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Miserable is not enough. - Podcast

Miserable is not enough.

Many of us, regardless of income, are miserable when it comes to our finances. We wonder why we're never happy, never secure.

If just being miserable was enough, we'd all be doing great, right?

Whether you're listening for yourself, or you're here to find tools that you can re-teach to the communities you serve, this quick podcast will give you the tools you need to evolve your relationship with money.

By combining solid Financial Literacy tools with behavior change tools, the Pacific Stoa curriculum has helped people and agencies develop their own strategies for resilience and awareness.

How To Education
Update frequency
every 10 days
Average duration
11 minutes
Episodes
70
Years Active
2020 - 2025
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S2 E2: Option Inventory: Out of options? Here's a quick practice to change that.

S2 E2: Option Inventory: Out of options? Here's a quick practice to change that.

“I don’t know what to do next.”

“I feel stuck.”

“I have to…”

“I just need to…”

“I don’t really have a choice, do I?


How often have you heard yourself say (or think) things like this?  


From the out…

00:10:37  |   Sat 09 Oct 2021
S2 E1: What is a susu?

S2 E1: What is a susu?

Every month you meet with 10 of your closest friends.  You share a beautiful, chatty dinner, everyone gets caught up, talking about their latest adventures, and then at the end of the evening everyon…

00:08:43  |   Thu 30 Sep 2021
Episode 26: How do I stop procrastinating. Pt. 3

Episode 26: How do I stop procrastinating. Pt. 3

The last of our short run on procrastination!  What surprised you about our deep dive into procrastination and how to undermine it?


What topics do you want to hear about next season?  Let's talk!  h…

00:14:08  |   Sun 18 Jul 2021
Episode 25: How do I stop procrastinating. Pt. 2

Episode 25: How do I stop procrastinating. Pt. 2

Continuing on with the cycle of procrastination.  Let's follow the kind of messed up logic of not trusting ourselves and apathy.


How have you seen procrastination result in little crisis that snowba…

00:13:44  |   Sun 04 Jul 2021
Episode 24: How do I stop procrastinating? Pt.1

Episode 24: How do I stop procrastinating? Pt.1

You've put off that one little task for weeks now, and today's the day!  You work up the nerve and knock the task out and it took all of 90 seconds!!!!  Why couldn't you have just done it weeks ago? …

00:11:12  |   Sun 20 Jun 2021
Episode 23: What's the difference between an obstacle and a goal?

Episode 23: What's the difference between an obstacle and a goal?

Just because you're focused on it doesn't mean it's a goal.  Obstacles have a sneaky way of telling us they are goals!  How did this impact what we focus on, what we choose to do, and how likely we a…

00:11:26  |   Sun 06 Jun 2021
Episode 22: How to talk about money.

Episode 22: How to talk about money.

Taking a break from Financial Skepticism to talk about a related issue... we, as a people are NOT good at talking about money.  What do you say when someone you care for is struggling financially?  L…

00:15:03  |   Sun 23 May 2021
Episode 21: Financial Skepticism: How is this rule hurting me

Episode 21: Financial Skepticism: How is this rule hurting me

What did you notice as you were looking for those lighting-fast internal rules that we all use to motivate ourselves, make decisions, stay on task or get things done?


Let's take a rule I use ("I don…

00:10:16  |   Sun 09 May 2021
Episode 20: Financial Skepticism: Observation

Episode 20: Financial Skepticism: Observation

We all have a set of internal rules, strategies, wisdom and truths that are informing every choice we make.  If they are good tools, they help us get to our goals, but if their bad can be undermining…

00:15:59  |   Sun 25 Apr 2021
Episode 19: What is Financial Skepticism?

Episode 19: What is Financial Skepticism?

What is Financial Skepticism?  Why is it important to evaluate the tools, rules, and strategies we use to make decisions?


What are those lighting-fast decision making rules that you use?  In this ep…

00:11:47  |   Sun 11 Apr 2021
Episode 18: What is Financial Literacy? What is Financial Wellness?

Episode 18: What is Financial Literacy? What is Financial Wellness?

What is the difference between financial literacy and financial wellness?  Can you have one without the other?


Find 45 minutes on your calendar next week for us to talk.  You can pop yourself right …

00:10:44  |   Sun 28 Mar 2021
Episode 17: What is a sunk cost?

Episode 17: What is a sunk cost?

What is a sunk cost?  How is that different than the sunk cost FALLACY?  And how do we pay these sunk costs in different parts of our lives including our finances?


Find 45 minutes on your calendar n…

00:12:18  |   Sun 14 Mar 2021
Episode 16: Let's talk about talking about money.

Episode 16: Let's talk about talking about money.

Having financial conversations is rough, but having financial conversations with our partners can be rougher still!   Good news, though!  By using this customizable, judgment-free, easy conversationa…

00:19:09  |   Sun 28 Feb 2021
Episode 15: IS IT WORKING?

Episode 15: IS IT WORKING?

This is the last of the three-episode exploration into how to tell if a tool or strategy you are using is garbage or good!


Read the full article here.

And the article on receipts and tracking here!


00:07:13  |   Sun 14 Feb 2021
Episode 14: Hey, just live below your means.

Episode 14: Hey, just live below your means.

We've all heard "just live below your means" and "just save 10% of your income".   And I'm betting you've heard these two pieces of wisdom A BUNCH.  But are these tools working?  (Spoiler alert:  no,…

00:11:37  |   Sat 30 Jan 2021
Episode 13: Are you a quitter?

Episode 13: Are you a quitter?

Lasting change, making good choices, and setting ourselves up for success may not be about willpower.  In fact, there is science showing that willpower may not be the best tool for change!  https://p…

00:07:38  |   Sat 16 Jan 2021
Episode 12: V vs R/ AOW

Episode 12: V vs R/ AOW

Last time I took a tool away from you.   NO MORE WANTS VS NEEDS!   This episode we'll talk about the tool I teach to replace it!


Want to practice re-teaching this tool or any of the tools we've cove…

00:14:06  |   Sun 03 Jan 2021
Episode 11: Why the Wants vs Needs assessment is GARBAGE.

Episode 11: Why the Wants vs Needs assessment is GARBAGE.

We've all been using the wants vs needs assessment for generations, but is it WORKING?  

00:05:00  |   Sat 19 Dec 2020
Episode 10:

Episode 10: "I just need to.."

How many times have you heard yourself or others say "I just need to..." or "If I could just..."?

This little shortcut our brains take is secretly poison!  Find out why and how to counteract it in th…

00:09:53  |   Sat 05 Dec 2020
Episode 9: Tracking

Episode 9: Tracking

Tracking what we spend is not as easy or hard as you might think!

The purpose of beginning to track is twofold:

Create a tracking routine

-and-

Get good, clean data on your spending.


More on why I h…

00:08:43  |   Sun 22 Nov 2020
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