Account? Can't tell which dollar is for bills and which is for savings? Unsure with what steps to take next to start investing…

This week we bring our story full circle and explain how following the Military 40:40:20 Rule for budgeting that you learned in our first episode can with a simple financial plan achieve Financial Fr…

This week we discuss why saving "3 to 6 months of your salary" for an Emergency Savings Fund makes zero sense in the military -- or for just about anyone for that matter. We explain how income replac…

This week we discuss why the traditional "Retirement Savings Waterfall" is bogus in the military, since service members aren't even eligible for all the accounts recommended. We simplify the waterfal…

In our first episode we lay out a plan to help you get a jump on building wealth and saving towards a multi-million dollar retirement. We explain why conventional advice don't work, why you should ne…