SeedTime Money (Christian living & Personal Finances)
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
- Update frequency
- every 6 days
- Average duration
- 22 minutes
- Episodes
- 357
- Years Active
- 2018 - 2025
Tariffs!!! How they will affect your wallet and 2 reasons I am optimistic about them
Everyone’s Freaking Out About Tariffs—But Here’s the Side No One Talks About
Let’s be real—every headline out there is yelling about doom and gloom: “Trade war! Economic collapse! Inflation!”
But wha…
The biblical 'wealth transfer' myth debunked in 10 minutes
You know that verse in Proverbs that says “the wealth of the wicked is stored up for the righteous”?
Yeah… we need to talk about that.
For years, I heard people quoting it like a divine scratch-off t…
10 ways society programs us to stay broke (and how to break out)
Have you ever felt like no matter how hard you work, you're still not getting ahead financially?
You're not lazy. You're not broken.
You're just programmed.
In this episode, we unpack 10 sneaky ways …
Our business hit an all-time LOW...
For nine straight years, my business grew consistently. More revenue. More traffic. More impact. Then, suddenly, everything started going backward.
I had no clue what to do. I felt helpless. The numb…
The Day We Spent Our Last $55 (with Jamie Winship)
Jamie Winship is back. Kind of. We are sharing pieces of a talk he gave where he shared some powerful insights about how he thinks about money. We loved them so we wanted to share them with you! W…
The God Who Sees (And Sees To It): Understanding Jehovah Jireh (with Shelly Griffin)
Hey friend! It is Linda driving this one today! And most of us know Jehovah Jireh as "The Lord Who Provides"—but what if we’ve been missing something even deeper?
In this episode, I sit down with Sh…
Does God Care about your finances?
Does God actually care about your money? At first, it might seem like a purely earthly issue—like choosing the right toothpaste. But when you dig into scripture, you’ll find that money is one of the…
I’m a Financial Expert: Here are 10 Ways I Save on Groceries Every Month
Let’s be honest—grocery prices are out of control. If you feel like you’re spending WAY too much on food, you’re not alone.
In this episode, we break down 10 practical, no-nonsense ways to slash your…
5 tips for Money and Marriage
Money and marriage—two things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial…
We Paid Off Our House at 31 (5 Unconventional Money Moves That Made It Happen)
How did we crush a 30-year mortgage in just 3 years? We’re breaking down the five unconventional money moves that made this dream a reality—and they might work for you, too.
🔎In this episode, we co…
Why Heaven Uses Gold As Pavement & What It Means For Your Money Today
In this episode, we’re diving deep into an astonishing truth about Heaven’s streets of gold and what it teaches us about abundance, provision, and God’s priorities.
Spoiler: Heaven’s economy makes Ea…
If you have more than $1k in your bank account, make these 6 moves
In this episode of the SeedTime Money Podcast, we’re breaking down 6 game-changing money moves you can make with just $1,000.
Whether you’re hitting this financial milestone for the first time or you…
How to start a $10K/month coaching business in 2025
If you’ve ever thought, ‘I’ve been through something life-changing—I need to share this,’ then stop scrolling. This episode is for you.
We’re diving into an exclusive workshop with Bryan Harris, one …
Why Your Business Bank Account Is Holding You Back (and how to fix it with Relay)
I get asked all the time by listeners like you "Hey Bob, what business bank account do you use?" Well, in today’s episode, we’re diving into the banking solution that was a life-saver for me and that…
(💸40/40) A Dying Man's Last Money Lesson: A Sobering Message from a Dying Financial Advisor That's Waking Up the Western Church
What would you say if you knew you were dying? In this powerful final episode of our 40-week series, we share an extraordinary message from Richard, a British financial advisor facing terminal cancer…
(💸39/40) The Fear-Setting Framework: How to Turn Your Scariest Financial Decisions Into Your Biggest Breakthroughs
What happens when you face a decision that seems completely illogical on paper, but something in your spirit knows it's right?
In 2008, I faced exactly that: I turned down a dream job offering DOUBLE…
(💸38/40) I Saved $3k By Breaking This One Grocery Shopping Rule (+ 4 Game-Changing Food Budget Hacks)
I never thought changing ONE simple shopping habit could save us thousands...
But after running an experiment with our family of 5, our grocery bill hit its lowest point in 2 years. And the crazy par…
(💸37/40) The 10 best side-hustle ideas of 2025 to turn wasted time into income
We've seen it happen over and over: A side hustle that starts as a small experiment becomes more profitable than a full-time job. How?
In today's episode, we break down the 10 most lucrative side hus…
(💸36/40) The Spiritual Secret Behind Every Major Financial Breakthrough (That Nobody Talks About)
Have you ever felt like your prayers for financial breakthrough were hitting a brick wall?
Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for y…
(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care About
Ever feel like your dreams are slipping away because you "can't afford them"?
We're about to flip everything you think you know about affording what you love.
In this episode, we reveal the counter-i…