Radical Personal Finance
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
- Update frequency
- every 4 days
- Average duration
- 60 minutes
- Episodes
- 1186
- Years Active
- 2013 - 2025
145-Brilliant Market Timing or Pure Serendipity? Interview With Nick O'Kelly, Co-Author of Live On The Margin
My guest today is Nick O'Kelly. Nick is the co-author of Live On The Margin, a book about taking a different approach to regaining control of your time. (We previously interviewed Pat Schulte, his co…
144-Friday Q&A: Can I Retire With $1.4M, What Do I Do With Too Much Cash, and Should I do a Roth 401(k) or Traditional 401(k)?
Today, I bring to you three very fun but straightforward questions. Here they are:
Question #1: @01:56
Dear Joshua,
My wife and I are well read in the areas of index fund investing, frugal living, e…
143-Intro to Self-Directed IRAs: How to Invest In Real Estate, Tax Liens, Physical Gold and Silver, Structured Settlements, Horses, Livestock, Farmland, Timberland, and More In Your IRA
I've been looking for an expert on self-directed IRAs to bring on the show and I was thrilled to meet Kirk Chisholm at FinCon last year.
Kirk is an expert in both the self-directed IRA niche and the …
142-One Possible Business Model For an Ethical Financial Planning Practice Serving Middle-Income Families
I designed a potential financial planning practice structure a year or so ago. It has been my backup plan if Radical Personal Finance were unable to be financially productive. (It's probably still a …
141-Establishing a Success Mindset In Preparation for Urban Farming: Interview with Curtis Stone
The most popular episode--by a long shot--of the Radical Personal Finance podcast is Episode 40: "Making $80k on 1/3 Acre With an Urban Farm Without Owning Land? Yes, Please! Interview With Curtis St…
140-Friday Q&A: Planning Steps When A Spouse Is Planning to Stay Home, Borrowing On A Paid-For House For Real Estate Investment, Pension Plans in an Asset Allocation Plan, and How To Plan Your Life Together After Divorce
On Fridays, I answer your questions! And, even though this is going out on Monday, I still answer your questions! :)
Today, I handle these four questions:
- What practical steps can a couple take when…
139-My Advice for People Interested In Getting Into Financial Planning
At this point, I'm honored to get about an email a week from someone asking about how to get into the financial planning business. Sometimes, I get multiple emails in a day!
Here are four examples th…
138-Masterclass on 529 Plans a.k.a. Qualified Tuition Programs - Part 1
We're continuing our college series with an in-depth discussion of 529 plans.
529 plans are incredibly popular in all their permutations. (Many people who are currently participating in a 529 plan do…
137-Ideas To Make More Money on the Side: Interview with Nick Loper from Side Hustle Nation
As we rattle around and around the iron triangle of wealth (income, expenses, and intelligent use of the difference), we come today to the topic of income. Specifically, how can you create some extra…
136-Get Ready for Global Recession and $20/Gallon Gas in 2015!
We need to get into some economics today and I'm going to do some prognosticating. This is a very rare event on the show, so here goes!
Prediction: there will be a global recession in the future. And…
135-Be Confident in Your Unique Offering and Then Stick To Your Knitting
Today's show is a bit of a pep talk--for you but also for me!
We are taught by society to compare ourselves with other people. Even though we're all supposed to be "unique and different, we're reall…
134-Q&A: Incorporating in California vs. Wyoming (or Nevada or Delaware) and How to Decide Asset Allocation for an Investor in Sri Lanka
Q&A continues with two very interesting questions today:
- 2:30 "Should I incorporate my business in California or in Wyoming? Also, for my son, should I establish a corporation for my 16-year-old son…
133-Q&A: Paying off Your Primary Mortgage With a HELOC (Mortgage Acceleration) and How Safe is My Deferred Comp Program?
We're continuing our Q&A series this week and today I handle these two questions:
- 00:01 Melissa heard about an idea of using a HELOC to pay off your primary mortgage as a method of paying off the lo…
132-Q&A: Thinking Through Buying Life Insurance on Your Kids' Lives and Clarification on 72(t) Substantially Equal Periodic Payments for Retirees
When I started recording the show, I planned to answer six questions. But, after finishing the first question and realizing how in-depth the show would be if I covered all six in one show, I decided …
131-Filter Your Financial Advice Through the Lens of Scale
I read a lot of financial advice from many different perspectices. I also frequently am asked about financial advice. "Is this a good idea?" "What do you think about this investment idea?"
Over the y…
130-My Personal Development Plan for 2015
I like the change of the calendar year. It's a convenient time to sit down and take an inventory of where things are and assess the plans for where things are going.
2014 was an awesome year. It was …
Teaching Canadians to be Financially Independent By Age 45: Interview with Timothy Stobbs, Author of Canadian Dream-Free at 45! RPF0129
As we begin a new year, I think it's fitting to start with a discussion of financial independence!
My desire for all of you is that you may experience financial independence as you define it and that…
The Financial Advisor Who Can't Retire: Interview with Paul Merriman RPF0128
My guest today is Paul Merriman. I was introduced to Paul by a couple of listeners who requested I bring him on the show. I'm glad they did!
Paul is an experienced financial advisor. But, he did that…
Money Advice For Teens: Interview with Eva From Teens Got Cents RPF0127
Today, I bring you an interview with a dynamo: Eva from TeensGotCents.com.
I met Eva in New Orleans at the FinCon conference. She was attending with her mother and I was incredibly impressed with her…
Investing in Sustainability and Weathering the Financial Storms of Life: Interview with Jeff from The Sustainable Life Blog RPF0126
Personal finance touches every aspect of life by definition. Every aspect of our life involves finance in some way.
As we make the decisions of life, we're constantly faced with cost and opportunity …