The Financial Independence and Retirement show dedicated to helping you build the life of your dreams, as fast as possible, with as little stress as possible
Balancing Roth conversions with the $40,000 SALT deduction cap can be tricky for retirees—especially if you live in a high-tax state like California or New York. In this episode of Leibel on Fire, fi…
In this episode of Leibel On Fire, Leibel Sternbach and Freddie Bell explore smart strategies for charitable giving in retirement. Learn how tools like Qualified Charitable Distributions (QCDs), appr…
Social Security benefits are tied to cost-of-living adjustments (COLA), but the way those adjustments are calculated may not reflect the true expenses retirees face. In this episode, Leibel Sternbach…
Healthcare in retirement can cost hundreds of thousands of dollars—and Medicare won’t cover it all. In this episode of Leibel on Fire, Leibel Sternbach breaks down the real drivers of retirement heal…
If you’re 65 or older, you may be eligible for an additional $6,000 deduction that could lower your tax bill and stretch your retirement income further. But the media headlines are often misleading—t…
This week on Leibel on Fire, bestselling author and financial planner Leibel Sternbach breaks down two massive events that shook the markets: the surprise firing of the Bureau of Labor Statistics Com…
In this episode, retirement expert Leibel Sternbach explains why parking all your savings in cash or annuities can erode your purchasing power over time. Discover how his YFYA ETF and a simple three‑…
Too many retirees “play it safe” by piling into cash or fixed annuities—only to watch inflation quietly erode their buying power. In this first installment of “The Biggest Retirement Mistakes”, Leibe…
Are you unknowingly paying hidden fees on your annuity? In this episode of Leibel On Fire, financial expert Leibel Sternbach breaks down the costly pitfalls hiding inside many annuity contracts—inclu…
Thinking about buying an annuity? You might want to listen to this first. In this episode of Leibel on Fire, Leibel Sternbach breaks down the hidden fees and contractual traps buried inside most annu…
Will Social Security Be There When You Retire? Here's What You Need to Know Is Social Security running out of money? Will it be there when you need it most? In this episode of Leibel on Fire, Leibel …
Are you dreaming of that boat, RV, or dream home in retirement? You’re not alone—and that’s exactly why so many retirees end up regretting these major purchases. In this episode of Leibel On Fire, fi…
Can looking broke on paper actually help you retire wealthier? In this eye-opening episode of Leibel on Fire, Leibel Sternbach breaks down why appearing “poor” in retirement—at least in the eyes of t…
Can you really earn 20%, 50%, or even 100% income from high-yield ETFs like JEPI, SCHD, and YieldMax? In this episode of Leibel on Fire, Leibel Sternbach breaks down the rise of synthetic income ETFs…
Too much of a good thing can be harmful—especially in retirement planning. In this episode of Leibel On Fire, Amazon best-selling author and retirement expert Leibel Sternbach explains the difference…
In this episode of Leibel on Fire, Leibel Sternbach and Freddie Bell dive into the surprising connection between DOGE (Department of Government Efficiency) and your Social Security benefits. With Elo…
Are you still parking your cash in CDs or low-yield savings accounts? In this episode of Leibel on Fire, Amazon bestselling author and retirement expert Leibel Sternbach breaks down the real differen…
Thinking about adding gold to your retirement portfolio? In this episode of Leibel on Fire, financial planner Leibel Sternbach breaks down the pros and cons of investing in gold ETFs versus physical …
Are crypto ETFs and private equity in your 401k the revolutionary investment opportunity Wall Street claims, or just another way to shift risk to unsuspecting retirees? In this eye-opening episode, f…
Navigating Market Chaos: How to Stay Calm, Profit, and Protect Your Retirement
In this special episode of Leibel on Fire, Leibel Sternbach is joined by hedge fund manager Ian Naismith of Algo IQ to b…