Kitchen Table Finance

Join Nick as he chats with the SRB summer intern, Cade Cambell, while Dave is on vacation. Watch it on YouTube HERE Cade is a senior at Michigan State studying finance and minoring in insurance and r…

Join Nick and Dave as they discuss Nick’s best and worst personal money decisions. In case you missed our last episode where Dave discusses his personal financial best and worst, you can find it here…

Join Dave and Nick as Dave reveals one of the best and worst money decisions he’s made over the years. Don’t worry, you will hear from Nick soon, as he reveals his own trials with money as well. Peop…

Join Dave and Nick as they discuss the book, The Soul of Money by Lynne Twist. Lynne Twist is a global activist and founded The Soul of Money Institute and you can find many of her works on her websi…

Welcome back to another episode, and another MSU case study. Last time we discussed a married couple who are both MSU professors and have two teenage children. You can find that episode here: Ep 114:…

Join Nick and Dave as they discuss some of their favorite resources for financial planning and why they like them. You can find links to the resources below. Shotwell Rutter Baer is proud to be an in…

Twelve months ago, I bonds were the security to purchase. As a refresher, I Bond rates get set at six-month intervals. Basically May to November and then November to the following May or April. A yea…

In today’s episode, we discuss what is your ideal retirement age. We take a look at retirement in the United States and how it’s shifting. Join us as we take a dive back to where it came from and how…

We are going to talk about getting real about social security. This has been an ongoing discussion with clients, particularly younger clients for a while but it seems to becoming more prominent. Ther…

2nd Quarter 2023 Economic Update and Market Review The first quarter of 2023 was largely positive for the markets, but not positive enough to make up for the frustrating previous 12 months. While inf…

In today’s episode, Dave and Nick have an interesting case study of a couple of MSU professors. Join us as we take a look at some of the common scenarios that come up in a case like this when we’re h…

We’ve been getting a lot of questions about the housing market. We’ve seen the Fed basically increase interest rates at an accelerated pace over the last year. And they are looking to still continue …

Last Week Silicon Valley Bank collapsed. Nuveen’s asset managers noted it was the fastest bank failure in history, the result of management missteps, a challenging interest rate environment, a narrow…

Join Dave and Nick as they discuss Secure Act 2.0 and how it make affect you personally. We cherry-picked the most important points that we felt would impact our listeners the most. Secure Act 2.0 st…

We have a very special episode for your today. Join us as Nick interviews Ashley Sajor and discover out why she became a financial planner. Ashley is one of the newest members of our team and started…

Take OUR QUIZ to assess your own risk tolerance. Join Dave and Nick as they discuss the all-important risk tolerance. This is a big subject and comes up all the time when we’re working with clients. …

Dave and Nick are joined by Ashley Sajor, Associate Financial Planner here at Shotwell Rutter Baer. Ashley started her career at SRB as an intern and after graduating from MSU became a full-time empl…

Join Nick and Dave as Nick interviews Dave as to the “why” and the “how” of his journey to becoming a financial planner. Dave, “I started basically looking for a job and did not have a true career pa…

Nick and Dave discuss the difference between, “I want to be financially responsible” versus “I’m going to try to keep a budget this year.” If you’re starting from the standpoint of already being a fi…

The debt ceiling debate has been front and center lately, so we thought we’d share this article from our partners at Clearnomics discussing this issue and how it may impact markets. Over the past wee…